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Cheap Auto Insurance Quotes in Cartersville, GA, for September 2022

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Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Anna Baluch

By: Anna Baluch

Edited by Olivia Oksenhorn

Updated July 21, 2022

Quick Facts

  • The average cost of car insurance in Cartersville is $223 per month or $2,676 annually.
  • Car insurance in Cartersville is $131 less than the average cost of insurance in Georgia.
  • The cheapest top car insurance provider in Cartersville on average is Progressive.

Car Insurance in Cartersville, GA

If you’re a driver in Cartersville, car insurance is a legal requirement. As long as you explore all your options and compare car insurance companies that serve the area, you can find cheap coverage. This is particularly true if you’re a responsible driver with a clean history. Let’s take a closer look at cheap car insurance coverage in Cartersville.

Quotes by Top Companies

Progressive
$157
Travelers
$170
National General
$178
Nationwide
$188
Liberty Mutual
$213

Cheapest Car Insurance in Cartersville, GA

What is the cheapest car insurance in Cartersville?

Progressive is the cheapest top car insurance provider on average in Cartersville, with rates starting at $157 per month. It’s still important to compare car insurance rates, as everyone’s situation is unique.

When you look for auto insurance in Cartersville, you’ll find policies from a variety of large and small insurers with quite a large price range, so it’s essential to shop around. The table below shows average monthly quotes in the area by provider.

Insurance CompanyAverage Monthly Quote
Progressive$157
Travelers$170
National General$178
Nationwide$188
Liberty Mutual$213
Hugo$53
Mile Auto$145
Foremost$181
Elephant$193
InsureMax$198
AssuranceAmerica$199
Direct Auto$218
GAINSCO$222
Amigo America$229
Clearcover$231
SafeAuto$231
Mercury$236
State Auto$240
Midvale Home & Auto$241
Safeco$267
Freedom National$270
Infinity$278
Bristol West$286
The General$290
Arrowhead$292
Acuity$311
Everest National$314
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Georgia

Every state has unique laws on what minimum insurance requirements it has for its drivers. Georgia drivers must carry both property damage and bodily injury liability coverage[1]. Read more on Georgia’s minimum car insurance requirements.

Cartersville Car Insurance Rates by Driving and Accident History

Your driving record will have a significant impact on the premiums you receive[2]. A clean record will open the doors to cheaper coverage. If you have a history of speeding tickets and at-fault accidents, you can expect to pay more. In the chart below, you can see how different traffic offenses impact the average monthly cost of auto insurance in Cartersville.

Driver HistoryAverage Monthly Cost
Clean Record$216
Speeding Ticket$289
At-Fault Accident$315
DUI$430
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

Cartersville Car Insurance Rates by Credit Tier

Believe it or not, some car insurance companies will consider your credit when they determine your rates[3]. If you have a good credit score, they’ll assume you’ll file fewer claims than a driver with bad credit. Therefore, it’s important to keep your credit in good shape. This chart breaks down the average monthly cost of auto insurance in Cartersville by credit tier.

Credit TierAverage Monthly Cost
Excellent$182
Good$216
Average$237
Poor$367
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Cartersville

Fortunately, you don’t have to break the bank to meet the minimum car insurance requirements in Cartersville and the state of Georgia if you take the time to compare car insurance quotes. Insurify can make your search for a cheap auto insurance policy a breeze. Once you fill out a short online form, you’ll receive personalized car insurance quotes in minutes.

Drivers can also pile up significant savings if they bundle their auto insurance with homeowners insurance or renters insurance. There are many other discounts available to drivers at most car insurance companies, so make sure to ask your insurance agent which ones you qualify for.

Frequently Asked Questions

  • To land a cheap car insurance plan in Cartersville, you’ll need to do your research. While you can search the internet for coverage options and rates, Insurify is the easiest option. It will do the heavy lifting for you and take the hassle out of comparison-shopping. Simply fill out a short online form with basic details about yourself and your vehicle.

  • Car insurance in Cartersville will run you between $53 and $314 per month. If you have a clean driving record and some experience behind the wheel, you’ll pay on the lower end of that range. But if you’re a newer driver or have a history of serious traffic violations, like speeding tickets and at-fault accidents, your coverage will cost more.

  • There are a number of reasons your car insurance may go up. Unfortunately, some of these are out of your control. For example, you might notice an increase in premiums if vandalism and the number of break-ins in Cartersville rise. Extreme weather events and more claims in the area may also warrant higher rates.

Insurify Insights

How Cartersville Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Cartersville, Georgia below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Cartersville drivers measure up to their fellow motorists across Georgia in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

honda

Honda Accord

Most Popular Car in Cartersville

#135

City with the Most Speeding Tickets Rank in Georgia

#73

City with the Most Moving Violations Rank in Georgia

#18

City with the Most DUIs Rank in Georgia

#194

City with the Most Suspended Licenses in Georgia

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Cartersville drivers rank 14 in the number of car accidents per driver across all cities in Georgia.

    • Rank within state: #14
    • Percent of drivers in Cartersville with an accident: 13.2%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Cartersville drivers rank 18 in the number of DUI’s per driver across all cities in Georgia.

    • Rank within state: #18
    • Percent of drivers in Cartersville with a DUI: 2.2%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Georgia, Cartersville drivers rank 157 in the number of reckless driving offenses per driver.

    • Rank within state: #157
    • Percent of drivers in Cartersville with a reckless driving offense: 1.4%
  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Georgia, Cartersville drivers rank 136 in rude driving infractions.

    • Rank within state: #136
    • Percent of drivers in Cartersville with a reckless driving violation: 2.1%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Georgia, Cartersville drivers rank 135 in the number of speeding infractions per driver.

    • Rank within state: #135
    • Percent of drivers in Cartersville with a speeding ticket: 9.6%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Cartersville drivers rank 117 in clean driving records across all cities in Georgia.

    • Rank within state: #117
    • Percent of drivers in Cartersville with clean record: 76.9%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Cartersville drivers rank 148 in hybrid and electric vehicle ownership across all cities in Georgia.

    • Rank within state: #148
    • Percent of drivers in Cartersville with a hybrid/electric vehicle: 0.42%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Anna Baluch
Anna Baluch
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Insurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Learn More

Sources

  1. Office of Commissioner of Insurance and Safety Fire. "State Minimum Car Insurance Requirements." Accessed July 14, 2022
  2. idrivesafely.com. "Georgia Driving Record." Accessed July 20, 2022
  3. Georgia Office of Attorney General - Consumer Protection Division. "Credit Reports and Credit Score." Accessed July 20, 2022