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Cheap Auto Insurance Quotes in Douglasville, GA, for September 2022

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Charlie Mitchell

By: Charlie Mitchell

Edited by Danny Smith

Updated August 2, 2022

Quick Facts

  • The average cost of car insurance in Douglasville is $278 per month or $3,336 annually.
  • Car insurance in Douglasville is $76 less than the average cost of insurance in Georgia.
  • The cheapest top car insurance provider in Douglasville on average is National General.

Car Insurance in Douglasville, GA

Douglasville has that perfect balance between country living and city life. If you’re a commuter to the Atlanta metro or work in Douglas County, you’re probably in need of cheap auto insurance to stay on the road without breaking the bank. Read on for our guide to affordable car insurance coverage in Douglasville and the best way to compare car insurance quotes online.

Quotes by Top Companies

National General
$184
Progressive
$193
Travelers
$199
Nationwide
$204
Liberty Mutual
$254

Cheapest Car Insurance in Douglasville, GA

What is the cheapest car insurance in Douglasville?

National General is the cheapest top car insurance provider on average in Douglasville, with rates starting at $184 per month. It’s still crucial to compare car insurance rates, as everyone’s situation is unique.

Here’s a list of average auto insurance quotes in Douglasville from Insurify’s database. As you can see, Douglasville drivers are replete with affordable options. If you compare quotes, you can find the most affordable insurance policies for you.

Insurance CompanyAverage Monthly Quote
National General$184
Progressive$193
Travelers$199
Nationwide$204
Liberty Mutual$254
Hugo$69
Acuity$137
Grange$180
Mile Auto$189
Elephant$243
Direct Auto$249
State Auto$262
Mercury$282
Midvale Home & Auto$287
SafeAuto$294
Foremost$297
Amigo America$294
GAINSCO$305
Clearcover$308
InsureMax$312
AssuranceAmerica$312
The General$356
Bristol West$366
Freedom National$375
Infinity$410
Arrowhead$459
Everest National$471
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Georgia

Every state has its own laws regarding the minimum car insurance coverage requirements for its drivers. Georgians getting behind the wheel must carry property damage insurance and bodily injury liability coverage[1]. Read more on Georgia’s minimum car insurance requirements.

Douglasville Car Insurance Rates by Driving and Accident History

When setting your premiums, auto insurance providers try to predict if you’re going to be in an accident and file an insurance claim[2]. Unfortunately, history tends to repeat itself, and drivers who have infractions on their driving records tend to have the hardest time finding cheap insurance coverage, as the table below clearly shows.

Driver HistoryAverage Monthly Cost
Clean Record$284
Speeding Ticket$381
At-Fault Accident$415
DUI$565
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

Douglasville Car Insurance Rates by Credit Tier

Insurance companies in Georgia use your credit score to determine if you’re likely to pay your premiums on time[3]. As a result, drivers with poor credit scores tend to receive higher rates from insurance companies. This can be burdensome for indebted drivers, but luckily in Douglasville, average car insurance premiums don’t vary too much based on a driver’s credit score.

Credit TierAverage Monthly Cost
Excellent$242
Good$286
Average$314
Poor$487
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Douglasville

Auto insurance is a critical part of any family’s security and budget. Finding a cheap policy is important, but you can’t let the need to save money become a race to the bottom. The best insurance company for you will give you insurance coverage that protects your safety and assets at a price you can afford. But how to find this perfect auto insurance policy?

Comparison-shopping is key to finding the insurance company that satisfies your insurance needs and budget. That’s why Insurify is so helpful. On one website, it presents you with free auto insurance quotes from multiple insurance companies, ready for you to click and buy right away with confidence.

Frequently Asked Questions

  • Douglasville auto insurance is cheapest when you bundle your car insurance with homeowners coverage, renters insurance, and policies at the same insurance agency. But even after you’ve scored a discount, there are many more ways to save. The most important is to search far and wide for the right insurance company that quotes you the best rates on a solid policy.

  • On average, Douglasville car insurance costs $278 per month, per Insurify’s database. Your individual car insurance quotes will vary based on your insurance needs (whether you only need liability coverage or also require comprehensive coverage and collision coverage), the value of your car, your driving history, location, credit score, and many other factors.

  • A car accident, DUI, speeding ticket, or other violation on your driving record will definitely raise your car insurance rates. This is one of the most significant factors that set insurance premiums. Your credit score will also affect your auto insurance rates, but the surefire way to get the cheapest possible coverage is to maintain a record as a safe driver.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Charlie Mitchell
Charlie Mitchell
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Insurance Writer

Charlie Mitchell is a journalist, researcher, and writer specializing in personal finance subjects. He holds a degree from Middlebury College. His work can be found in Vox, Mother Jones, The New Republic, and other publications. Charlie uses his expertise in home, renters, and auto insurance subjects to help inform people to make better financial decisions. Connect with Charlie on LinkedIn.

Learn More

Sources

  1. Office of Commissioner of Insurance and Safety Fire. "State Minimum Car Insurance Requirements." Accessed July 14, 2022
  2. idrivesafely.com. "Georgia Driving Record." Accessed July 30, 2022
  3. Georgia Office of Attorney General - Consumer Protection Division. "Credit Reports and Credit Score." Accessed July 30, 2022