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Cheap Auto Insurance Quotes in Centreville, VA (August 2022)

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Olivia Oksenhorn

By: Olivia Oksenhorn

Edited by Tanveen Vohra | Reviewed by licensed insurance agent, Amber Benka

Last Updated February 4, 2022

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Car Insurance in Centreville, VA

The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Centreville, VA to find you the cheapest quotes in the area.

Quick Facts

  • The average cost of car insurance in Centreville is $186 per month, or $2232 annually.
  • Car insurance in Centreville is $9 more than the average cost of car insurance in Virginia.
  • The cheapest car insurance provider in Centreville on average is Metromile, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Allstate
$64
State Farm
$70
Nationwide
$115
Travelers
$133
American Family
$162

Cheapest Car Insurance in Centreville, VA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in CentrevilleQuotes
Allstate$64 /mo
State Farm$70 /mo
Nationwide$115 /mo
Travelers$133 /mo
American Family$162 /mo

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Average Car Insurance Cost

Virginia Cities
Virginia Beach$114/mo
Norfolk$134/mo
Chesapeake$150/mo
Richmond$124/mo
Centreville$146/mo
Virginia$134/mo
Virginia Beach
$114
Richmond
$124
Average for VA
$134
Norfolk
$134
Centreville
$146
Chesapeake
$150
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Virginia

Virginia does not require automobile insurance, offering drivers to pay an Uninsured Motor Vehicle fee in lieu of coverage.

If you do choose to purchase insurance, the minimum liability insurance requirements for private passenger vehicles in Virginia[1] are:

  • $30,000 per person for bodily injury
  • $60,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Virginia is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $20,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Find local Centreville agents

  • Keener Insurance Agency, Inc.

    13880 Braddock Rd STE 305,
    Centreville, VA 20121
  • Cindy Yang - State Farm Insurance Agent

    13890 Braddock Rd #304a,
    Centreville, VA 20121
  • Dana Garrigan - State Farm Insurance Agent

    5673 Stone Rd ste b,
    Centreville, VA 20120
  • Nationwide Insurance: Alex Johnson Insurance Agency Inc.

    6403 Muster Ct,
    Centreville, VA 20121
  • Bill Thyen - State Farm Insurance Agent

    14701 Lee Hwy. Ste 208,
    Centreville, VA 20121
  • Song Jung: Allstate Insurance

    14641 Lee Hwy. Ste 108,
    Centreville, VA 20121
  • Timothy Yoo Insurance

    5900 Fort Dr #407,
    Centreville, VA 20121
  • Farmers Insurance Group

    13830 Lee Hwy. #4,
    Centreville, VA 20120
  • Cindy Yang - State Farm Insurance Agent

    13890 Braddock Rd #304a,
    Centreville, VA 20121
  • Farmers Insurance

    14631 Lee Hwy. #302,
    Centreville, VA 20121
View more

FAQs - Centreville, VA Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required
  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Insurify Insights

How Centreville Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Centreville, Virginia below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Centreville drivers measure up to their fellow motorists across Virginia in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

honda

Honda Civic

Most Popular Car in Centreville

#30

City with the Most Speeding Tickets Rank in Virginia

#6

City with the Most Moving Violations Rank in Virginia

#5

City with the Most DUIs Rank in Virginia

#31

City with the Most Suspended Licenses in Virginia

  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Centreville drivers rank 5 in the number of DUI’s per driver across all cities in Virginia.

    • Rank within state: #5
    • Percent of drivers in Centreville with a DUI: 3%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Centreville drivers rank 30 in the number of speeding infractions per driver.

    • Rank within state: #30
    • Percent of drivers in Centreville with a speeding ticket: 13.3%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Centreville drivers rank 39 in clean driving records across all cities in Virginia.

    • Rank within state: #39
    • Percent of drivers in Centreville with clean record: 24.52%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Centreville drivers rank 20 in hybrid and electric vehicle ownership across all cities in Virginia.

    • Rank within state: #20
    • Percent of drivers in Centreville with a hybrid/electric vehicle: 0.52%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Olivia Oksenhorn
Olivia Oksenhorn
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Insurance Writer

Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.

Learn More

Sources

  1. Virginia Department of Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed May 28, 2022