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Cheapest Companies for Temporary Car Insurance Louisiana (2022)

For drivers looking for temporary insurance in Louisiana, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Louisiana. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Louisiana.

CarrierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clearcover$235
Direct Auto$284
The General$299
Midvale$359
Bristol West Auto$367

What Is Temporary Car Insurance and How to Get It in Louisiana?

Although you may see televised or online ads for month-to-month car insurance, reputable companies don’t work this way. Carriers sell auto insurance in six-month and 12-month increments. While there are benefits of both, choosing a short-term, six-month solution gives you more flexibility since you can switch providers earlier if need be.

Another solution to temporary coverage needs is buying a short-term policy and canceling early. Just be sure to have another policy in place if you need coverage, as Louisiana requires motorists to have continuous coverage. Canceling early sometimes brings a penalty, but insurance companies usually return any unused premiums.

What Are the Average Short-Term Car Insurance Rates in Louisiana?

There’s nothing like having some real numbers to base an insurance decision on. The total cost of a six-month, short-term policy is $1,759, and this number is an average taken from actual carriers and drivers across the state. At $1,759 for a six-month policy, this means that the average monthly rate for the same policy is $293.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.Total Cost of 6 Month, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$293$1,759

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Louisiana?

You can be happy with anything for six months, including your insurance policy. But after that time, you may begin to wonder if you could get a better deal somewhere else. The answer? Probably so. The best way to stay flexible with your funds and ensure you always have the best rates is to buy a short-term insurance policy that can free you up to shop not once but twice a year for a better deal.

Years ago, insurance shopping like this would have been a time sink. Today, with sites like Insurify, you can quickly compare all of your available options without wasting a week. In just minutes, you’ll get up to 20 short-term car insurance policies to choose from—policies that fit your life now, not six months ago.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Louisiana within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Louisiana

Insurance prices and policies can vary significantly between companies, and a state like Louisiana draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Louisiana Car Insurance

  • Why is car insurance so expensive in Louisiana?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Louisiana?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Louisiana. Insurify analyzed the latest data for the five most populous cities in Louisiana to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Louisiana?

    The way to find the carrier with the best auto insurance ratings in Louisiana and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Louisiana?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Jeanette Wisniewski
Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.