Temporary Car Insurance in Louisiana:
Costs and Quotes (2021)

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Cheapest Companies for Temporary Car Insurance Louisiana (2021)

For drivers looking for temporary insurance in Louisiana, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Louisiana. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Louisiana.

What Is Temporary Car Insurance and How to Get It in Louisiana?

Although you may see televised or online ads for month-to-month car insurance, reputable companies don’t work this way. Carriers sell auto insurance in six-month and 12-month increments. While there are benefits of both, choosing a short-term, six-month solution gives you more flexibility since you can switch providers earlier if need be.

Another solution to temporary coverage needs is buying a short-term policy and canceling early. Just be sure to have another policy in place if you need coverage, as Louisiana requires motorists to have continuous coverage. Canceling early sometimes brings a penalty, but insurance companies usually return any unused premiums.

What Are the Average Short-Term Car Insurance Rates in Louisiana?

There’s nothing like having some real numbers to base an insurance decision on. The total cost of a six-month, short-term policy is $1,759, and this number is an average taken from actual carriers and drivers across the state. At $1,759 for a six-month policy, this means that the average monthly rate for the same policy is $293.

Length of Short-Term Insurance Policy
6 months$293$1,759

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Louisiana?

You can be happy with anything for six months, including your insurance policy. But after that time, you may begin to wonder if you could get a better deal somewhere else. The answer? Probably so. The best way to stay flexible with your funds and ensure you always have the best rates is to buy a short-term insurance policy that can free you up to shop not once but twice a year for a better deal.

Years ago, insurance shopping like this would have been a time sink. Today, with sites like Insurify, you can quickly compare all of your available options without wasting a week. In just minutes, you’ll get up to 20 short-term car insurance policies to choose from—policies that fit your life now, not six months ago.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Louisiana within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Louisiana

Insurance prices and policies can vary significantly between companies, and a state like Louisiana draws a wide variety of choices when drivers are evaluating temporary car insurance plans.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

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Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.

Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.