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Cheap Auto Insurance Quotes in Jackson, GA (September 2022)

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Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Tanveen Vohra

By: Tanveen Vohra

Edited by Olivia Oksenhorn | Reviewed by Licensed Insurance Agent, Amber Benka

Updated February 4, 2022

Car Insurance in Jackson, GA

Georgia drivers know all too well that car insurance can be expensive. While the average cost of car insurance in Georgia is $354 per month, drivers in the peach state can save on insurance costs if they know where to look. With Insurify, the average user saves $585 per year just by switching to a cheaper provider they found on the platform.

Quick Facts

  • The average cost of car insurance in Jackson is $249 per month, or $2988 annually.
  • Car insurance in Jackson is $2 more than the average cost of car insurance in Georgia.
  • The cheapest car insurance provider in Jackson on average is Foremost GroupSelect℠, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Travelers
$168
Mile Auto
$170
Clearcover
$192
Elephant
$200
Liberty Mutual
$201

Cheapest Car Insurance in Jackson, GA

When you’re shopping for car insurance, you’ll notice that prices will vary between insurance providers. That’s because every insurance provider weighs information like your driving record, your credit score, and your age differently. While the following are the cheapest insurance companies in Jackson on average, you should always compare quotes to find your best rate.

Insurance Provider in JacksonQuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Travelers$168 /mo
Mile Auto$170 /mo
Clearcover$192 /mo
Elephant$200 /mo
Liberty Mutual$201 /mo

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Best Car Insurance in Jackson, GA

Not all insurance companies are created equal, and it’s important to find a provider that can offer good customer service and has a history of reliably paying claims. Insurify analyzes multiple factors that reflect quality, reliability, and health of an insurance company to calculate its Insurify Composite Score and rank insurers. See the best providers in Jackson below.

Best CompaniesScoreThe Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor's, Moody's, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews.QuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clearcover97$192 /mo
Liberty Mutual82$201 /mo
Travelers80$168 /mo

Average Car Insurance Cost

Georgia Cities
Atlanta$223/mo
Columbus$176/mo
Savannah$207/mo
Augusta$185/mo
Jackson$214/mo
Georgia$201/mo
Columbus
$176
Augusta
$185
Average for GA
$201
Savannah
$207
Jackson
$214
Atlanta
$223
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Georgia

All motor vehicles operated or parked on Georgia roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Georgia[1] are:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Georgia is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $25,000 per person for uninsured motorist bodily injury
  • $50,000 per accident for uninsured motorist bodily injury
  • $25,000 per accident for uninsured motorist property damage

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Georgia, drivers are required to be insured for both bodily injury and property damage.

Jackson Car Insurance Rates by Driver Age

One of the most important factors in determining the premium for your auto insurance policy is age. Young drivers see the highest rates because they are inexperienced and more likely to get into accidents. In fact, teen drivers are almost three times as likely as drivers aged 20 and older to be in a deadly crash. You can expect the following rates for each age group in Georgia.

Driver's AgeAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Teens$583
20s$364
30s$246
40s$222
50s$201
60s$202
70s$227
80+$247

Jackson Car Insurance Rates by Driving and Accident History

Your driving record is one of the most important factors that insurance companies consider when calculating your premium. Drivers with infractions such as speeding tickets, at-fault accidents, or DUIs in their history will likely see higher premiums compared to drivers with clean records. Here’s what you can expect to pay in Jackson, Georgia based on your driving history.

Driving HistoryAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clean Record$244
Speeding Ticket$368
At-Fault Accident$386
DUI$4

Jackson Car Insurance Rates by Credit Tier

Many insurance companies use your credit score when determining your rate. That’s because historical research shows that drivers with good credit file fewer claims, while drivers with bad credit account for a higher percentage of paid claims. The following is what you can expect to pay in Jackson, Georgia based on your credit tier.

Credit TierAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Excellent$314
Good$335
Average$391
Bad$486

Jackson DMV Information

The Jackson Department of Driver Services offers license renewals and reinstatements, out of state driver’s licence and license plate transfers, CDL road and written tests, regular and motorcycle knowledge exams, and insurance reinstatements for Butts county. The office is open from 8:00 a.m. to 6:00 p.m. Tuesday through Friday and is located at:

1578 GA-16
Jackson, GA 30233

Public Transportation in Jackson

Although Jackson, Georgia is a car-dependent city according to Walk Score, a few public transit options are available for residents who do not want or are unable to drive. ThreeRivers Regional Commission offers rides under a “demand response” model, meaning that there are no fixed routes or stops, and users will need to schedule their rides. 

Still, most residents of Jackson get around by car, and all drivers should make sure they are properly insured before getting behind the wheel. 

How to Get the Cheapest Car Insurance in Jackson

Georgia drivers know that car insurance can be pricey. What drivers in the peach state might not know is that they could be saving hundreds of dollars every year just by comparing car insurance quotes. Let us provide the insurance solutions for all of your insurance needs; get a quote today with Insurify and start saving on car insurance!

At Insurify, we make it easy. You’ll just have to enter information about your vehicle and driving history once, which beats calling around to multiple insurance agents. From there, we’ll show you multiple quotes side-by-side and all in one place, so you can be sure you’ve seen all the best rates. You can also use Insurify to shop for home insurance and life insurance.

FAQs - Jackson, GA Car Insurance

  • The easiest way to find the best and cheapest car insurance is to use Insurify. We’ll show you quotes from national insurance providers like Allstate and State Farm along with quotes from local agents and in just a matter of minutes you can buy insurance online without ever visiting an insurance agency!

  • The average cost of car insurance in Jackson, Georgia is $247 per month, but factors such as age and driving history will affect the cost of your insurance. The cost of your insurance policy will also depend on what kind of insurance coverage you choose to buy. For example, a full-coverage policy with roadside assistance will cost more than a liability policy.

  • The high cost of auto repairs and healthcare, severe weather events, and many uninsured drivers all drive up the cost of insurance in Jackson. However, you can often save on car insurance by bundling your auto insurance policy with other insurance products like your homeowners insurance, business insurance, commercial auto insurance, or renters insurance.

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  • Personalized quotes in 5 minutes or less
  • No signup required
  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Insurify Insights

How Jackson Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Jackson, Georgia below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Jackson drivers measure up to their fellow motorists across Georgia in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

honda

Honda Accord

Most Popular Car in Jackson

#48

City with the Most Speeding Tickets Rank in Georgia

#63

City with the Most Moving Violations Rank in Georgia

#14

City with the Most DUIs Rank in Georgia

#180

City with the Most Suspended Licenses in Georgia

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Jackson drivers rank 127 in the number of car accidents per driver across all cities in Georgia.

    • Rank within state: #127
    • Percent of drivers in Jackson with an accident: 9.6%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Jackson drivers rank 14 in the number of DUI’s per driver across all cities in Georgia.

    • Rank within state: #14
    • Percent of drivers in Jackson with a DUI: 2.3%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Georgia, Jackson drivers rank 12 in the number of reckless driving offenses per driver.

    • Rank within state: #12
    • Percent of drivers in Jackson with a reckless driving offense: 3.1%
  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Georgia, Jackson drivers rank 27 in rude driving infractions.

    • Rank within state: #27
    • Percent of drivers in Jackson with a reckless driving violation: 3.3%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Georgia, Jackson drivers rank 48 in the number of speeding infractions per driver.

    • Rank within state: #48
    • Percent of drivers in Jackson with a speeding ticket: 11.9%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Jackson drivers rank 153 in clean driving records across all cities in Georgia.

    • Rank within state: #153
    • Percent of drivers in Jackson with clean record: 75.8%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Jackson drivers rank 149 in hybrid and electric vehicle ownership across all cities in Georgia.

    • Rank within state: #149
    • Percent of drivers in Jackson with a hybrid/electric vehicle: 0.42%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Tanveen Vohra
Tanveen Vohra
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Editorial Manager

Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.

Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others.

Learn More

Sources

  1. Office of Commissioner of Insurance and Safety Fire. "State Minimum Car Insurance Requirements." Accessed May 28, 2022