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Cheap Auto Insurance Quotes in Statesboro, GA, for September 2022

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Amy Beardsley

By: Amy Beardsley

Edited by Danny Smith

Updated August 2, 2022

Quick Facts

  • The average cost of car insurance in Statesboro is $234 per month or $2,808 annually.
  • Car insurance in Statesboro is $20 less than the average cost of insurance in Georgia.
  • The cheapest top car insurance provider in Statesboro on average is Progressive.

Car Insurance in Statesboro, GA

Statesboro may not be too far from Savannah, Georgia, but drivers there can often find cheaper car insurance rates than in Savannah. The average insurance cost is $234 per month, but even lower rates can be found. While your premiums may vary by provider, you can find affordable car insurance policies in Statesboro if you take the time to compare car insurance quotes.

Quotes by Top Companies

Progressive
$119
Travelers
$199
Nationwide
$200
National General
$203
Liberty Mutual
$241

Cheapest Car Insurance in Statesboro, GA

What is the cheapest car insurance in Statesboro?

Progressive is the cheapest top car insurance provider on average in Progressive, with rates starting at $119 per month. It’s still vital to compare car insurance rates, as everyone’s situation is unique.

Georgia requires drivers to carry auto insurance coverage, but you can choose which insurance provider to buy a policy from. How much you pay can vary by provider, so it’s well worth your time to compare quotes before buying a policy.

Insurance CompanyAverage Monthly Quote
Progressive$119
Travelers$199
Nationwide$200
National General$203
Liberty Mutual$241
Hugo$48
Mile Auto$146
Elephant$186
Clearcover$195
GAINSCO$226
AssuranceAmerica$227
State Auto$227
Bristol West$229
InsureMax$239
SafeAuto$241
Amigo America$244
Mercury$245
Midvale Home & Auto$250
Direct Auto$252
Safeco$254
Everest National$273
Foremost$273
Arrowhead$295
The General$312
Freedom National$328
Infinity$428
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Georgia

Every state has its own minimum car insurance coverage requirements for its drivers. Georgians getting behind the wheel must first have both property damage insurance and bodily injury liability coverage[1]. Read more on Georgia’s minimum car insurance requirements.

Statesboro Car Insurance Rates by Driving and Accident History

Insurers use your driving history to determine your risk of filing a claim[2]. A clean driving record classifies you as lower-risk, and it’s one of the best ways to ensure your auto insurance premiums stay low. You’re almost guaranteed to pay more if speeding tickets, at-fault accidents, DUIs, and other traffic violations show up on your driving report.

Driver HistoryAverage Monthly Cost
Clean Record$226
Speeding Ticket$303
At-Fault Accident$330
DUI$450
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

Statesboro Car Insurance Rates by Credit Tier

Insurance providers in Statesboro can use your credit score as a factor when setting your rates[3]. Statistically, drivers with higher credit scores have a lower probability of filing an insurance claim. The lower risk of claims translates into lower car insurance premiums. Maintaining your credit score and practicing responsible financial habits can help you get the best rates.

Credit TierAverage Monthly Cost
Excellent$203
Good$239
Average$263
Poor$408
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Statesboro

Car insurance is a necessity for any driver in Georgia. In Statesboro, you can get the cheapest car insurance by comparing the prices of different providers. Rather than calling insurance agents or providers directly, save time by using Insurify to compare auto insurance rates side by side in minutes.

Insurify can help you find affordable coverage for your vehicle. Just answer a few basic questions, and you’ll be able to compare rates from top companies in your area. Drivers should also seriously consider bundling their auto insurance with renters insurance or homeowners insurance, as many insurers offer hefty discounts for these types of policies.

Frequently Asked Questions

  • You can increase your chances of finding the cheapest car insurance by comparing quotes from at least three different companies. Then, you can review the coverage options, policy limits, and available discounts to determine the best option for your insurance needs. You can also ask about discounts and other money-saving options your current insurer might offer.

  • The average cost of car insurance in Statesboro is $234 per month. But several factors can affect car insurance rates, including age, vehicle type, and coverage preferences. The minimum required coverage will cost less than adding comprehensive and collision insurance.

  • Car insurance isn’t one-size-fits-all. Many factors can cause rates to increase or decrease, including your policy type and coverage limits. Also, if you have a history of accidents or speeding tickets, your rates will be higher than someone with a clean driving record. If you don’t want to pay too much, compare quotes from several companies before settling on a policy.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Amy Beardsley
Amy Beardsley
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Insurance Writer

Amy is a personal finance and technology writer. With a background in the legal field and a bachelor's degree from Ferris State University, she has a talent for transforming complex topics into content that’s easy to understand. Connect with Amy on LinkedIn.

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Sources

  1. Office of Commissioner of Insurance and Safety Fire. "State Minimum Car Insurance Requirements." Accessed July 14, 2022
  2. idrivesafely.com. "Georgia Driving Record." Accessed July 30, 2022
  3. Georgia Office of Attorney General - Consumer Protection Division. "Credit Reports and Credit Score." Accessed July 30, 2022