Cheap Auto Insurance Quotes in Suffolk, VA (2021)

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Car Insurance in Suffolk, VA

The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Suffolk, VA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$57
$61
$118
$206
AllstateState FarmTravelersThe General
Monthly $

Cheapest Car Insurance in Suffolk, VA

Here are the cheapest carriers in Suffolk for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$127
$114
$134
$150
$124
$111
VirginiaVirginia BeachNorfolkChesapeakeRichmondSuffolk
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Suffolk, VA Driving Facts

virginia

Minimum Car Insurance Requirements in VA

In Virginia, motorists are required to purchase liability insurance in the following minimum coverage limits:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two+ people
  • $20,000 for property damage liability

Proof of insurance should be kept in the vehicle at all times. This can be in the form of an insurance card or policy declaration page. And while lawyers and police officers may disagree about whether carrying proof of insurance is a law, your best bet is to comply with the recommendations of the DMV. 

Insurify Insights: How Suffolk Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Suffolk, VA
suspended licenses
#13
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Suffolk drivers measure up to their fellow Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Suffolk

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Suffolk drivers rank 33 in the number of car accidents per driver across all cities in Virginia.

  • Rank within state: #33
  • Percent of drivers in Suffolk with an accident: 10.82%
  • Drivers in Suffolk, VA with an accident in their driving history paid on average 33.33% more than drivers with a clean record

Speeding Suffolk

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Suffolk drivers rank 4 in the number of speeding infractions per driver.

  • Rank within state: #4
  • Percent of drivers in Suffolk with a speeding ticket: 16.96%
  • Drivers in Suffolk, VA with a speeding ticket in their driving history paid on average 34.55% more than drivers with a clean record

DUI/DWIs Suffolk

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Suffolk drivers rank 18 in the number of DUI’s per driver across all cities in Virginia.

  • Rank within state: #18
  • Percent of drivers in Suffolk with a DUI: 2.05%
  • Drivers in Suffolk, VA with a DUI in their driving history paid on average 3.64% more than drivers with a clean record

Most Popular Vehicle Suffolk

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Suffolk is the Honda Accord.

Rude Suffolk

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Virginia, Suffolk drivers rank 19 in rude driving infractions.

  • Rank within state: #19
  • Percent of drivers in Suffolk with a reckless driving violation: 3.07%
  • Drivers in Suffolk, VA with a reckless driving violation in their driving history paid on average 47.88% more than drivers with a clean record.

Safest Drivers Suffolk

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Suffolk drivers rank 17 in clean driving records across all cities in Virginia.

  • Rank within state: #17
  • Percent of drivers in Suffolk with clean record: 74.85%

Failure to Yield the Right of Way Suffolk

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Suffolk drivers rank 17 in failure to yield violations per driver across all cities in Virginia.

  • Rank within state: #17
  • Percent of drivers in Suffolk with a failure to yield violation: 0.88%
  • Drivers in Suffolk, VA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Suffolk

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Virginia, Suffolk drivers rank 20 in the number of reckless driving offenses per driver.

  • Rank within state: #20
  • Percent of drivers in Suffolk with a reckless driving offense: 0.29%

Hybrid/Electric Vehicle Ownership Suffolk

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Suffolk drivers rank 30 in hybrid and electric vehicle ownership across all cities in Virginia.

  • Rank within state: #30
  • Percent of drivers in Suffolk with a hybrid/electric vehicle: 0.89%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.