For drivers with a DUI or DWI offense in Alaska, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Alaska. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Alaska.
In Alaska, a DUI or DWI offense will on average have drivers paying $197 per month and $2,364 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 34% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
Even though DUI do have an impact on car insurance rates in Alaska, they aren't as significant as in other states. Drivers who have a DUI on their record tend to pay 34.17 percent more on average. Since rates are typically low for drivers with a clean driving record, at $147 per month, motorists with a DUI can expect an average premium of $197.23.
While the $50.23 difference between the two doesn't seem like a lot, multiple incidents can increase the gap rather quickly. There are also other consequences of having a DUI on your record in Alaska.
|Average Percent Increase After DUI|
Alaska is home to the lowest-ranking total cost auto insurance for those with a DUI. Currently, ranked 51st on the list, Alaskan drivers typically pay $197.23 for auto insurance coverage if they have a DUI on their record. When compared to Michigan, which is the highest-ranking state, Alaska is roughly eight times less expensive.
One thing to keep in mind is that this is for one DUI violation. If you accumulate more than one incident in a short time period, the quotes you receive may feature much higher rates.
|Most Expensive State for DUI (1-50)|
A DUI violation falls into the priorable offense category, which allows the state to enforce harsher punishments for additional violations. Typically, the stacking of punishments for multiple occurrences can only happen within a certain period of time. This period is referred to as the lookback period.
Alaska has one of the longest lookback periods across the United States, as the state will consider DUIs on your driving record for 15 years. With little to no expectations on the length of time, having multiple DUI violations can result in severe penalties and a lifelong lookback period.
The penalties for a DUI in Alaska can be severe, as it is considered a criminal offense. Typically, penalties are handed out by both the court system and the DMV as well. If you received your first DUI, you can expect a minimum of 72 hours in jail, a $1,500 fine, and license revocation for a minimum of 90 days. Ignition interlock devices are also a common requirement for a DUI violation.
Some of the most severe penalties are handed out to those who have four or five instances on their records. Often, one year of jail time, $10,000 in fines, and license revocation of five years are all common for drivers with multiple DUIs. Other penalties that can be imposed include court-ordered evaluations and participation in alcohol safety action programs.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.