Cheap Auto Insurance Quotes in Florissant, MO (2021)

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Car Insurance in Florissant, MO

The average cost of Missouri car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Florissant, MO to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$76
$91
$91
$108
$151
ProgressiveAllstateDirect AutoState FarmTravelers
Monthly $

Cheapest Car Insurance in Florissant, MO

Here are the cheapest carriers in Florissant for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$146
$171
$149
$135
$118
$157
MissouriKansas CitySpringfieldIndependenceColumbiaFlorissant
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Florissant, MO Driving Facts

missouri

Minimum Car Insurance Requirements in MO

All motor vehicles operated or parked on Missouri roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Missouri are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Missouri state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Missouri law.

  • $10,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Missouri is $10,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in Missouri. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In Missouri, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury  

Find local Florissant agents

The Milburn Agency 
100 St Francois St #207, Florissant, MO 63031-5132
Moellering & Niehoff Agents 
865 St Francois St, Florissant, MO 63031-4903
Alternatives Insurance
39 St Anthony Ln, Florissant, MO 63031
American Family Insurance
2528 N Hwy 67, Florissant, MO 63033
AAA Missouri
8194 N Lindbergh Blvd, Florissant, MO 63031
Solo Insurance®
9197 W Florissant Ave, St. Louis, MO 63136, 
AAA Missouri
8194 N Lindbergh Blvd, Florissant, MO 63031
Yellow Key Insurance
8462 N Lindbergh Blvd, Florissant, MO 63031,
Old Town Insurance Center
606 St Ferdinand, Florissant, MO 63031,
Farm Bureau Insurance
3343 N Hwy 67, Florissant, MO 63033

Insurify Insights: How Florissant Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
Florissant, MO
suspended licenses
#8
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Florissant drivers measure up to their fellow Missouri motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Florissant

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Florissant drivers rank 10 in the number of car accidents per driver across all cities in Missouri.

  • Rank within state: #10
  • Percent of drivers in Florissant with an accident: 11.16%
  • Drivers in Florissant, MO with an accident in their driving history paid on average 42.72% more than drivers with a clean record

Speeding Florissant

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Missouri, Florissant drivers rank 15 in the number of speeding infractions per driver.

  • Rank within state: #15
  • Percent of drivers in Florissant with a speeding ticket: 10.01%
  • Drivers in Florissant, MO with a speeding ticket in their driving history paid on average 43.04% more than drivers with a clean record

DUI/DWIs Florissant

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Florissant drivers rank 29 in the number of DUI’s per driver across all cities in Missouri.

  • Rank within state: #29
  • Percent of drivers in Florissant with a DUI: 1.01%
  • Drivers in Florissant, MO with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Florissant

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Florissant is the Chevrolet Malibu.

Rude Florissant

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Missouri, Florissant drivers rank 7 in rude driving infractions.

  • Rank within state: #7
  • Percent of drivers in Florissant with a reckless driving violation: 2.02%
  • Drivers in Florissant, MO with a reckless driving violation in their driving history paid on average 92.88% more than drivers with a clean record.

Safest Drivers Florissant

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Florissant drivers rank 4 in clean driving records across all cities in Missouri.

  • Rank within state: #4
  • Percent of drivers in Florissant with clean record: 80.49%

Failure to Yield the Right of Way Florissant

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Florissant drivers rank 9 in failure to yield violations per driver across all cities in Missouri.

  • Rank within state: #9
  • Percent of drivers in Florissant with a failure to yield violation: 0.29%
  • Drivers in Florissant, MO with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Florissant

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Missouri, Florissant drivers rank 1 in the number of reckless driving offenses per driver.

  • Rank within state: #1
  • Percent of drivers in Florissant with a reckless driving offense: 0.14%

Hybrid/Electric Vehicle Ownership Florissant

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Florissant drivers rank 21 in hybrid and electric vehicle ownership across all cities in Missouri.

  • Rank within state: #21
  • Percent of drivers in Florissant with a hybrid/electric vehicle: 0.42%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.