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Cheap Auto Insurance Quotes in Leesburg, VA (June 2022)

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Olivia Oksenhorn

By: Olivia Oksenhorn

Edited by Tanveen Vohra | Reviewed by licensed insurance agent, Amber Benka

Last Updated February 4, 2022

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Car Insurance in Leesburg, VA

The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Leesburg, VA to find you the cheapest quotes in the area.

Quick Facts

  • The average cost of car insurance in Leesburg is $171 per month, or $2052 annually.
  • Car insurance in Leesburg is $6 less than the average cost of car insurance in Virginia.
  • The cheapest car insurance provider in Leesburg on average is Metromile, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Progressive
$54
State Farm
$57
Nationwide
$105
Travelers
$113
American Family
$152

Cheapest Car Insurance in Leesburg, VA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in LeesburgQuotes
Progressive$54 /mo
State Farm$57 /mo
Nationwide$105 /mo
Travelers$113 /mo
American Family$152 /mo

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Average Car Insurance Cost

Virginia Cities
Virginia Beach$114/mo
Norfolk$134/mo
Chesapeake$150/mo
Richmond$124/mo
Leesburg$129/mo
Virginia$130/mo
Virginia Beach
$114
Richmond
$124
Leesburg
$129
Average for VA
$130
Norfolk
$134
Chesapeake
$150
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Virginia

Virginia does not require automobile insurance, offering drivers to pay an Uninsured Motor Vehicle fee in lieu of coverage.

If you do choose to purchase insurance, the minimum liability insurance requirements for private passenger vehicles in Virginia[1] are:

  • $30,000 per person for bodily injury
  • $60,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Virginia is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $20,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Find local Leesburg agents

  • AHT Ins - Leesburg 

    20 South King Street,
    Leesburg, VA 20175-3023
  • Academy Ins Agcy Inc 

    21-C Fort Evans Rd NE,
    Leesburg, VA 20176-4488
  • National Church Grp Ins Agcy 

    25 Greenway Dr SW,
    Leesburg, VA 20175
  • Engle Paxson & Hawthorne Ins Svcs 

    114 Edwards Ferry Rd NE,
    Leesburg, VA 20176
  • Moore Clemens & Co Inc 

    101 W Market St,
    Leesburg, VA 20176-2902
  • National Church Grp Benefits LLC 

    18668 Grove Church Ct,
    Leesburg, VA 20175
  • BB Insurance LLC 

    24 Monroe St SE,
    Leesburg, VA 20175
  • Safeco Insurance

    831-C,
    S King St, Leesburg, VA 20175
  • King Street Insurance

    1 N King St,
    Leesburg, VA 20176
  • Academy Insurance Agency Inc.

    21 Fort Evans Rd NE C,
    Leesburg, VA 20176
View more

FAQs - Leesburg, VA Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Insurify Insights

How Leesburg Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Leesburg, Virginia below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Leesburg drivers measure up to their fellow motorists across Virginia in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

hyundai

Hyundai Sonata

Most Popular Car in Leesburg

#10

City with the Most Speeding Tickets Rank in Virginia

#43

City with the Most Moving Violations Rank in Virginia

#27

City with the Most DUIs Rank in Virginia

#58

City with the Most Suspended Licenses in Virginia

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Leesburg drivers rank 26 in the number of car accidents per driver across all cities in Virginia.

    • Rank within state: #26
    • Percent of drivers in Leesburg with an accident: 11.5%
    • Drivers in Leesburg, VA with an accident in their driving history pay on average 26.71% more than drivers with a clean record
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Leesburg drivers rank 10 in the number of speeding infractions per driver.

    • Rank within state: #10
    • Percent of drivers in Leesburg with a speeding ticket: 16.22%
    • Drivers in Leesburg, VA with a speeding ticket in their driving history pay on average 31.06% more than drivers with a clean record
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Leesburg drivers rank 27 in the number of DUI’s per driver across all cities in Virginia.

    • Rank within state: #27
    • Percent of drivers in Leesburg with a DUI: 1.77%
    • Drivers in Leesburg, VA with a DUI in their driving history pay on average 0% more than drivers with a clean record
  • Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Leesburg is the Hyundai Sonata.

  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Leesburg drivers rank 11 in hybrid and electric vehicle ownership across all cities in Virginia.

    • Rank within state: #11
    • Percent of drivers in Leesburg with a hybrid/electric vehicle: 1.81%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Olivia Oksenhorn
Olivia Oksenhorn
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Content Specialist at Insurify

Olivia Oksenhorn is a content specialist at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.

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Sources

  1. Virginia Department of Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed May 28, 2022