Cheap Auto Insurance Quotes in Medford, MA (2021)

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Car Insurance in Medford, MA

The average cost of Massachusetts car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Medford, MA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$108
$208
$233
GEICOTravelersLiberty Mutual
Monthly $

Cheapest Car Insurance in Medford, MA

Here are the cheapest carriers in Medford for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$155
$137
$158
$161
$134
$183
MassachusettsBostonWorcesterSpringfieldLowellMedford
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Medford, MA Driving Facts

massachusetts

Minimum Car Insurance Requirements in MA

The state of Massachusetts requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in Massachusetts are:

  • $20,000 bodily injury liability per person
  • $40,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Massachusetts state law requires are $20,000 for the injury or death of a single person involved in a car accident and $40,000 for the injury or death of multiple persons. Insurance providers list this coverage at 20/40, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $40,000 are your responsibility.

The minimum property damage liability insurance requirements in Massachusetts are:

  • $5,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Massachusetts requires $5,000 for the minimum. You’ll see the collective state minimum listed at 20/40/5. The 5 refers to the property damage liability. Once again, any damages above the $5,000 are your responsibility.

  • $8,000 personal injury protection (PIP) per person per accident

 Massachusetts is a no-fault state, so personal injury protection (also called No-Fault) is mandatory coverage for all drivers. Massachusetts PIP covers you, your immediate family, and your passengers for economic losses, medical costs, and death benefits regardless of fault. The state sets $8,000 for the minimum coverage requirements

What happens if a driver hits you without insurance? The state requires uninsured motorist coverage:  

  • $20,000 uninsured motorist bodily per person
  • $40,000 uninsured motorist bodily per accident

Uninsured motorists bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance.

Find local Medford agents

Pompeo & Sons Insurance Agency, Inc
464 High St, Medford, MA 02155
A David Risman Insurance Agency, Inc.
689 Fellsway, Medford, MA 02155
Cecil N Marchionne Insurance Agency, Inc
506 Main St, Medford, MA 02155
'Daniel N. O''Rourke Insurance Agency Inc.'
429 High St, Medford, MA 02155
Gilbert Insurance Agency, Inc
402 Salem St, Medford, MA 02155
Bates Insurance Agency Inc.
92 High Street Suite B-1, Medford, MA 02155
William McDonough Ins
431 Salem St, Medford, MA 02155
L & B Insurance LLC
101 Mystic Ave, Medford, MA 02155
Milner Insurance Agency, Inc.
121 Mystic Avenue Ste. 2R, Medford, MA 02155
Peter R Nobile Agency Inc
39 Salem St, Medford, MA 02155

Insurify Insights: How Medford Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
Medford, MA
suspended licenses
#31
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Medford drivers measure up to their fellow Massachusetts motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Medford

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Medford drivers rank 9 in the number of car accidents per driver across all cities in Massachusetts.

  • Rank within state: #9
  • Percent of drivers in Medford with an accident: 13.77%
  • Drivers in Medford, MA with an accident in their driving history paid on average -90.91% more than drivers with a clean record

Speeding Medford

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Massachusetts, Medford drivers rank 23 in the number of speeding infractions per driver.

  • Rank within state: #23
  • Percent of drivers in Medford with a speeding ticket: 5.07%
  • Drivers in Medford, MA with a speeding ticket in their driving history paid on average --% more than drivers with a clean record

DUI/DWIs Medford

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Medford drivers rank 25 in the number of DUI’s per driver across all cities in Massachusetts.

  • Rank within state: #25
  • Percent of drivers in Medford with a DUI: 0.36%
  • Drivers in Medford, MA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Medford

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Medford is the Toyota Camry.

Hybrid/Electric Vehicle Ownership Medford

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Medford drivers rank 5 in hybrid and electric vehicle ownership across all cities in Massachusetts.

  • Rank within state: #5
  • Percent of drivers in Medford with a hybrid/electric vehicle: 2.55%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.