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Cheap DUI Car Insurance in Alaska (With Quotes)

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Doug Shaffer

By: Doug Shaffer

| Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

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Best DUI Insurance Companies in Alaska (2022)

For drivers with a DUI or DWI offense in Alaska, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Alaska. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Alaska.

CarrierAvg. Monthly Cost
American Family Insurance$85

DUI Car Insurance Costs in Alaska

In Alaska, a DUI or DWI offense will on average have drivers paying $197 per month and $2,364 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 34% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Avg. Monthly Cost - No Violation
$147
Avg. Monthly Cost - After DUI
$197
$50 ▴
34.01% ▴
Monthly Impact of DUI on Rates
Percent Bad DUI Impact Rates

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

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How Much Does a DUI Impact Car Insurance Rates in Alaska?

Even though DUI do have an impact on car insurance rates in Alaska, they aren't as significant as in other states. Drivers who have a DUI on their record tend to pay 34.17 percent more on average. Since rates are typically low for drivers with a clean driving record, at $147 per month, motorists with a DUI can expect an average premium of $197.23.

While the $50.23 difference between the two doesn't seem like a lot, multiple incidents can increase the gap rather quickly. There are also other consequences of having a DUI on your record in Alaska.

No Violation - Avg. Monthly Rate After DUI - Avg. Monthly Rate Average Percent Increase After DUI
$147$19734.01%

What Are the Average Car Insurance Prices After a DUI in Alaska?

Alaska is home to the lowest-ranking total cost auto insurance for those with a DUI. Currently, ranked 51st on the list, Alaskan drivers typically pay $197.23 for auto insurance coverage if they have a DUI on their record. When compared to Michigan, which is the highest-ranking state, Alaska is roughly eight times less expensive.

One thing to keep in mind is that this is for one DUI violation. If you accumulate more than one incident in a short time period, the quotes you receive may feature much higher rates.

Alaska After DUI Avg. Monthly Rate Most Expensive State for DUI (1-50)
$19751st

How Long Is the Lookback Period for a DUI in Alaska?

A DUI violation falls into the priorable offense category, which allows the state to enforce harsher punishments for additional violations. Typically, the stacking of punishments for multiple occurrences can only happen within a certain period of time. This period is referred to as the lookback period.

Alaska has one of the longest lookback periods across the United States, as the state will consider DUIs on your driving record for 15 years. With little to no expectations on the length of time, having multiple DUI violations can result in severe penalties and a lifelong lookback period.

Alaska DUI Penalties

The penalties for a DUI in Alaska can be severe, as it is considered a criminal offense. Typically, penalties are handed out by both the court system and the DMV as well. If you received your first DUI, you can expect a minimum of 72 hours in jail, a $1,500 fine, and license revocation for a minimum of 90 days. Ignition interlock devices are also a common requirement for a DUI violation.
Some of the most severe penalties are handed out to those who have four or five instances on their records. Often, one year of jail time, $10,000 in fines, and license revocation of five years are all common for drivers with multiple DUIs. Other penalties that can be imposed include court-ordered evaluations and participation in alcohol safety action programs.

Top Auto Insurance Companies

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FAQs - Alaska Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Alaska. Insurify analyzed the latest data for the five most populous cities in Alaska to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Alaska and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Doug Shaffer
Doug Shaffer

Content Writer at Insurify

Doug Shaffer is an insurance writer for Insurify. He has had the opportunity to write for several large, national insurance carriers in the past and brings with him over six years of experience working with both business and consumer products. Even though he enjoys writing for most product lines, he loves auto insurance the most. During the moments he manages to break away from the keyboard, he can be found spending time with his family.

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