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Cheap Auto Insurance Quotes in Buford, GA, for September 2022

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Charlie Mitchell

By: Charlie Mitchell

Edited by Danny Smith

Updated August 2, 2022

Quick Facts

  • The average cost of car insurance in Buford is $299 per month or $3,588 annually.
  • Car insurance in Buford is $55 less than the average cost of insurance in Georgia.
  • The cheapest top car insurance provider in Buford on average is Progressive.

Car Insurance in Buford, GA

Looking for auto insurance in sunny Buford, Georgia? We’re here to help you find the cheapest policy out there. In this guide, we’ve got average car insurance quotes from the top providers in Buford, with insight about what to expect for auto insurance rates based on your credit score, driving record, and insurance needs, plus we’ll show you the easiest way to compare quotes.

Quotes by Top Companies

Progressive
$187
Travelers
$206
National General
$222
Nationwide
$252
Liberty Mutual
$261

Cheapest Car Insurance in Buford, GA

What is the cheapest car insurance in Buford?

Progressive is the cheapest top car insurance provider on average in Buford, with rates starting at $187 per month. It’s still essential to compare car insurance rates, as everyone’s situation is unique.

Below, you’ll see average quotes from a full slate of insurance companies that offer auto insurance policies in Buford. To find solid insurance coverage at a great price, you’ll have to search around for your best match. Maybe your next insurance provider is in this table.

Insurance CompanyAverage Monthly Quote
Progressive$187
Travelers$206
National General$222
Nationwide$252
Liberty Mutual$261
Hugo$84
Mile Auto$196
Clearcover$231
Foremost$243
Elephant$244
Acuity$249
State Auto$258
SafeAuto$274
Midvale Home & Auto$283
Safeco$302
Amigo America$305
Mercury$311
InsureMax$312
AssuranceAmerica$317
Bristol West$357
Infinity$369
The General$390
Freedom National$442
Arrowhead$580
Everest National$593
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Georgia

Each state has its own laws regarding the minimum insurance coverage requirements for its drivers. Georgian drivers must get property damage insurance and bodily injury coverage before getting behind the wheel[1]. Read more on Georgia’s minimum car insurance requirements.

Buford Car Insurance Rates by Driving and Accident History

Car insurance companies seriously consider your driving record when setting your premium, and if you have violations, you’re in for much higher costs than drivers with clean records[2]. Insurance providers generally assume that if you’ve been in an accident recently, you’re more likely to get in another.

Driver HistoryAverage Monthly Cost
Clean Record$298
Speeding Ticket$399
At-Fault Accident$435
DUI$593
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

Buford Car Insurance Rates by Credit Tier

It’s controversial, but most insurance companies use their policyholders’ credit scores to guess if they will pay premiums consistently and on time. Often, this means that drivers with poor credit are penalized with higher premiums[3]. While this is the case in many parts of Georgia, in Buford, the numbers don’t bear this out. See below how credit score affects average premiums:

Credit TierAverage Monthly Cost
Excellent$253
Good$298
Average$328
Poor$508
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Buford

Finding the right auto insurance coverage is one of the hardest—and most important—decisions a family can make. You’ll need an affordable insurance policy, but you’ll also want your insurance needs well covered. Why pay monthly for an auto policy if it’s useless when disaster strikes? To find the perfect insurance coverage at the best rates, you have to shop around.

Insurify is your personal guide on your journey to cheap auto insurance. In just a few minutes, it finds auto insurance quotes specific to your location and coverage needs while helping you identify discounts you qualify for. With a number of reliable car insurance quotes in front of you, it’ll be simple to choose the best rate. Insurify’s quote-comparison tool is free, secure, and fast.

Frequently Asked Questions

  • Do you also have renters insurance or home insurance? Consider bundling them. It’s a good idea to use one insurance agency for all your coverage, including auto insurance. But more important than that is rigorous comparison shopping: you have to get car insurance quotes from as many companies as possible until you find the cheapest rates on the market for your profile.

  • On average, Buford car insurance costs $299 per month. For the Atlanta area, that’s not very high, but it’s certainly not cheap. Your personal car insurance rates will depend on your credit score, coverage needs, and driving history, among many other factors. If you have an old car, you might opt for minimum coverage, which will get you cheap insurance rates.

  • A DUI, car accident, or speeding ticket will raise big red flags for insurance providers, and they’ll charge you much higher rates than they otherwise would. There are plenty of ways to overcome a bad driving history to find affordable car insurance, but the most important way is to keep shopping until you find the best price out there.

Compare Car Insurance Quotes Instantly

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Charlie Mitchell
Charlie Mitchell
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Insurance Writer

Charlie Mitchell is a journalist, researcher, and writer specializing in personal finance subjects. He holds a degree from Middlebury College. His work can be found in Vox, Mother Jones, The New Republic, and other publications. Charlie uses his expertise in home, renters, and auto insurance subjects to help inform people to make better financial decisions. Connect with Charlie on LinkedIn.

Learn More

Sources

  1. Office of Commissioner of Insurance and Safety Fire. "State Minimum Car Insurance Requirements." Accessed July 14, 2022
  2. idrivesafely.com. "Georgia Driving Record." Accessed July 30, 2022
  3. Georgia Office of Attorney General - Consumer Protection Division. "Credit Reports and Credit Score." Accessed July 30, 2022