Cheap Auto Insurance Quotes in Seaford, DE (2021)

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Car Insurance in Seaford, DE

The average cost of Delaware car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Seaford, DE to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Seaford, DE

Here are the cheapest carriers in Seaford for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Seaford, DE Driving Facts


Minimum Car Insurance Requirements in DE

The state of Delaware requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Delaware are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Delaware state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in Delaware are:

  • $10,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Delaware requires $10,000 for the minimum. You’ll see the collective state minimum listed at 25/50/10. The 10 refers to the property damage liability. Once again, any damages above the $10,000 are your responsibility.

The minimum personal injury protection (PIP) insurance requirements in Delaware are:

  • $15,000 personal injury protection (PIP) per person
  • $30,000 personal injury protection (PIP) per accident

Delaware is a no-fault state, so Personal Injury Protection (also called no-fault insurance) is mandatory coverage for all drivers. Delaware PIP covers you, your immediate family, and your passengers for economic losses, medical costs, and death benefits regardless of fault. The minimum coverage limits Delaware state law requires is $15,000 for a single person expense and $30,000 for the expenses of multiple persons.

Find local Seaford agents

Farnell & Gast Llc
500 West Stein Highway, Seaford, DE 19973-1202
Nationwide Insurance: Muncie Insurance & Financial Services Inc.
1011 Norman Eskridge Hwy, Seaford, DE 19973
Insley Insurance & Financial Services, Inc
24488 Sussex Hwy #100, Seaford, DE 19973
Wilgus Insurance Agency Inc, - Seaford
22937 Sussex Hwy, Seaford, DE 19973
Tony DeSanctis: Allstate Insurance
105 High St, Seaford, DE 19973
Harrington Insurance Agency
957 Norman Eskridge Hwy, Seaford, DE 19973
Eric Cline - State Farm Insurance Agent
22366 Sussex Hwy, Seaford, DE 19973
INTEGRA Administrative Group, Inc.
110 S Shipley St, Seaford, DE 19973
Short Insurance Associates
133 N Cannon St, Seaford, DE 19973
One Direction Insurance
929 Norman Eskridge Hwy, Seaford, DE 19973

Insurify Insights: How Seaford Drivers Measure Up

Chevrolet Impala
Most Popular Car in
Seaford, DE
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Seaford drivers measure up to their fellow Delaware motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Seaford

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Seaford is the Chevrolet Impala.

DUI/DWIs Seaford

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Seaford drivers rank 3 in the number of DUI’s per driver across all cities in Delaware.

  • Rank within state: #3
  • Percent of drivers in Seaford with a DUI: %
  • Drivers in Seaford, DE with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Seaford

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Delaware, Seaford drivers rank 2 in the number of speeding infractions per driver.

  • Rank within state: #2
  • Percent of drivers in Seaford with a speeding ticket: %
  • Drivers in Seaford, DE with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.