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Cheap Auto Insurance Quotes in Griffin, GA, for September 2022

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Courtney Roy

By: Courtney Roy

Edited by Thomas Fitzgerald

Updated July 19, 2022

Quick Facts

  • The average cost of car insurance in Griffin is $240 per month or $2,880 annually.
  • Car insurance in Griffin is $114 less than the average cost of insurance in Georgia.
  • The cheapest top car insurance provider in Griffin on average is Progressive.

Car Insurance in Griffin, GA

As part of the Atlanta metro, Griffin is one of the few cities where the average cost of auto insurance is cheaper than the rest of the state by over $100. Georgia auto insurance averages $354 per month, which exceeds the national average by a significant margin. Fortunately, drivers in Griffin can do much better than that if they compare car insurance quotes.

Quotes by Top Companies

Progressive
$145
National General
$159
Travelers
$188
Liberty Mutual
$227
Nationwide
$228

Cheapest Car Insurance in Griffin, GA

What is the cheapest car insurance in Griffin?

Progressive is the cheapest top car insurance provider on average in Griffin, with rates starting at $145 per month. It’s still important to compare car insurance rates, as everyone’s situation is unique.

Car insurance providers vary in how they evaluate factors like driving record and credit score, so comparing prices helps you land the best rate. And the most affordable auto insurance company for you today may be costlier six months from now. Below are the average monthly rates, but also check back when your car insurance policy is up for renewal.

Insurance CompanyAverage Monthly Quote
Progressive$145
National General$159
Travelers$188
Liberty Mutual$227
Nationwide$228
Hugo$53
Mile Auto$142
Clearcover$168
Elephant$186
Foremost$227
State Auto$236
Mercury$237
Midvale Home & Auto$242
InsureMax$247
Direct Auto$247
AssuranceAmerica$248
SafeAuto$248
Amigo America$249
Safeco$254
GAINSCO$280
Freedom National$289
The General$305
Bristol West$317
Acuity$324
Arrowhead$339
Everest National$343
Infinity$360
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Georgia

Every state has its own laws on what insurance coverage is required for its drivers. Georgia drivers must carry both bodily injury and property damage liability insurance[1]. Read more on Georgia’s minimum car insurance requirements.

Griffin Car Insurance Rates by Driving and Accident History

How much does a ticket, accident, or DUI change your insurance premiums in Griffin? At a minimum, you’ll pay $81 more than you would with a spotless driving record. You’ll always receive the best rate when you have no infractions[2]. And with the potential savings, you can think about added protection such as uninsured and underinsured motorist coverage.

Driver HistoryAverage Monthly Cost
Clean Record$234
Speeding Ticket$314
At-Fault Accident$342
DUI$466
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

Griffin Car Insurance Rates by Credit Tier

Your credit also significantly affects your car insurance rates[3]. Insurance research has shown a connection between stellar credit and safe driving habits. Therefore, drivers with excellent credit pay the least for auto insurance. However, some car insurance companies specialize in helping those with credit challenges. So keep that in mind when you glance at these rates.

Credit TierAverage Monthly Cost
Excellent$193
Good$228
Average$250
Poor$388
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Griffin

The most effective tactic for finding the cheapest car insurance is comparing car insurance companies. Insurify helps you do this all on one easy platform so you can put the best rates side by side. And you can customize your free quotes to help you find exactly the auto insurance coverage you need.

When you’re ready, enter a few quick details about yourself, and in less than five minutes, you’ll find personalized auto insurance rates. Along with national insurance providers like Nationwide, Liberty Mutual, and Travelers, you’ll also see what smaller local insurance agencies offer. Either way, you get the best combination of price and service.

Frequently Asked Questions

  • Shopping around is always the best way to find affordable car insurance. And with online tools like Insurify, you can skip calling insurance agents. Other winning tips for cheap car insurance include raising your deductibles and opting for minimum liability coverage. Also, you can score hefty discounts when bundling your auto insurance with homeowners or renters insurance.

  • In Griffin, the average monthly auto insurance cost is $240, which is cheaper than Georgia car insurance in general. But your final insurance premium will always be determined by your age, location, and driver profile. Also, the type of coverage you choose affects your monthly bill. For example, policies with full coverage always cost more than those with minimum coverage.

  • Traffic patterns, crime rates, and auto repair costs can affect how much you pay for car insurance. However, factors within your control have the most significant impact, like your driving record, credit score, and coverage choices. For instance, avoiding tickets and car accidents can qualify you for substantial discounts.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Courtney Roy
Courtney Roy

Insurance Writer

Courtney Roy is a financial and technology writer. He creates content that makes an actionable difference in the lives of his readers by helping them understand matters of personal finance. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering.

Learn More

Sources

  1. Office of Commissioner of Insurance and Safety Fire. "State Minimum Car Insurance Requirements." Accessed July 14, 2022
  2. idrivesafely.com. "Georgia Driving Record." Accessed July 14, 2022
  3. Georgia Office of Attorney General - Consumer Protection Division. " Credit Reports and Credit Score." Accessed July 14, 2022