Cheap Auto Insurance Quotes in Hampton, VA (2021)

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Car Insurance in Hampton, VA

The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Hampton, VA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$57
$71
$118
$278
AllstateState FarmTravelersThe General
Monthly $

Cheapest Car Insurance in Hampton, VA

Here are the cheapest carriers in Hampton for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$131
$114
$134
$150
$124
$131
VirginiaVirginia BeachNorfolkChesapeakeRichmondHampton
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Hampton, VA Driving Facts

virginia

Minimum Car Insurance Requirements in VA

In Virginia, motorists are required to purchase liability insurance in the following minimum coverage limits:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two+ people
  • $20,000 for property damage liability

Proof of insurance should be kept in the vehicle at all times. This can be in the form of an insurance card or policy declaration page. And while lawyers and police officers may disagree about whether carrying proof of insurance is a law, your best bet is to comply with the recommendations of the DMV. 

Find local Hampton agents

Dunwoody Ins Agcy Inc
2019 Cunningham Dr #100, Hampton, VA 23666
Morgan Marrow Co 
21 Manhattan Sq, Hampton, VA 23666-5843
Towne Ins Agcy - Hampton 
550 Settlers Landing Rd, Hampton, VA 23669-4031
Hampton Ins Agcy 
46 Mohawk Rd, Hampton, VA 23669
Commonwealth Insurance Center
4128 W Mercury Blvd, Hampton, VA 23666
John Fagan: Allstate Insurance
101 W Queens Way Unit B, Hampton, VA 23669
Direct Auto Insurance
3303 W Mercury Blvd, Hampton, VA 23666
Direct Auto Insurance
2400 Cunningham Dr Suite 400, Hampton, VA 23666
Direct Auto Insurance
8104 Roanoke Ave, Hampton, VA 23605
Choice Insurance Agency - Hampton, VA
2101 Executive Dr Ste 120, Hampton, VA 23666

Insurify Insights: How Hampton Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Hampton, VA
suspended licenses
#8
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Hampton drivers measure up to their fellow Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Hampton

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Hampton drivers rank 36 in the number of car accidents per driver across all cities in Virginia.

  • Rank within state: #36
  • Percent of drivers in Hampton with an accident: 10.35%
  • Drivers in Hampton, VA with an accident in their driving history paid on average 32.43% more than drivers with a clean record

Speeding Hampton

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Hampton drivers rank 16 in the number of speeding infractions per driver.

  • Rank within state: #16
  • Percent of drivers in Hampton with a speeding ticket: 15.31%
  • Drivers in Hampton, VA with a speeding ticket in their driving history paid on average 31.89% more than drivers with a clean record

DUI/DWIs Hampton

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Hampton drivers rank 31 in the number of DUI’s per driver across all cities in Virginia.

  • Rank within state: #31
  • Percent of drivers in Hampton with a DUI: 1.7%
  • Drivers in Hampton, VA with a DUI in their driving history paid on average 1.62% more than drivers with a clean record

Most Popular Vehicle Hampton

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Hampton is the Honda Accord.

Rude Hampton

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Virginia, Hampton drivers rank 20 in rude driving infractions.

  • Rank within state: #20
  • Percent of drivers in Hampton with a reckless driving violation: 3.05%
  • Drivers in Hampton, VA with a reckless driving violation in their driving history paid on average 21.08% more than drivers with a clean record.

Safest Drivers Hampton

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Hampton drivers rank 12 in clean driving records across all cities in Virginia.

  • Rank within state: #12
  • Percent of drivers in Hampton with clean record: 75.27%

Failure to Yield the Right of Way Hampton

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Hampton drivers rank 20 in failure to yield violations per driver across all cities in Virginia.

  • Rank within state: #20
  • Percent of drivers in Hampton with a failure to yield violation: 0.85%
  • Drivers in Hampton, VA with a failure to yield violation in their driving history paid on average 1000% more than drivers with a clean record

Reckless Drivers Hampton

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Virginia, Hampton drivers rank 1 in the number of reckless driving offenses per driver.

  • Rank within state: #1
  • Percent of drivers in Hampton with a reckless driving offense: 0.85%

Hybrid/Electric Vehicle Ownership Hampton

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Hampton drivers rank 42 in hybrid and electric vehicle ownership across all cities in Virginia.

  • Rank within state: #42
  • Percent of drivers in Hampton with a hybrid/electric vehicle: 0.61%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.