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Cheap Auto Insurance Quotes in Livonia, MI (January 2022)

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Last Updated: January 2022
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Car Insurance in Livonia, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Livonia, MI to find you the cheapest quotes in the area.
$291
$317
$1,388
AllstateLiberty MutualAmerican Family

Cheapest Car Insurance in Livonia, MI

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$452
$520
$241
$338
$498
$665
MichiganDetroitGrand RapidsWarrenSterling HeightsLivonia
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Livonia, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

Find local Livonia agents

Arlington Agency Inc 
38145 Plymouth Rd, Livonia, MI 48150
Garwood, Buda, Knight and Associates, Inc 
33039 Schoolcraft Rd, Livonia, MI 48150-1618
Metro Agency, Inc. 
32646 5 Mile Rd, Livonia, MI 48154-3044
Associated Risk Management, Inc. 
39111 6 Mile Rd, Livonia, MI 48152-3926
Paul Lee Agency 
19329 Farmington Rd, Livonia, MI 481521404
Warrendale Insurance Agency 
29195 Plymouth Rd, Livonia, MI 48150-2392
Cagwin Insurance Agency - Meemic Insurance Agent
37464 Five Mile Rd, Livonia, MI 48154
L.A. Insurance
17126 Farmington Rd, Livonia, MI 48152
AAA Livonia
37383 Six Mile Rd, Livonia, MI 48152
L.A. Insurance
16998 Middlebelt Rd, Livonia, MI 48154

Insurify Insights: How Livonia Drivers Measure Up

ford
Ford Escape
Most Popular Car in
Livonia, MI
suspended licenses
#45
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Livonia drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Livonia

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Livonia drivers rank 36 in the number of car accidents per driver across all cities in Michigan.

  • Rank within state: #36
  • Percent of drivers in Livonia with an accident: 4.33%
  • Drivers in Livonia, MI with an accident in their driving history paid on average --% more than drivers with a clean record

Speeding in Livonia

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Livonia drivers rank 8 in the number of speeding infractions per driver.

  • Rank within state: #8
  • Percent of drivers in Livonia with a speeding ticket: 8.36%
  • Drivers in Livonia, MI with a speeding ticket in their driving history paid on average 7.54% more than drivers with a clean record

DUI/DWIs in Livonia

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Livonia drivers rank 45 in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #45
  • Percent of drivers in Livonia with a DUI: 0.31%
  • Drivers in Livonia, MI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Livonia

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Livonia is the Ford Escape.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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