Cheapest Auto Insurance in Greenville, North Carolina (2024)

Erie offers the cheapest car insurance in Greenville, with minimum-coverage policies as low as $43 per month.

Jennifer Brozic
Written byJennifer Brozic
Jennifer Brozic
Jennifer Brozic
  • 18+ years experience in finance writing

  • Background in communications for banks and credit unions

Jennifer is a content marketing writer specializing in the financial services and insurance industries. Her areas of expertise include budgeting, building credit, loans, and more.

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Danny Smith
Edited byDanny Smith
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Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Mark Friedlander
Reviewed byMark Friedlander
Mark Friedlander
Mark FriedlanderDirector, Corporate Communications, Triple-I
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Updated December 19, 2024

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Cheapest recent rates near Greenville, North Carolina

Recent Greenville, North Carolina car insurance prices for Honda, Toyota, Lincoln , and more.

*Quotes generated for Insurify users in and around Greenville, North Carolina within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Greenville, North Carolina within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Drivers in Greenville pay an overall average of $79 per month for car insurance — similar to North Carolina’s average of $75 but lower than the national average of $153 per month.

Located in the state's north central coastal plains region, Greenville is the 12th most populous city in the state.[1] The city’s population and visitor traffic likely contribute to its slightly higher auto insurance rates. Premiums vary from insurer to insurer, so it’s important to compare car insurance quotes from multiple insurers before deciding on a policy.

Quick Facts
  • Erie, Nationwide, and GEICO are the cheapest car insurance companies for Greenville drivers.

  • Liability insurance in Greenville costs an average of $61 per month, and full coverage costs $97 per month.

  • Yearly, Greenville residents pay a total average of $948 for car insurance.

3 of the cheapest car insurance companies in Greenville

No single auto insurance company is right for everyone. Each company offers different rates, insurance products, and discounts. The best policy for you depends on your coverage needs, budget, and ability to qualify for coverage. 

It’s a good idea to compare companies side by side before buying a policy, rather than just picking the cheapest insurer.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
State Farm9.3$104$68Students
GEICO9.0$73$48Commuters
Progressive8.4$89$58Renters
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for students: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$71/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$111/mo
4.2
Best choiceBased on 9,243 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,080)

Al

December 19, 2024

Verified Review

My Opinion

Way too high premium.

Agnes

December 19, 2024

Verified Review

Best Insurance Company

I have been with them for a long time. Claims are handled quickly. I never had a problem, even when I had three teenagers driving.

Gabriel

December 18, 2024

Verified Review

My Experience with State Farm

Beware, some companies are more interested in making money than meeting the customers' needs. My wife had a medical issue while driving, and they covered it. A year later, there was a fender bender involving two moving vehicles. To me, it was no fault, but they considered it a second incident. We also had hail damage to our roof. They said there wasn't enough damage, yet my next-door neighbors received a new one. Now, they're canceling me for too much.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Greenville, North Carolina, is home to East Carolina University, with an enrollment of nearly 29,000 students. State Farm helps students get the protection they need with a selection of standard coverage options and discounts.

The company offers discounts for being a good student, having a student away at school, and completing driver training. And the Steer Clear usage-based telematics program for young adults can help students save. State Farm also offers drivers a chance to save up to 30% when they demonstrate safe driving behaviors with its Drive Safe & Save telematics program.

Pros
  • Fewer-than-expected complaints, according to the National Association of Insurance Commissioner (NAIC)

  • Above-average J.D. Power customer satisfaction rating in the Southeast region

Cons

Best insurer for commuters: GEICO

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$50/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$77/mo
4.0
Best choiceBased on 10,464 verified guest reviews and ratings
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,755)

Dianna

December 19, 2024

Verified Review

Roadside Assistance

When I needed emergency services on the road, they wanted me to go online. That was not possible at the time and they were not helpful.

Alan

December 18, 2024

Verified Review

Satisfied but too expensive

My experience with GEICO was good. They offer great coverage for the price and I'd recommend them to a friend. However, they are a bit more pricey but provide great services all the way around.

Samol

December 18, 2024

Verified Review

Geico is Good Insurance

It's excellent, but after a few accidents, the rates are creeping upwards.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Nearly 88% of Greenville’s commuters drive to work.[2] GEICO has a wide selection of standard coverages, plus multiple add-ons — including emergency roadside service, rental reimbursement, and mechanical breakdown coverage — to help commuters offset repair costs.

The company offers discounts for seat belt use, vehicle safety equipment, driver’s education, and insuring multiple vehicles. Plus, it has accident forgiveness, which can help you save if you get in an accident during your daily commute.

Pros
  • Fewer-than-expected complaints, according to the NAIC

  • Many discounts to help you save

Cons
  • Below-average J.D. Power customer satisfaction in the Southeast region

  • Doesn't offer rideshare or new car replacement coverage

Best insurer for renters: Progressive

JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$60/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$94/mo
How drivers feel about Progressive

Drivers appreciate the professional service and accident forgiveness but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive

Drivers appreciate the professional service and accident forgiveness but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
Reviews (5,896)

Robert

December 19, 2024

Verified Review

Average

They did not call me back as they promised they would.

Vincent

December 19, 2024

Verified Review

Poor

Too expensive.

Lester

December 19, 2024

Verified Review

Beware!

Beware of the inaccurate snapshot readings that Progressive uses to increase quotes.
See all Progressive reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.82
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

Nearly 70% of Greenville residents are renters, a group who might find the coverage they need from Progressive.[3] The company offers a multi-policy discount for policyholders who bundle their auto and renters insurance.

Plus, it offers additional ways to save, with various renters insurance discounts and auto insurance discounts for multiple cars, continuous coverage, paperless billing, paying in full, and setting up auto pay.

Pros
  • Fewer complaints than expected, according to the NAIC

  • Rewards for good drivers

Cons
  • Below-average J.D. Power customer satisfaction in the Southeast region

  • Online rates may be different from rates through an insurance agent

How to get the cheapest car insurance in Greenville

Auto insurance companies consider many factors to establish the price of a policy, including age, driving history, location, credit record, vehicle, and more. While you can’t control every factor insurers use to determine rates, you can do a few things to ensure you’re paying only what you have to.

Here are a few tips for getting cheap car insurance in Greenville:

  • Compare quotes. Shopping around is the best way to ensure you’re not overpaying for auto insurance coverage. Working with an independent or exclusive agent, or using a car insurance comparison site can help you save time and money.

  • Bundle insurance coverages. Many auto insurers offer discounts when you purchase multiple products from the came insurer, such as auto and home or auto and renters insurance.

  • Increase your deductible. Higher deductibles typically result in lower rates.

  • Eliminate unnecessary coverage. You want enough coverage to avoid paying for accident-related expenses out of pocket, but it doesn’t make sense to maintain coverage you don’t need, especially if your vehicle has a low cash value.

Find Cheap Car Insurance in Greenville

Liability rates start as low as $43 per month

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Cheapest liability-only car insurance in Greenville: Erie

Liability coverage helps protect other people and their property. If you’re at fault in an accident, your liability coverage kicks in to pay the medical bills of other drivers and passengers involved. It also pays to repair their vehicle(s) and other damaged property. But it doesn’t cover your medical bills, and it won’t pay for repairs to your car.

Liability insurance in Greenville costs an average of $61 per month. The table below outlines the cheapest liability-only policies for drivers in Greenville.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
Erie$43
Nationwide$43
GEICO$50
Travelers$55
Dairyland$57
Direct Auto$58
Safeco$58
Allstate$59
Progressive$60
Liberty Mutual$62
National General$66
State Farm$71
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Greenville: Erie

Full-coverage car insurance offers more protection than a liability-only policy. In addition to liability coverage, it includes comprehensive and collision, which pays to repair your vehicle. Comprehensive insurance covers repairs from non-accident-related damage, such as theft, vandalism, and severe weather. Collision insurance covers damage from a crash with another car or object.

Greenville drivers pay a monthly average of $97 for full coverage. Here’s a look at the cheapest full-coverage car insurance quotes in Greenville.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
Erie$67
Nationwide$67
GEICO$77
Travelers$85
Allstate$93
Progressive$94
Direct Auto$104
State Farm$111
Safeco$115
National General$116
Liberty Mutual$193
Dairyland$278
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Greenville, North Carolina

Recent Greenville, North Carolina car insurance prices for Toyota, Honda, Lexus , and more.

*Quotes generated for Insurify users in and around Greenville, North Carolina within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Greenville, North Carolina within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in North Carolina

North Carolina is an at-fault state for car insurance, meaning that if you’re at fault in an auto accident, you can be held liable for injuries and property damage.[4] If you have auto insurance, the insurance company will cover your liability up to the policy limit.

The state requires drivers in North Carolina to maintain certain minimum amounts of uninsured/underinsured motorist (UI/UIM) coverage, bodily injury liability coverage, and property damage liability coverage, as shown in the table below.[5]

As of Jan. 1, 2025, North Carolinas minimum coverage requirements will change.

Coverage
2024 Minimum Requirements
2025 Minimum Requirements
Bodily injury liability and UI/UIM bodily injury$30,000 per person / $60,000 per accident$50,000 per person / $100,000 per accident
Property damage liability and UI/UIM property damage$25,000 per accident$50,000 per accident

While liability and uninsured/underinsured motorist are the only coverages the state requires, other coverage can provide additional protection.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision insurance pays for damage to your vehicle if you’re in a crash with another car or stationary object, such as a telephone pole or tree. It also covers rollover accidents and pothole damage.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance pays for repairs if your vehicle sustains damage from a non-accident incident, such as theft, vandalism, fire, severe weather, falling objects, and more.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments coverage pays for your and your passengers’ accident-related injuries.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    Gap insurance pays off your auto loan or lease if your vehicle is totaled and you owe more than it’s worth.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental reimbursement coverage

    This covers the cost of a rental car while yours is being repaired.

North Carolina Safe Driver Incentive Plan

The North Carolina Safe Driver Incentive Plan imposes financial penalties for unsafe driving behaviors ranging from speeding to driving under the influence of alcohol or drugs. Each behavior is assigned a point value and a mandatory increase in your insurance premium. The amount your premium increases varies based on the severity of the offense.[6]

Cheapest car insurance for drivers with an incident

Incidents such as speeding tickets, at-fault accidents, driving under the influence, highway racing, and more can lead to higher premiums for several years. Drivers with an incident on their record usually pay more than people with clean driving records.

For example, under the North Carolina Safe Driver Incentive Plan, insurance rates increase by 40% if you’re caught going 10 MPH or less over the speed limit in a 55 MPH zone. You can expect to pay 260% more if you participate in highway racing.[6]

Shop for Car Insurance in Greenville, NC

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Cheapest car insurance for drivers with a speeding ticket

In North Carolina, your premium will increase by 40% to 90% after receiving a speeding ticket, depending on the speed limit and how far above it you were driving.[6] Insurers raise rates on policyholders who speed because they view them as higher-risk drivers who are more likely to cause an accident and file a claim.

Greenville drivers with speeding tickets face an average monthly rate of $151 for full coverage and $95 for a liability-only policy. See how liability-only auto insurance rates for drivers with a speeding ticket compare to rates for people with a clean driving record.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With Speeding Ticket
Erie$43$61
Nationwide$43$60
GEICO$50$69
Travelers$55$76
Dairyland$57$78
Direct Auto$58$80
Safeco$58$81
Allstate$59$81
Progressive$60$82
Liberty Mutual$62$91
National General$66$91
State Farm$71$97
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Every time you file a claim, it costs the insurance company money. If you’re at fault in an accident, your insurance company is on the hook for covering bills from injuries and property damage. They increase your insurance rates to help cover their losses and manage their risk going forward.

An at-fault accident can bump Greenville drivers’ rates to an average of $100 per month for liability coverage and $159 for full coverage. The data below outlines the average cost of liability-only auto insurance if you have an accident on your driving record.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With Accident
Erie$43$64
Nationwide$43$63
GEICO$50$73
Travelers$55$81
Dairyland$57$82
Direct Auto$58$86
Safeco$58$84
Allstate$59$86
Progressive$60$88
Liberty Mutual$62$96
National General$66$96
State Farm$71$103
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DWI

If you get a DWI in North Carolina, your insurance rates will more than triple, and some insurers may cancel your policy mid-term or non-renew it at the end of the current term.[6] Insurance companies consider drivers with a DUI on their record as high-risk and increase their rates to reflect that.

Greenville drivers with a DUI on their record pay an overall average of $143 per month for car insurance. The table below highlights affordable liability-only car insurance in the city for drivers with DWIs.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With DWI
Erie$43$74
Nationwide$43$74
GEICO$50$86
Travelers$55$95
Dairyland$57$98
Direct Auto$58$100
Safeco$58$91
Allstate$59$102
Progressive$60$104
Liberty Mutual$62$107
National General$66$114
State Farm$71$123
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

Insurance rates tend to decrease as drivers get more experience behind the wheel. Drivers with a clean record often experience rate decreases starting around age 25. Rates typically continue declining slowly until you hit retirement age. Then, around 70, rates typically start creeping up again due to increased accident risk.

Senior drivers in Greenville pay an overall average of $66 per month for car insurance. The table below shows some cheap auto insurance companies for seniors in Greenville.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Full Coverage
Liability Only
Nationwide$50$32
Erie$52$33
GEICO$61$40
Travelers$67$43
Progressive$68$43
Allstate$75$47
Direct Auto$81$45
State Farm$86$55
National General$89$50
Safeco$99$50
Liberty Mutual$162$52
Dairyland$222$46
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teenagers pay more for car insurance than most other age groups. Because teens have little experience behind the wheel and typically engage in more reckless driving behaviors, they’re more likely to get in an accident.[7]

To help offset this risk, insurance companies charge teens higher rates. Teen drivers in Greenville pay an overall average of $137 per month for car insurance.

While no one can change their age, teens can do some things to get the best rate possible:

  • Stay on their parents’ policy. Adding a teen to an existing policy is almost always cheaper than purchasing a separate one. Minor teens won't be able to buy their own policy without written consent from a parent or guardian.

  • Drive a safe car. Cars that have vehicle safety features and higher safety ratings typically cost less to insure.

  • Put safety first. Some insurance companies offer discounts to teens who take a driver safety course.

  • Take schoolwork seriously. Some insurers offer a good student discount to teens who maintain a specific GPA (typically 3.0 or higher).

The table below shows some of the cheapest monthly car insurance quotes for teens and young drivers in Greenville.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Full Coverage
Liability Only
Erie$114$73
Nationwide$119$76
GEICO$125$81
Travelers$156$101
Progressive$166$106
Allstate$168$107
Direct Auto$192$107
State Farm$194$124
Safeco$221$111
National General$231$131
Liberty Mutual$334$107
Dairyland$452$93
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Greenville car insurance quotes by credit tier

Auto insurers in the Greenville community may consider your credit history when determining your car insurance premium.[8] Credit-based insurance scores help insurance companies estimate their losses by predicting the likelihood that someone will file a claim.

Policyholders with excellent or good credit are less likely to file a claim. As a result, they typically qualify for lower rates than policyholders with poor credit. The table below shows average quotes for drivers by credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Greenville?

Greenville drivers pay an average of $79 per month for car insurance, less than the national average. But it’s on the higher end when it comes to North Carolina cities.

Prices vary widely across North Carolina, where auto insurance premiums in Asheville and Jacksonville are much lower than in Greenville, and rates in Chapel Hill are much higher.

More cities in North Carolina

On average, Greenville drivers pay more for auto insurance than drivers in many other North Carolina cities. Prices vary widely across North Carolina and vary based on things like ZIP codes, theft and vandalism rates, weather-related damage, and accidents.[9]

The table below shows how Greenville’s rates stack up against other cities in the state.

City
Full Coverage
Liability Only
Asheville$80$44
Chapel Hill$77$44
Charlotte$121$72
Durham$99$55
Fayetteville$108$66
Gastonia$110$68
Greensboro$95$62
Jacksonville$84$55
Raleigh$100$62
Wilmington$95$56
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Greenville car insurance FAQs

Finding the right car insurance can be difficult. Below, you’ll find answers to some of the most commonly asked questions about car insurance in Greenville.

  • How much is car insurance in Greenville, North Carolina?

    On average, car insurance in Greenville costs $97 per month for full coverage and $61 for liability-only insurance. Your premium will depend on factors like your location, driving record, age, gender, and credit history.

  • Which company has the cheapest car insurance in Greenville?

    Erie offers the cheapest car insurance rates in Greenville, starting at $43 per month for liability-only coverage. Greenville drivers can also find cheap rates from Nationwide and GEICO, which have monthly liability rates as low as $43 and $50, respectively.

  • What are the best car insurance companies in Greenville?

    Many reliable insurers offer coverage in Greenville, but Progressive, State Farm, and GEICO stand out as the best car insurance companies. They all have IQ Scores above 4.0 (out of 5), strong ratings from AM Best and J.D. Power, and affordable premiums.

  • How much is car insurance per month in North Carolina?

    Car insurance in North Carolina costs an average of $75 per month. Drivers pay $55 per month for liability coverage and $94 per month for full coverage.

  • What is the bare-minimum car insurance in North Carolina?

    For 2024, North Carolina drivers must carry $50,000 per person and $100,000 per accident in bodily injury liability coverage, along with $50,000 per accident in property damage liability coverage. They must also carry these same limits in uninsured/underinsured motorist coverage.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. World Population Review. "North Carolina Cities by Population (2023)."
  2. Census.gov. "American Community Survey (ACS)."
  3. Census.gov. "U.S. Census Bureau QuickFacts: Greenville city, North Carolina."
  4. Nolo. "North Carolina Auto Accident Laws."
  5. North Carolina Department of Motor Vehicles. "Insurance Requirements."
  6. North Carolina Department of Insurannce. "A CONSUMER’S GUIDE TO AUTOMOBILE INSURANCE."
  7. Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts."
  8. National Association of Insurance Commissioners. "Credit-Based Insurance Scores."
  9. Insurance Information Institute. "What determines the price of an auto insurance policy?."
Jennifer Brozic
Jennifer Brozic

Jennifer Brozic is a content marketing writer, specializing in the financial services and insurance industries. She's committed to helping her clients create content that inspires people to take action. Her areas of expertise include insurance, financial planning & budgeting, building credit, loans, credit cards and more. 

Danny Smith
Edited byDanny Smith
Photo of an Insurify author
Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Mark Friedlander
Reviewed byMark FriedlanderDirector, Corporate Communications, Triple-I
Mark Friedlander
Mark FriedlanderDirector, Corporate Communications, Triple-I
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

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