Cheap Auto Insurance Quotes in Ruston, LA (2021)

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Car Insurance in Ruston, LA

The average cost of Louisiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Ruston, LA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$140
$147
$148
$217
$297
AllstateState FarmProgressiveThe GeneralLiberty Mutual
Monthly $

Cheapest Car Insurance in Ruston, LA

Here are the cheapest carriers in Ruston for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$295
$418
$240
$263
$321
$235
LouisianaNew OrleansBaton RougeShreveportMetairieRuston
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Ruston, LA Driving Facts

louisiana

Minimum Car Insurance Requirements in LA

All motor vehicles operated or parked on Louisiana roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Louisiana are as follows:

  • $15,000 per person/$30,000 per accident for Bodily Injury (BI)

Bodily injury liablity coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Louisiana state law are $15,000 for the death or injury of a single victim as a result of a car accident and $30,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 15/30, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Louisiana law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Louisiana is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Ruston agents

Bromell Insurance Agency
711 N. Vienna St., Ruston, LA 71270
J & C Of Ruston, LLC dba Louisiana Insurance Services
2814 N Trenton St., Ruston, LA 71270
Lincoln Agency, Inc.
504 S Service Rd E, Ruston, LA 71270
Ensure Agency, Inc.
2001 N. Trenton St., Ruston, LA 71270
Scriber Insurance Services
412 W Alabama Ave, Ruston, LA 71270
Williams Inc. of Ruston
1602 Farmerville Hwy., Ruston, LA 71270
Louisiana Insurance Services
2814 N Trenton St, Ruston, LA 71270
Kim Dupree - State Farm Insurance Agent
1001 N Trenton St, Ruston, LA 71270
Hyatt Insurance Agency LLC, Representing American National Insurance
400 N Trenton St B, Ruston, LA 71270
ABC Insurance Agencies
1115 Cooktown Rd, Ruston, LA 71270

Insurify Insights: How Ruston Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Ruston, LA
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Ruston drivers measure up to their fellow Louisiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Ruston

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Ruston is the Nissan Altima.

DUI/DWIs Ruston

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Ruston drivers rank -- in the number of DUI’s per driver across all cities in Louisiana.

  • Rank within state: #--
  • Percent of drivers in Ruston with a DUI: %
  • Drivers in Ruston, LA with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Ruston

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Louisiana, Ruston drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Ruston with a speeding ticket: %
  • Drivers in Ruston, LA with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.