Cheapest Auto Insurance in Anderson, South Carolina (2026)
USAA offers the cheapest car insurance in Anderson, with minimum-coverage policies as low as $61 per month.
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Written byJacqueline DeMarco
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Jacqueline DeMarcoFreelance Insurance Writer
13+ years writing insurance and personal finance content
Insurance, lending, and retirement expert
Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.
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Edited byCourtney Mikulski
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Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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Table of contents
The average cost of car insurance in Anderson, SC, is $172 per month, which is more expensive than the national average monthly cost of $136. Auto insurance premium prices vary based on many different factors and can differ even among ZIP codes. For example, severe weather in South Carolina, like tropical storms and hurricanes, can lead to increased car insurance claims and higher premium prices.
Furthermore, a series of vehicle break-ins in Anderson County during early 2023 could contribute to more expensive car insurance costs for the entire area. Here are some tips for finding cheap car insurance in Anderson, South Carolina, and what affects your auto insurance rates.
Quick Facts
The average cost of car insurance in Anderson is $139 per month for liability coverage and $205 per month for full coverage.
Anderson drivers with poor credit pay nearly double what drivers with excellent credit pay for car insurance, on average.
Car insurance companies in South Carolina can use your credit history as a factor when setting your rates.[1]
Cheapest car insurance companies in Anderson
When shopping for car insurance, you don’t want to focus solely on price. You should also take into account which car insurance company can provide you with the right type of coverage, the best customer experience, an easy-to-navigate website, and the features that suit your specific needs.
Here are some of the best and cheapest car insurance companies in Anderson to start your search.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| GEICO | 9.2 | $157 | $111 | Bundling |
| USAA | 9.1 | $108 | $70 | Military members and their families |
| State Farm | 9.3 | $119 | $77 | Discounts |
Disclaimer: Table data sourced from real-time Anderson car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Anderson may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for bundling: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $98/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $139/mo |
4.0
Best choice in Anderson, SCBased on 16,013 verified driver reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Anderson for
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Anderson for
Teen drivers
Cheap rates
Accident forgiveness
Showing 23 South Carolina reviews for Anderson drivers - See all 7,420 GEICO reviews
Robin
Verified Review
Geico, not your best bet!
Reviewed in South Carolina on February 11, 2026
I believe I am overcharged. I have paid my premium regularly and on time for over six years, with no claims! When I called to see if I could get my rates reduced and add my son to my policy, they offered no help. I'm not a fan of Geico and would not recommend them!
Dannyj
Verified Review
Excellent
Reviewed in South Carolina on February 10, 2026
I've been with them for over 10 years. I wish it was cheaper, but it is what it is.
Bruce
Verified Review
Overcharge
Reviewed in South Carolina on February 7, 2026
They charge more than I should pay, and I’m looking around.
Charlie
Verified Review
The Truth About GEICO
Reviewed in South Carolina on January 27, 2026
There is nothing I would recommend GEICO change as my experience every time has been professional and pleasant.
Steven
Verified Purchase
Excellent
Reviewed in South Carolina on January 14, 2026
Very good experience! Very happy with Geico!
Johnny
Verified Review
I have been okay until I found out how much Geico was overcharging me for insurance. I am checking out other insurance options at the moment.
Reviewed in South Carolina on January 9, 2026
I have been okay until I found out how much Geico was overcharging me for insurance. I am checking out other insurance options at the moment.
Diane
Verified Review
I have been satisfied with Geico insurance and have looked into saving money by changing for 2026. I have not found a better company that offers the same value for any less cost, and several I have looked into have been quite a bit more costly for what I currently have. I would recommend Geico to friends.
Reviewed in South Carolina on January 9, 2026
I have been satisfied with Geico insurance and have looked into saving money by changing for 2026. I have not found a better company that offers the same value for any less cost, and several I have looked into have been quite a bit more costly for what I currently have. I would recommend Geico to friends.
John
Verified Review
Seamless and easy
Reviewed in South Carolina on January 6, 2026
We have 2 cars, a truck, 2 motorcycles, and an RV, and the rates on all are great.
Anthony
Verified Purchase
Excellent
Reviewed in South Carolina on December 24, 2025
I'm enjoying my insurance with GEICO. I love that they track my driving for future discounts.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
In recent years, the cost of living in South Carolina has increased, which puts pressure on drivers’ wallets. One effective way to save money on insurance is to bundle your renters or homeowners insurance with your car insurance — which can help you save on both policies. GEICO offers plenty of bundling opportunities, allowing you to pair your auto insurance policy with insurance for condos, renters, homeowners, or mobile homes.
Pros
Highly rated mobile app
Plenty of bundling options
Cons
Gap insurance not available
Below-average J.D. Power customer satisfaction rating in the Southeast region
Best insurer for military members and their families: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $61/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $96/mo |
4.9
Best choice in Anderson, SCBased on 3,128 verified driver reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best in Anderson for
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best in Anderson for
Members of the military community
Outstanding customer service
Competitive rates
Showing 20 South Carolina reviews for Anderson drivers - See all 1,477 USAA reviews
Napoleon
Verified Review
USAA Praise Review
Reviewed in South Carolina on February 28, 2026
I've been with USAA for many years. I have no complaints. They handle claims quickly and are very easy to work with. I highly recommend them to my friends and family. Thank you, USAA.
Paul
Verified Review
Great claims handling
Reviewed in South Carolina on February 20, 2026
Whether it was an accident or a window replacement, the claim was handled very quickly and with no delay.
James
Verified Review
USAA OK!
Reviewed in South Carolina on January 14, 2026
USAA treats members fairly and respectfully.
Lewis
Verified Review
Watch your rates, they will double them for no reason.
Reviewed in South Carolina on January 13, 2026
Keep a close eye on them; they will steadily increase your prices. They doubled mine in 6 months, with no accidents or tickets.
Kelly
Verified Review
USAA has dropped off
Reviewed in South Carolina on January 13, 2026
USAA offers any coverage you could ask for. However, don’t expect them to handle claims efficiently. I'm sitting on one claim that’s just gotten to arbitration after 2 years.
Chris
Verified Review
USS-No way
Reviewed in South Carolina on December 14, 2025
Paying almost twice as much as other companies. I think they're punishing me for an accident where I was hit by a drunk driver and could have died. The car was totaled.
Fred
Verified Review
USAA lied about coverage
Reviewed in South Carolina on November 1, 2025
I've had USAA for 6 months. I was told an accident I had 3 years ago would be off my record by the time it renewed. I called back when I found out it did not and would not be for 2 more years. I was also told that the mileage tracker was just like a game and they knew nothing about my total mileage. Now I just don't trust anything they say!
Edward
Verified Review
USAA
Reviewed in South Carolina on October 27, 2025
It's too high.
Sandra
Verified Review
Not happy with Policy costs, Auto, Renters, Umbrella
Reviewed in South Carolina on October 25, 2025
I have been with USAA for years and the cost is very high compared to others. I am seriously thinking of changing.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
More than 5% of Anderson’s population are veterans, indicating a substantial number of residents and their families are eligible for USAA auto insurance. Tailored specifically for military families, USAA offers not only affordable rates but also specialized features and procedures that cater to people with military connections. For instance, USAA provides discounts for storing your car on base during deployments, making it an ideal choice for people in the military.
Pros
Highest J.D. Power customer satisfaction rating in the Southeast region
Relatively affordable premiums
Cons
Restricted membership eligibility
No gap insurance available
Best insurer for discounts: State Farm
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $68/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $105/mo |
4.0
Best choice in Anderson, SCBased on 15,788 verified driver reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Anderson for
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Anderson for
Customer service
Competitive rates
Discounts for safe drivers
Showing 50 South Carolina reviews for Anderson drivers - See all 7,176 State Farm reviews
Robert
Verified Review
Average
Reviewed in South Carolina on February 28, 2026
They consistently increase rates.
Sheila
Verified Review
State Farm Insurance Not Worth the Cost
Reviewed in South Carolina on February 26, 2026
Very expensive and keeps going up in price, not worth it. Roadside assistance is also very expensive. You can't use the tow service because it only covers 10 miles, and then it's $200 for a tow after that. Overall, very much not worth it. I'm not happy with this company at all.
Barbara
Verified Review
Totally Disappointed
Reviewed in South Carolina on February 21, 2026
Just be aware that if you have claims beyond your control, they will non-renew your policy.
Shirley
Verified Review
I had a very good experience with them until my niece joined. She had too many accidents, so they discontinued my insurance. Same household, same insurance.
Reviewed in South Carolina on February 16, 2026
I had a very good experience with them until my niece joined. She had too many accidents, so they discontinued my insurance. Same household, same insurance.
Rocky
Verified Review
No Notice
Reviewed in South Carolina on February 12, 2026
After 40 years without a glitch, no contact was made to us when we were late on one item out of three in our bundle. This happened a few months after State Farm made their first claim payout in decades. The amount was well under the repair cost. For being late, our coverage was increased by $132 every 6 months. Now they told us they never call anymore if a payment is late. Not the insurance company to retire with.
Barbara
Verified Review
Totally disappointed in State Farm
Reviewed in South Carolina on February 11, 2026
State Farm was doing okay until we had two claims in two months. Someone ran into our truck, and then one of those concrete stop things in the parking space at Golden Corral proceeded to rip the protective barrier from underneath my car. Now State Farm has decided they’re going to non-renew us, and we’re having trouble finding insurance that we can afford. These were circumstances beyond our control. We totally regret ever insuring with State Farm and will never do it again.
Michael
Verified Review
Switch to Geico and Save
Reviewed in South Carolina on February 9, 2026
I canceled my policy and switched to Geico, getting a rate that was one-third of the cost compared to State Farm's higher prices.
Dan
Verified Review
State Farm Disappointment
Reviewed in South Carolina on February 5, 2026
If you file a claim, your rates will go up, regardless of how good your past record is.
Eva
Verified Review
High Costs and Misleading Discounts
Reviewed in South Carolina on January 21, 2026
The insurance is too expensive, and the discounts are not what they claim to be.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
With insurance rates rising across the country, it’s important to reduce monthly costs when possible. State Farm can help free up some room in customer budgets by providing some of the most competitive auto insurance premiums in the area. Drivers can also benefit from various discounts, including those for good grades, defensive driving training, and installing safety devices in their cars.
Pros
Plenty of discounts to qualify for
Above-average J.D. Power customer satisfaction rating in the Southeast region
Cons
Can’t purchase a policy online
Gap insurance not available
How to get the cheapest car insurance in Anderson
Getting cheap car insurance is more than just purchasing the first low rate you see online. Here are some ways you can reduce your car insurance costs:
Look for discounts. Most auto insurers advertise discounts that drivers can qualify for. You can usually find discounts for safe driving, having safety features on your vehicle, signing up for automatic payments and paperless billing, and more. Try to stack as many discounts as you can to reduce your car insurance costs.
Bundle policies. Car insurance companies also offer bundling discounts to customers who buy more than one insurance product with them. If you buy your auto insurance and home, renters, or life insurance with one company, you may save on both policies.
Increase your credit score. Insurance companies can use your credit information when determining car insurance rates. Pull your credit report, review it for inaccuracies to correct, and work to increase it, if needed. Make on-time payments for your accounts and use less than 30% of your available credit to improve your score.
Compare quotes. Get quotes online from at least three different car insurance companies at the same coverage level to find the one that offers you the lowest rates. You can also use an online quote-comparison tool to gather quotes on one site and compare them side by side.
Find Cheap Car Insurance in Anderson, SC
Liability rates start at $61 per month
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Cheapest liability-only car insurance in Anderson: USAA
Having liability car insurance is mandatory in nearly every state, including South Carolina. This type of policy covers injuries and property damage in accidents you cause. However, it doesn’t extend to your vehicle repairs or your own medical expenses. Since liability coverage has such limited protection, it’s usually a cheap, affordable option.
The average cost of liability-only car insurance in Anderson is $139 per month, and here are the cheapest car insurance companies in Anderson for this type of coverage.
The below rates in Anderson, SC, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $61 |
| Auto-Owners | $66 |
| State Farm | $68 |
| GEICO | $98 |
| Nationwide | $100 |
| Allstate | $106 |
| Progressive | $112 |
| Travelers | $114 |
| Safeco | $122 |
| National General | $137 |
| State Auto | $138 |
| Root | $139 |
| Dairyland | $151 |
| Direct Auto | $153 |
| GAINSCO | $167 |
| The General | $167 |
| AssuranceAmerica | $179 |
| Liberty Mutual | $183 |
| Bristol West | $216 |
Disclaimer: Table data sourced from real-time Anderson car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Anderson may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Anderson: USAA
Liability-only and full-coverage car insurance differ in what they cover. Liability pays for damages to others when you’re at fault, while full coverage protects your own vehicle too, including after theft and accidents. If you have a new or expensive car, full coverage is a good idea, and if you’re financing your car, your lender may require it.
The average cost of full-coverage car insurance in Anderson is $205 per month. Check out the table below for the most affordable full-coverage car insurance companies in Anderson.
The below rates in Anderson, SC, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $96 |
| Auto-Owners | $103 |
| State Farm | $105 |
| GEICO | $139 |
| Nationwide | $155 |
| Safeco | $157 |
| Allstate | $165 |
| Progressive | $167 |
| Travelers | $177 |
| Direct Auto | $203 |
| Root | $203 |
| National General | $204 |
| State Auto | $214 |
| AssuranceAmerica | $257 |
| Liberty Mutual | $261 |
| The General | $305 |
| GAINSCO | $312 |
| Dairyland | $327 |
| Bristol West | $363 |
Disclaimer: Table data sourced from real-time Anderson car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Anderson may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Anderson, South Carolina
Drivers in and around Anderson, South Carolina have found policies from National General, State Farm, First Acceptance, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Anderson, South Carolina within the last 10 days. Last updated on March 5, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 5, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Anderson, South Carolina within the last 10 days. Last updated on March 5, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 5, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in South Carolina
In the state of South Carolina, drivers must hold both a liability car insurance policy and uninsured motorist coverage. Their auto insurance policies must meet these minimum coverage requirements:[2]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 per accident |
| Uninsured/underinsured motorist | Equal to liability coverage |
While you have to meet the state’s minimum coverage requirements, you can choose to enhance your auto insurance with these additional options:
Comprehensive coverage
Comprehensive coverage handles non-collision damages, like fire, vandalism, theft, falling objects, and natural disasters.
Collision coverage
Collision coverage pays for damages in collisions, no matter who’s at fault, whether you hit objects or other vehicles.
Glass coverage
Glass protection covers windshield and glass damage and sometimes comes with a deductible-free option.
Gap coverage
If you financed or leased your vehicle, gap insurance covers the difference between your auto loan balance and the insurance payout in the event of a total loss.
Cheapest car insurance for drivers with an incident
When you have incidents on your driving record, you may find it challenging to secure the cheapest car insurance in Anderson. Speeding tickets, driving under the influence (DUI) convictions, at-fault accidents, and other moving violations can all lead to increased rates. This is because auto insurance companies view drivers with these incidents on their records as more likely to file future claims than drivers with clean records.
The table below shows how different driving infractions can affect average car insurance rates in Anderson, South Carolina.
The below rates in Anderson, SC, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| USAA | $61 | $77 | $80 | $94 |
| Auto-Owners | $66 | $84 | $85 | $102 |
| State Farm | $68 | $84 | $88 | $105 |
| GEICO | $98 | $125 | $125 | $150 |
| Nationwide | $100 | $127 | $132 | $154 |
| Allstate | $106 | $135 | $139 | $163 |
| Progressive | $112 | $133 | $143 | $180 |
| Travelers | $114 | $144 | $150 | $175 |
| Safeco | $122 | $157 | $168 | $200 |
| National General | $137 | $166 | $179 | $211 |
| State Auto | $138 | $179 | $185 | $201 |
| Root | $139 | $181 | $182 | $216 |
| Dairyland | $151 | $183 | $195 | $232 |
| Direct Auto | $153 | $186 | $205 | $235 |
| GAINSCO | $167 | $194 | $209 | $257 |
| The General | $167 | $218 | $226 | $257 |
| AssuranceAmerica | $179 | $222 | $234 | $275 |
| Liberty Mutual | $183 | $227 | $239 | $282 |
| Bristol West | $216 | $265 | $279 | $332 |
Disclaimer: Table data sourced from real-time Anderson car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Anderson may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Teenagers and young drivers often pay steep car insurance premiums because of their lack of experience and maturity — which can result in more frequent claims. However, car insurance rates tend to decrease around age 35 as drivers gain more experience behind the wheel. But around age 70, rates can rise again since seniors’ driving capabilities decline due to vision issues and slower reaction times.
Refer to the table below to see how car insurance quotes can vary with age in Anderson.
Age | Average Monthly Quote |
|---|---|
| Teens | $476 |
| 20s | $319 |
| 30s | $241 |
| 40s | $223 |
| 50s | $199 |
| 60s | $193 |
| 70s | $206 |
Disclaimer: Table data is based on real-time Anderson quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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Anderson car insurance quotes by credit tier
While not legal in all states, in South Carolina, car insurance companies can take drivers’ credit history into consideration when determining car insurance premiums.[1] Insurers believe that poor credit means a driver is more likely to file insurance claims. As a result, drivers with excellent or good credit tend to pay less for car insurance.
Here are Anderson full-coverage car insurance quotes based on credit score.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Anderson car insurance FAQs
Learn more about car insurance costs in South Carolina, and check out the answers to frequently asked questions about auto coverage in Anderson below.
How much is car insurance in Anderson?
The average cost of car insurance in Anderson is $139 per month for liability coverage and $205 per month for full coverage.
Who has the cheapest car insurance in Anderson?
USAA, Auto-Owners, and State Farm are the cheapest auto insurance companies in Anderson, with liability-only rates of $61, $66, and $68 per month, respectively. The best way to find the cheapest car insurance for your situation is to compare quotes from multiple car insurance companies. You can use an online comparison tool to find the insurer that offers the best price for the coverage you need.
What are the best car insurance companies in Anderson?
Some of the best car insurance companies in Anderson that Insurify identified include State Farm, GEICO, and USAA. These auto insurance companies have high scores across the board with AM Best, J.D. Power, and Insurify. But what’s best for one person may not be best for you, so it’s important to research insurance companies to find the one that meets your needs.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Experian. "Which States Prohibit or Restrict the Use of Credit-Based Insurance Scores?."
- South Carolina Department of Insurance. "Automobile Insurance."
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Jacqueline DeMarcoFreelance Insurance Writer
13+ years writing insurance and personal finance content
Insurance, lending, and retirement expert
Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.
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Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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