Cheapest Auto Insurance in Pine Bluff, Arkansas (2026)

Car insurance in Pine Bluff, Arkansas, averages $137 per month, which runs higher than the state’s average of $111. It’s likely higher in part due to the city’s higher-than-average crime rates, making it riskier for insurers to provide coverage in the city.^[1]

However, when looking for quotes, you’ll receive a range of different prices — even when comparing the same coverage type and policy limits. Always make sure to compare car insurance quotes from at least three insurers before buying a policy. Here’s what else Pine Bluff drivers need to know to uncover affordable car insurance rates.

Cheapest car insurance companies in Pine Bluff

Car insurance isn’t hard to find in Pine Bluff, but finding the right coverage at an affordable price is easier said than done. The right policy can vary depending on your individual needs and circumstances, driving history, vehicle type, location, and coverage preferences.

Here’s a look at three of the cheapest car insurers in Pine Bluff.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best for
State Farm	9.3	$88	$44	Affordable coverage
USAA	9.1	$106	$53	Active military, veterans, and their families
GEICO	9.2	$132	$66	Families

Disclaimer: Table data sourced from real-time Pine Bluff car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Pine Bluff may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for affordable coverage: State Farm

affordable coverage

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User Reviews	4.0 7,176 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$52/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$105/mo

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Driver Reviews

4.0

Best choice in Pine Bluff, ARBased on 15,788 verified driver reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best in Pine Bluff for

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best in Pine Bluff for

Customer service

Competitive rates

Discounts for safe drivers

Showing 20 Arkansas reviews for Pine Bluff drivers - See all 7,176 State Farm reviews

Christopher

Verified Review

I have no wrecks and no tickets.

Reviewed in Arkansas on February 16, 2026

$200 is way too much for someone with a clean driving record.

William

Verified Review

Shop and Save

Reviewed in Arkansas on January 28, 2026

Insured with State Farm for 50 years, and they sell what makes them the most. The price is too high.

Debra

Verified Review

Two on disability, one on limited retirement funds, one working at Walmart!

Reviewed in Arkansas on January 11, 2026

I have not had to make a claim yet, but in the three years we have lived in Arkansas, our car insurance has been terribly high. We also have homeowners insurance. It has gone up so high that we are reaching the point of having it pulled way back to about nothing. I have a really hard time believing that both of these are appropriate. I have seen our insurer's new office. It is ridiculously fancy. While we struggle out here, the prices just keep going up. It greatly saddens me that they are this way.

James

Verified Review

Stay away from State Farm!

Reviewed in Arkansas on January 8, 2026

Stay clear of State Farm! The agent never contacts you when you have a problem, and rates continue to rise with no accidents or claims.

Stanley

Verified Review

Total Dissatisfaction

Reviewed in Arkansas on December 8, 2025

The payment goes up every month on a six-month service. It's ridiculous.

Douglas

Verified Review

Good

Reviewed in Arkansas on November 23, 2025

Rather expensive.

Tina

Verified Review

Price

Reviewed in Arkansas on November 23, 2025

It's too high.

Altha

Verified Review

Good insurance, but expensive

Reviewed in Arkansas on October 16, 2025

You'll pay a high price for your policy.

Kevin

Verified Review

Excellent

Reviewed in Arkansas on September 29, 2025

They are really friendly and try to help you as best they can.

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JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

657

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm tops the list of cheap car insurance in Pine Bluff. The average State Farm policyholder pays significantly less than the city’s average cost of auto insurance. The many policy options and discounts can help keep your costs low.

You’ll find six State Farm agents nearby to help with policy changes, including buying coverage, filing a claim, and policy management.

Pros

• Lowest rates for both liability and full coverage in Pine Bluff

• Top-rated customer service and claims satisfaction by J.D. Power^[2]

• Multiple available discounts

Cons

• Must purchase policy through an agent

• Gap insurance not available

• Accident forgiveness not available

Best insurer for active military, veterans, and their families: USAA

military community

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User Reviews	4.9 1,477 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$63/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$126/mo

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Driver Reviews

4.9

Best choice in Pine Bluff, ARBased on 3,128 verified driver reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best in Pine Bluff for

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best in Pine Bluff for

Members of the military community

Outstanding customer service

Competitive rates

Showing 6 Arkansas reviews for Pine Bluff drivers - See all 1,477 USAA reviews

Renae

Verified Review

Excellent

Reviewed in Arkansas on March 3, 2026

Astronomical rates that keep rising on my 2016 car. Monthly premium rates are too high.

Ida

Verified Review

Rate Increases

Reviewed in Arkansas on January 9, 2026

I have never filed a claim, but the rates just keep going up.

Ida

Verified Review

USAA

Reviewed in Arkansas on December 23, 2025

No claims, yet the price continues to climb.

Leslie

Verified Review

Shopping for better rates

Reviewed in Arkansas on November 30, 2025

Started out good, then prices started to increase. After an at-fault accident, my premium went through the ceiling. Haven't had any claims. Looking for a better rate.

Rick

Verified Review

Great company, but seems a little pricey

Reviewed in Arkansas on October 10, 2025

Great experience, except for the pricing. Two vehicles, both Liability Only minimum policies, one minor incident (hit by another vehicle, no injuries, 2 years and 10 months ago) still almost $100 for coverage with low yearly mileage.

Shandra

Verified Review

Helpful in Difficult Times

Reviewed in Arkansas on March 21, 2025

When I was 22, I was hit by a drunk driver. They assisted me in overcoming that difficult situation.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

With more than 4,000 veterans living in Jefferson County, Arkansas, USAA is a premier choice for car coverage.^[3] It stands out for its quality service, scoring well above average in J.D. Power’s 2023 U.S. Auto Insurance Study and 2023 U.S. Auto Claims Satisfaction Study. Besides auto, USAA offers an array of insurance products, including boat, aviation, homeowners, and health insurance.

Being a USAA member unlocks a world of benefits and discounts extending far beyond insurance. You can save money on a variety of services and products, from hotel bookings and floral purchases to prescription medications and more.

Pros

• Excellent customer satisfaction ratings by J.D. Power^[2]

• User-friendly app for convenient policy management

• Offers rideshare coverage

Cons

• Exclusive to military, veterans, and their families

• Limited add-on vehicle coverage options

• No physical local offices

Best insurer for families: GEICO

families

Compare Quotes

User Reviews	4.0 7,420 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$78/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$157/mo

Show Details

Driver Reviews

4.0

Best choice in Pine Bluff, ARBased on 16,013 verified driver reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best in Pine Bluff for

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best in Pine Bluff for

Teen drivers

Cheap rates

Accident forgiveness

Showing 8 Arkansas reviews for Pine Bluff drivers - See all 7,420 GEICO reviews

Brent

Verified Review

Geico isn't great

Reviewed in Arkansas on February 25, 2026

Geico has been steadily raising our rate, and we have no accidents or tickets. I went to switch to Progressive, who saved me a considerable amount of money, but when my wife got on with Geico to cancel, they said we were on an old system and she could beat Progressive by $100. My wife said yes, and we are paid for the year. I would have happily paid Progressive the extra $100 to get away from Geico.

Belinda

Verified Review

Insurance rates not as cheap as you think

Reviewed in Arkansas on February 12, 2026

I was late on my payment, and that caused it to at least double. I'm on a fixed income, so coming up with more money for insurance is just not in my budget.

Teresa

Verified Review

Geico Insurance is the Best

Reviewed in Arkansas on December 9, 2025

My advice to anyone considering Geico is that they are a great insurance company.

James

Verified Review

I have had very good luck with my current insurance company. I do not wish to change.

Reviewed in Arkansas on November 20, 2025

Very good experience, helpful, and knowledgeable about the product.

Judie

Verified Review

Terrible. They cut my insurance off because they emailed me asking for documents to prove that someone did not drive my car. I am 65 and since retired, I don't check my emails regularly. There was no contact by mail or phone. I was driving around with no insurance and didn't know it. The person they needed information on lives three and a half hours away and owns the house I live in.

Reviewed in Arkansas on October 14, 2025

Terrible. They cut my insurance off because they emailed me asking for documents to prove that someone did not drive my car. I am 65 and since retired, I don't check my emails regularly. There was no contact by mail or phone. I was driving around with no insurance and didn't know it. The person they needed information on lives three and a half hours away and owns the house I live in.

Mary

Verified Review

Love Geico

Reviewed in Arkansas on October 5, 2025

I really like this company. They've been really good to me.

Jana

Verified Review

I Dislike Geico

Reviewed in Arkansas on October 4, 2025

If you have an accident claim, you better hope you have video footage of every second. We got hit from behind and the person fled the scene. I hit the person in front of me, and they didn't have damage, so they left. There was nothing I could do. I hadn't even thought about taking photos yet. It took 4 months for them to come to an arrangement for us and ended up telling me that they don't believe someone hit us from behind, so they weren't covering that damage. And since I hit the person in front of me from the impact, I now have an "At fault" accident on my record. The claims people were hard to get a hold of. If I mentioned getting a lawyer, they'd respond quickly. Yes, they have cheap monthly payments, but that's because they won't pay out if you have an accident.

Susan

Verified Review

Switch today to GEICO!

Reviewed in Arkansas on September 28, 2025

Hunter Mays at the Bentonville, AR local office is thorough, kind, and gets the job done quickly. Thank you, Hunter.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

637

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.59

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Pine Bluff, with its close-knit community of nearly 40,000, is a place where many families prioritize safety and value. GEICO is a good idea for auto coverage, blending affordability with various coverage options. Your family may benefit from various discounts for multiple drivers and vehicles, as well as bundling options for home and auto plans.

GEICO lacks a physical agent presence in Pine Bluff. However, its user-friendly mobile app and online resources streamline the process of managing policies and filing claims. The digital convenience is a significant perk for busy families.

Pros

• Wide range of discounts

• Website and app allow for convenient policy management

• Coverage available for high-risk drivers

Cons

• No agents in Pine Bluff

• Gap and rideshare insurance not available

• Below-average J.D. Power ratings in customer and claims satisfaction^[2] 

Find Cheap Car Insurance in Pine Bluff, Arkansas

Liability rates start at $52 per month

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How to get the cheapest car insurance in Pine Bluff

Insurers consider your driving history, age, type of vehicle, and even your credit score when setting your rates. However, you shouldn’t have to suffer high premiums when cheap coverage may be available.

Here are some strategies to help you score a great rate on car insurance:

• Maintain a good driving record. A clean driving record can lead to some of the most competitive rates available.

• Hunt for discounts. You can reduce your premiums through various discounts, such as for safe driving, installing anti-theft devices, opting for paperless billing, and getting good grades (if you’re a student).

• Shop and compare. Rates vary between companies. Get a free quote to compare coverages from multiple insurers to explore policy options and get the best value.

• Bundle policies. Many insurance companies offer discounts if you bundle car insurance with other policies, like home insurance or renters insurance.

Cheapest liability-only car insurance in Pine Bluff: State Farm

Liability-only car insurance is a type of policy that covers damages and injuries you cause to others in an accident. However, it doesn’t cover your personal injuries or damages to your vehicle. Liability insurance coverage is mandatory for Pine Bluff drivers, and a liability-only policy is a great way to meet legal requirements for auto insurance at a lower cost.

State Farm offers the cheapest liability-only policies for Pine Bluff drivers, at $52 per month. 

Monthly rates can vary, as you’ll see in the table below, which shows the average monthly cost for liability protection from different insurance companies in Pine Bluff.

The below rates in Pine Bluff, AR, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Average Monthly Quote
State Farm	$52
USAA	$63
GEICO	$78
National General	$81
Root	$82
Auto-Owners	$89
Safeco	$98
GAINSCO	$101
Direct Auto	$101
Shelter	$114
Allstate	$117
Nationwide	$118
Farmers	$118
The General	$124
Travelers	$124
Dairyland	$130
Bristol West	$152
Liberty Mutual	$168

Disclaimer: Table data sourced from real-time Pine Bluff car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Pine Bluff may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Pine Bluff: State Farm

While liability-only insurance covers damage you cause to others, full-coverage car insurance extends this protection to your own vehicle. It safeguards against incidents like theft, vandalism, and accidents, even if you’re at fault. Full coverage is a smart choice for people with newer or high-value vehicles, people with loans, or anyone looking for more protection while on the road.

Pine Bluff drivers can find the cheapest full coverage with State Farm, with rates of $105 per month. The table below compares average costs from various insurers in the Pine Bluff area.

The below rates in Pine Bluff, AR, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Average Monthly Quote
State Farm	$105
USAA	$126
Root	$149
GEICO	$157
National General	$172
Direct Auto	$175
Auto-Owners	$177
Safeco	$178
Shelter	$228
Allstate	$232
Nationwide	$233
Farmers	$234
GAINSCO	$244
Travelers	$246
Liberty Mutual	$252
The General	$283
Dairyland	$328
Bristol West	$372

Disclaimer: Table data sourced from real-time Pine Bluff car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Pine Bluff may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Arkansas

If you own a vehicle, the Arkansas Insurance Department requires you to have liability insurance coverage. The state follows a fault-based system, and the minimum policy amount helps pay for claims if you cause an accident.

Keep in mind that minimum policy limits aren’t always enough to cover the cost, and more protection is available from most insurers. For instance, you can purchase uninsured, underinsured, and personal injury protection coverage. Arkansas insurance companies must offer it to you, but the law doesn’t mandate it.^[4]

Coverage	Minimum Requirements
Bodily injury liability	$25,000 per person / $50,000 per accident
Property damage liability	$25,000

Optional coverages can increase financial protection and give you more peace of mind. Here are a few add-ons to consider in Arkansas:

• 

  Collision coverage

  Collision insurance reimburses you for damage to your car if you’re in an accident with another vehicle or object, like a tree or guardrail.

• 

  Comprehensive coverage

  Known as “other-than-collision” coverage, comprehensive insurance pays for theft and vehicle damage from hazards like fire, flood, vandalism, hail, and falling rocks.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage comes into play if a driver without car insurance causes a car accident and you sustain injuries or property damage.

• 

  Medical payments coverage

  Medical payments coverage pays medical bills after an accident, regardless of fault.

• 

  Gap insurance

  Gap insurance covers the “gap” if your car is stolen or totaled and you owe more on the car loan than the vehicle is worth.

• 

  Roadside assistance coverage

  Roadside assistance coverage helps pay for towing, battery jump-starts, lockout assistance, towing, and fuel delivery if you’re stuck on the side of the road.

• 

  New car replacement coverage

  New car replacement coverage pays the value of a brand-new car of the same make and model if your car is a total loss.

Cheapest car insurance for drivers with an incident

Speeding tickets, at-fault accidents, driving under the influence (DUIs), and other moving violations can pollute your driving record. Each is a red flag for insurers, signaling potentially risky driving behavior and a greater chance of future insurance claims. Because of the higher perceived risk, insurers often increase rates for drivers with spots on their records.

The table below highlights how rates from Pine Bluff insurers vary based on your driving record.

The below rates in Pine Bluff, AR, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Clean Driving Record	With Speeding Ticket	With At-Fault Accident	With DUI
State Farm	$52	$66	$68	$74
USAA	$63	$82	$83	$90
GEICO	$78	$102	$100	$111
National General	$81	$101	$106	$115
Root	$82	$109	$108	$118
Auto-Owners	$89	$116	$116	$127
Safeco	$98	$129	$136	$149
GAINSCO	$101	$120	$128	$144
Direct Auto	$101	$126	$136	$144
Shelter	$114	$152	$152	$164
Allstate	$117	$153	$155	$167
Nationwide	$118	$153	$157	$168
Farmers	$118	$151	$155	$168
The General	$124	$166	$169	$177
Travelers	$124	$161	$165	$177
Dairyland	$130	$162	$170	$185
Bristol West	$152	$191	$198	$216
Liberty Mutual	$168	$214	$221	$239

Disclaimer: Table data sourced from real-time Pine Bluff car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Pine Bluff may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Pine Bluff, AR

Monthly rates start at $63 for drivers with an incident

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Average cost of car insurance by age

Teen drivers have the most expensive car insurance premiums than any other age group. Factors like their lack of driving experience make them four times more likely to have a car accident than drivers age 20 and older.^[5] As you age and spend more time on the road, you’ll notice a downward trend in car insurance premiums. Rates tend to decrease around age 35.

However, you’ll likely have a higher car insurance bill once you turn 70. Fatal crash rates start to increase at that age, according to the Insurance Institute for Highway Safety (IIHS), which drives up your costs.^[6]

For a clearer picture, the table below illustrates the average car insurance costs across different age groups.

Age	Average Monthly Quote
Teens	$471
20s	$313
30s	$226
40s	$203
50s	$174
60s	$160
70s	$179

Disclaimer: Table data is based on real-time Pine Bluff quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

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Pine Bluff car insurance quotes by credit tier

Arkansas auto insurance companies can consider your credit history before giving you a quote. It can influence whether the insurer will offer you a policy and how much you’ll pay. Insurers have found that credit report information can predict the likelihood of filing a claim, with excellent or good credit scores leading to lower rates.^[7]

If you can maintain a higher credit rating, you can save nearly 50% compared to a driver with poor credit scores, as seen in the table below.

Pine Bluff car insurance FAQs