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Temporary Car Insurance in North Dakota (With Quotes)
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| Reviewed by licensed insurance agent, Amber Benka
Last Updated March 9, 2022
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Cheapest Companies for Temporary Car Insurance North Dakota (2022)
For drivers looking for temporary insurance in North Dakota, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in North Dakota. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in North Dakota.
| Carrier | Avg. Monthly Cost |
|---|---|
| Midvale | $130 |
| Safeco | $181 |
| The General | $184 |
| Nationwide | $208 |
What Is Temporary Car Insurance and How to Get It in North Dakota?
A temporary car insurance policy typically lasts six months and is often more affordable than a long-term, 12-month policy. A Google search shows many companies advertising daily, weekly, or monthly policies, but these are often sneaky ways to lock you into a standard six-month policy. In the U.S., reputable car insurance companies only offer six- or 12-month policies. If you need less than six months, think about buying a six-month policy and canceling early.
If you've ever signed up for something that later turned out to be a mistake or poor fit, then short-term car insurance policies could be a wise choice. Temporary car insurance gets rid of the buyer's remorse because you're only a few months away from the industry's best deals. And while you're looking for that low price, you could try Insurify. Insurify gives you up to 20 short-term car insurance quotes from top companies within minutes!
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What Are the Average Short-Term Car Insurance Rates in North Dakota?
After over 25 million quotes, Insurify's database reveals that North Dakota's six-month short-term policy costs $1,233 on average. After some quick math, you realize That's $205 per month, a rate that makes the Peace Garden State 24th for cheapest short-term car insurance in the country. If that number seems steep, it's better than in Michigan, the most expensive state, where they pay more than double, at $440.
| Length of Short-Term Insurance Policy | Avg. Monthly Rate, Short-Term Policy | Total Cost of 6 Month, Short-Term Policy |
|---|---|---|
| 6 months | $205 | $1,233 |
What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in North Dakota?
Car insurance companies offer brand-new customers discounts and incentives for signing up. Once you're a customer, it's common to see your price go up at renewal time. That means the company with the best price today may not be as competitive in the near future. When you decide to change every six months, you're always getting the market's best rate.
Temporary car insurance policies also give drivers a lot of flexibility. Have a bad experience with an insurance agent, claims process, or customer service rep? With a short-term policy, you're less than six months away from finding a better deal and level of customer care. Insurify can help you discover new insurance at a premium that makes sense for your budget in just a few minutes.
Find Cheap Short-Term Car Insurance in Minutes
You could find cheap short term car insurance options in North Dakota within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.
Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.
Best Short-Term Car Insurance Plans in North Dakota
Insurance prices and policies can vary significantly between companies, and a state like North Dakota draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
FAQs - North Dakota Car Insurance
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Auto insurance costs will vary between locations and insurance carriers, depending on the county North Dakota. Insurify analyzed the latest data for the five most populous cities in North Dakota to find you the cheapest quotes in each of these metropolitan areas.
The way to find the carrier with the best auto insurance ratings in North Dakota and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
Content Writer at Insurify
Courtney Roy is a financial and technology copywriter. He creates content that makes an actionable difference in the life of his readers. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering. He and his wife chase their five kids in the Phoenix, Arizona sun. You can learn more at thecopyprophet.com.
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