Cheap Auto Insurance Quotes in Spring Hill, TN (2021)

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Car Insurance in Spring Hill, TN

The average cost of Tennessee car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Spring Hill, TN to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$49
$77
$155
$171
ProgressiveAllstateThe GeneralDirect Auto
Monthly $

Cheapest Car Insurance in Spring Hill, TN

Here are the cheapest carriers in Spring Hill for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$126
$159
$112
$125
$120
$113
TennesseeMemphisKnoxvilleChattanoogaClarksvilleSpring Hill
Monthly $

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Spring Hill, TN Driving Facts

tennessee

Minimum Car Insurance Requirements in TN

All motor vehicles operated or parked on Tennessee roadways are required to be insured. The minimum liability car insurance requirements for private passenger vehicles in Tennessee are as follows:

  • $30,000 per person/$60,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Tennessee state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 30/60, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Tennessee law.

 

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverge required in the state of Tennessee is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Spring Hill agents

DeBerry Insurance Agency
5232 Main St, Spring Hill, TN 37174
Innovative Insurance Solutions
5339 Main St, Spring Hill, TN 37174,
Farmers Insurance - Robert Orton
5311 Main St Ste D, Spring Hill, TN 37174
Farm Bureau Insurance
4886 Port Royal Rd #260, Spring Hill, TN 37174
Josh Hazlewood - State Farm Insurance Agent
4910 Main St Suite 102, Spring Hill, TN 37174
TN BEST Insurance LLC
3011 Harrah Dr #Q, Spring Hill, TN 37174
Farm Bureau Insurance
4935 Main St #6, Spring Hill, TN 37174
Capitol Insurance Services LLC
601 Beechcroft Rd #1, Spring Hill, TN 37174
David St. Charles - State Farm Insurance Agent
5083 Main St #4, Spring Hill, TN 37174
Jaimee Davis: Allstate Insurance
5226 Main St Ste F3, Spring Hill, TN 37174

Insurify Insights: How Spring Hill Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Spring Hill, TN
suspended licenses
#32
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Spring Hill drivers measure up to their fellow Tennessee motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Spring Hill

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Spring Hill is the Honda Civic.

Hybrid/Electric Vehicle Ownership Spring Hill

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Spring Hill drivers rank 3 in hybrid and electric vehicle ownership across all cities in Tennessee.

  • Rank within state: #3
  • Percent of drivers in Spring Hill with a hybrid/electric vehicle: 1.84%

DUI/DWIs Spring Hill

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Spring Hill drivers rank 2 in the number of DUI’s per driver across all cities in Tennessee.

  • Rank within state: #2
  • Percent of drivers in Spring Hill with a DUI: %
  • Drivers in Spring Hill, TN with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Spring Hill

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Tennessee, Spring Hill drivers rank 32 in the number of speeding infractions per driver.

  • Rank within state: #32
  • Percent of drivers in Spring Hill with a speeding ticket: %
  • Drivers in Spring Hill, TN with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.