Car Insurance
- Liberty Mutual
- Travelers
- Both
Liberty Mutual vs Travelers Car Insurance
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Ratings
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Liberty Mutual
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Travelers
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Liberty Mutual VS Travelers
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User Ratings
| Options | Liberty Mutual  | Travelers |
|---|---|---|
| Rating/Reviews | 857 reviews | 395 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | Liberty Mutual | Travelers |
|---|---|---|
| Call Center Representative | About average | About average |
| Insurer Website | Better than most | About average |
| Local Agent | Better than most | About average |
| Overall Satisfaction | About average | About average |
| Policy Offerings | Better than most | About average |
| Pricing | About average | The rest |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | Liberty Mutual | Travelers |
|---|---|---|
| Claim Servicing | The rest | About average |
| Estimation Process | The rest | About average |
| First Notice of Loss (FNOL) | About average | About average |
| Overall Satisfaction | The rest | About average |
| Rental Experience | About average | About average |
| Repair Process | About average | The rest |
| Settlement | The rest | About average |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | Liberty Mutual | Travelers |
|---|---|---|
| California | 816 pt About average | -- |
| Central | 806 pt The rest | 814 pt The rest |
| Florida | 805 pt The rest | 810 pt The rest |
| Mid-Atlantic | 801 pt The rest | 820 pt The rest |
| New England | 809 pt About average | 804 pt The rest |
| New York | 818 pt About average | 821 pt About average |
| North Central | 812 pt The rest | 805 pt The rest |
| Northwest | 807 pt About average | -- |
| Southeast | 814 pt The rest | 822 pt About average |
| Southwest | 811 pt About average | 809 pt The rest |
| Texas | 807 pt The rest | -- |
Mobile App Ratings ℹ
| Region | Liberty Mutual | Travelers |
|---|---|---|
| Android | 2,531 Reviews | 146 Reviews |
| iOS | 12,900 Reviews | 49 Reviews |
Financial Ratings
| Options | Liberty Mutual | Travelers |
|---|---|---|
| A.M. Best | A | A++ |
| Fitch | A- | AA |
| Moody's | A2 | Aa2 |
| Standard & Poor's | A | AA |
Auto Insurance Quotes
For Married Drivers
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $78 |
| Philadelphia | -- | $99 |
| Phoenix | -- | $81 |
For Single Drivers
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $78 |
| Philadelphia | -- | $125 |
| Phoenix | -- | $86 |
For Male Drivers
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $76 |
| Philadelphia | -- | $117 |
| Phoenix | -- | $85 |
For Female Drivers
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $79 |
| Philadelphia | -- | $108 |
| Phoenix | -- | $82 |
For Drivers with Speeding Ticket
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $100 |
| Philadelphia | -- | $179 |
| Phoenix | -- | $114 |
For Drivers with No Speeding Ticket
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $73 |
| Philadelphia | -- | $103 |
| Phoenix | -- | $77 |
For Drivers Age Between 18-40
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $78 |
| Philadelphia | -- | $122 |
| Phoenix | -- | $89 |
For Drivers Age Between 40-65
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $72 |
| Philadelphia | -- | $90 |
| Phoenix | -- | $74 |
For Drivers Age of 65+
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $98 |
| Philadelphia | -- | $156 |
| Phoenix | -- | $98 |
For Drivers with Average Credit
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $85 |
| Philadelphia | -- | $123 |
| Phoenix | -- | $91 |
For Drivers with Fair Credit
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $89 |
| Philadelphia | -- | $120 |
| Phoenix | -- | $95 |
For Drivers with Good Credit
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $71 |
| Philadelphia | -- | $91 |
| Phoenix | -- | $74 |
For Drivers with Excellent Credit
| City | Liberty Mutual | Travelers |
|---|---|---|
| Chicago | -- | $66 |
| Philadelphia | -- | $114 |
| Phoenix | -- | $73 |
Quotes & Discounts
| Discount type | Liberty Mutual | Travelers |
|---|---|---|
| Advance shopper discount | Up to 45% | -- |
| Driving training discount | Up to 30% | Up to 8% |
| RightTrack Discount | Up to 30% | -- |
| Anti-Theft Device Discount | Up to 25% | -- |
| Good Student Discount | Up to 22% | Up to 8% |
| Passive Restraint Discount | Up to 20% | -- |
| Starting your auto quote online discount | Up to 12% | -- |
| Multiple Vehicle Discount | Up to 5% | Up to 8% |
| Accident Free Discount | Varies | -- |
| Accident Prevention Course Discount | Varies | -- |
| Anti-lock Brake Discount | Varies | -- |
| ByMile Discount | Varies | -- |
| Claims Free Renewal Discount | Varies | -- |
| EV/Hybrid Discount | Varies | -- |
| Early Shopper Discount | Varies | -- |
| Electronic Stability Control | Varies | -- |
| Home Owner Discount | Varies | Up to 5% |
| Military Discount | Varies | -- |
| Multiple Policy Discount | Varies | Up to 13% |
| New Graduate Discount | Varies | -- |
| New Teen Driver Discount | Varies | -- |
| Newlywed Discount | Varies | -- |
| Organization Discount | Varies | -- |
| Paid in full discount | Varies | Up to 7.5% |
| Paperless documents discount | Varies | -- |
| Policy Update/Extension Discount | Varies | -- |
| Preferred payment discount | Varies | Up to 3% |
| Safety Feature Discount | Varies | -- |
| Senior Adult Discount | Varies | -- |
| Signing documents when you buy online discount | Varies | -- |
| Student Away at School Discount | Varies | Up to 7% |
| teenSMART Discount | Varies | -- |
| Continuous Coverage Discount | -- | Up to 15% |
| Defensive Driver Discount | -- | Up to 8% |
| Early Quote Discount | -- | Up to 10% |
| Good Payer Discount | -- | Up to 15% |
| Hybrid/Electric Vehicle Discount | -- | Up to 10% |
| Low Mileage Discount | -- | Varies |
| New Car Discount | -- | Up to 10% |
| No lapse in coverage discount | -- | Varies |
| Safe Driver Discount | -- | Up to 23% |
Payment Methods
| Discount type | Liberty Mutual | Travelers |
|---|---|---|
| Automatic Online Payment ℹ |  | |
| Bank Payment/Direct Deposit | | |
| Credit Card Payment | | |
| Debit Card Payments | | |
| Electronic Check ℹ | | |
| Mail Payment ℹ | | |
| Mobile App Payments ℹ | | |
| Online Payment ℹ | | |
| Payroll Deduction ℹ | | -- |
| Phone Payment ℹ | | |
| Prepayment ℹ | | -- |
Features and Services
| Features and Services | Liberty Mutual | Travelers |
|---|---|---|
| 24/7 service | | |
| Accident forgiveness | | |
| Enhanced towing & substitute coverage | | -- |
| Flexible / convenient payments | -- | |
| Mobile app | | |
| Online account management | | |
| Policy bundling discounts | | |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | Liberty Mutual | Travelers |
|---|---|---|
| Accident Forgiveness ℹ | | |
| Better Car Replacement ℹ | | -- |
| Emergency Assistance Coverage ℹ | | -- |
| Emergency Lockout Coverage ℹ | | -- |
| Gap Insurance ℹ | | |
| Legal Defense Costs Coverage ℹ | | -- |
| Lifetime Repair Guarantee ℹ | | -- |
| New Car Replacement Coverage ℹ | | |
| Original Equipment Manufacturer Coverage ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Ridesharing Coverage ℹ | -- | |
| Roadside Assistance ℹ | | |
| Small Claim Forgiveness ℹ | -- | |
| Teachers Insurance ℹ | | -- |
| Umbrella Policy ℹ | -- | |
| Vanishing Deductible ℹ | | -- |
| Work Loss Coverage ℹ | | -- |
Insurance by State
Uber and Lyft driver insurance
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- Travelers
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Compare Insurance Products
| Product | Liberty Mutual | Travelers |
|---|---|---|
 Accident Insurance | | -- |
 ATV Insurance | | -- |
 Car Insurance | | |
 Boat Insurance | | |
 Classic Car Insurance | | -- |
 Commercial Insurance | -- | |
 Condo Insurance | | |
 Critical Illness Insurance | | -- |
 Cyber Liability Insurance | -- | |
 Dwelling Fire Insurance | | |
 Flood Insurance | | -- |
 Home Insurance | | |
 Identity Theft Insurance | | -- |
 Jewelry Insurance | -- | |
 Life Insurance | | -- |
 Mobile Home Insurance | | -- |
 Motorcycle Insurance | | -- |
 Pet Insurance | | -- |
 Renters Insurance | | |
 Ridesharing Insurance | -- | |
 RV Insurance | | -- |
 Small Business Insurance | | |
 Tuition Insurance | | -- |
 Umbrella Insurance | | |
 Wedding and Event Insurance | -- | |
User Reviews
- Liberty Mutual Reviews
- Travelers Reviews
3.0
856 Reviews
5 Stars
28 %
4 Stars
15 %
3 Stars
16 %
2 Stars
8 %
1 Star
32 %
Most Positive Review
By Lisa
Most Critical Review
By Cynthia
All Reviews
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