Cheap Auto Insurance Quotes in La Vergne, TN (2021)

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Car Insurance in La Vergne, TN

The average cost of Tennessee car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in La Vergne, TN to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$50
$79
$89
$141
$157
ProgressiveAllstateState FarmAmerican FamilyThe General
Monthly $

Cheapest Car Insurance in La Vergne, TN

Here are the cheapest carriers in La Vergne for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$126
$159
$112
$125
$120
$116
TennesseeMemphisKnoxvilleChattanoogaClarksvilleLa Vergne
Monthly $

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La Vergne, TN Driving Facts

tennessee

Minimum Car Insurance Requirements in TN

All motor vehicles operated or parked on Tennessee roadways are required to be insured. The minimum liability car insurance requirements for private passenger vehicles in Tennessee are as follows:

  • $30,000 per person/$60,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Tennessee state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 30/60, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Tennessee law.

 

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverge required in the state of Tennessee is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local La Vergne agents

Webb Pickard Ins. & Investment Services, Inc. 
5258 Murfreesboro Rd., Lavergne, TN 37086
Valencia Insurance Agency
5094 Murfreesboro Rd E, La Vergne, TN 37086
The Webb Pickard Group
5258 Murfreesboro Rd, La Vergne, TN 37086
Tennessee Auto Insurance Agency
244 N Lowry St, Smyrna, TN 37167
State Farm Insurance
6001 Jackson Square Blvd, La Vergne, TN 37086
Solutions Insurance of Tennessee, LLC
107 Sunset St, La Vergne, TN 37086
Leonard Light - Aflac Insurance Agent
701 Brushy Ridge Dr, La Vergne, TN 37086
Tinkham Auto Sales Inc
5166 Murfreesboro Rd, La Vergne, TN 37086

Insurify Insights: How La Vergne Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
La Vergne, TN
suspended licenses
#40
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how La Vergne drivers measure up to their fellow Tennessee motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents La Vergne

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. La Vergne drivers rank 4 in the number of car accidents per driver across all cities in Tennessee.

  • Rank within state: #4
  • Percent of drivers in La Vergne with an accident: 15%
  • Drivers in La Vergne, TN with an accident in their driving history paid on average 36.84% more than drivers with a clean record

Speeding La Vergne

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Tennessee, La Vergne drivers rank 11 in the number of speeding infractions per driver.

  • Rank within state: #11
  • Percent of drivers in La Vergne with a speeding ticket: 12.65%
  • Drivers in La Vergne, TN with a speeding ticket in their driving history paid on average 23.68% more than drivers with a clean record

DUI/DWIs La Vergne

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. La Vergne drivers rank 20 in the number of DUI’s per driver across all cities in Tennessee.

  • Rank within state: #20
  • Percent of drivers in La Vergne with a DUI: 1.76%
  • Drivers in La Vergne, TN with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle La Vergne

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in La Vergne is the Nissan Altima.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.