Cheap Auto Insurance Quotes in Ypsilanti, MI (November 2021)

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Car Insurance in Ypsilanti, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Ypsilanti, MI to find you the cheapest quotes in the area.
$307
$454
$456
$475
Liberty MutualMidvale Home & AutoArrowheadUSA Underwriters

Cheapest Car Insurance in Ypsilanti, MI

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$404
$520
$241
$338
$498
$423
MichiganDetroitGrand RapidsWarrenSterling HeightsYpsilanti
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Ypsilanti, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

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Insurify Insights: How Ypsilanti Drivers Measure Up

ford
Ford Fusion
Most Popular Car in
Ypsilanti, MI
suspended licenses
#19
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Ypsilanti drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Ypsilanti

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Ypsilanti drivers rank 19 in the number of car accidents per driver across all cities in Michigan.

  • Rank within state: #19
  • Percent of drivers in Ypsilanti with an accident: 5.61%
  • Drivers in Ypsilanti, MI with an accident in their driving history paid on average 33.7% more than drivers with a clean record

Speeding Ypsilanti

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Ypsilanti drivers rank 3 in the number of speeding infractions per driver.

  • Rank within state: #3
  • Percent of drivers in Ypsilanti with a speeding ticket: 8.91%
  • Drivers in Ypsilanti, MI with a speeding ticket in their driving history paid on average 8.64% more than drivers with a clean record

DUI/DWIs Ypsilanti

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Ypsilanti drivers rank 2 in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #2
  • Percent of drivers in Ypsilanti with a DUI: 2.15%
  • Drivers in Ypsilanti, MI with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude Ypsilanti

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Michigan, Ypsilanti drivers rank 9 in rude driving infractions.

  • Rank within state: #9
  • Percent of drivers in Ypsilanti with a reckless driving violation: 1.65%
  • Drivers in Ypsilanti, MI with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Ypsilanti

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Ypsilanti drivers rank 16 in clean driving records across all cities in Michigan.

  • Rank within state: #16
  • Percent of drivers in Ypsilanti with clean record: 84.82%

Failure to Yield the Right of Way Ypsilanti

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Ypsilanti drivers rank 16 in failure to yield violations per driver across all cities in Michigan.

  • Rank within state: #16
  • Percent of drivers in Ypsilanti with a failure to yield violation: 0.17%
  • Drivers in Ypsilanti, MI with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Ypsilanti

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Michigan, Ypsilanti drivers rank 14 in the number of reckless driving offenses per driver.

  • Rank within state: #14
  • Percent of drivers in Ypsilanti with a reckless driving offense: --%

Most Popular Vehicle Ypsilanti

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Ypsilanti is the Ford Fusion.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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