Cheap Auto Insurance Quotes in Devils Lake, ND (2021)

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Car Insurance in Devils Lake, ND

The average cost of North Dakota car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Devils Lake, ND to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
ProgressiveState FarmThe General
Monthly $

Cheapest Car Insurance in Devils Lake, ND

Here are the cheapest carriers in Devils Lake for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
North DakotaFargoBismarckGrand ForksMinotDevils Lake
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Devils Lake, ND Driving Facts


Minimum Car Insurance Requirements in ND

The state of North Dakota requires all motor vehicle operators to have proof of insurance available in the car at all times. It accepts both written and electronic documentation.

The minimum bodily injury liability insurance requirements in North Dakota are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits that North Dakota state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in North Dakota are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of North Dakota requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

  • $30,000 personal injury protection (PIP) per person per accident

North Dakota is a no-fault state, so Personal Injury Protection (also called no-fault insurance) is mandatory coverage for all drivers. North Dakota PIP covers you, your immediate family, and your passengers for economic losses, medical costs, and death benefits regardless of fault. The state sets $30,000 for the minimum coverage requirements. 

What happens if someone hits you, and they do not have insurance or enough insurance to pay for your damages? Consider that the Insurance Information Institute reports 6.8 percent or just over one out of fifteen, North Dakota drivers have no insurance. The state requires uninsured motorist coverage and underinsured motorist coverage:

  • $25,000 uninsured/underinsured motorist bodily injury per person
  • $50,000 uninsured/underinsured motorist bodily injury per accident

Uninsured motorist bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance.

Underinsured motorist bodily injury pays your medical expenses if you’re hit by someone who does not have high enough policy limits to cover your costs.

Find local Devils Lake agents

American Insurance Inc 
604 College Dr S, Devils Lake, ND 58301-3508
Ihry Insurance Agency 
110 4th St SE, Devils Lake , ND 58301
DVL Insurance Agency
603 College Dr S # 5, Devils Lake, ND 58301
Kevin Vistad - State Farm Insurance Agent
11 College Dr N, Devils Lake, ND 58301
Nodak Insurance Compan
713 Hwy 19 W, Devils Lake, ND 58301
Keli Hoffner American Family Insurance
1123 College Dr N, Devils Lake, ND 58301
Farmers Union Auto Claims
412 3rd Ave NE, Devils Lake, ND 58301
Blue Cross Blue Shield of North Dakota - Devils Lake
425 College Dr S #13, Devils Lake, ND 58301
Western Insurance Inc
110 4th St SE, Devils Lake, ND 58301
All-Risk Crop Insurance
224 4th St NW #1, Devils Lake, ND 58301

Insurify Insights: How Devils Lake Drivers Measure Up

Chevrolet Malibu
Most Popular Car in
Devils Lake, ND
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Devils Lake drivers measure up to their fellow North Dakota motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Devils Lake

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Devils Lake is the Chevrolet Malibu.

DUI/DWIs Devils Lake

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Devils Lake drivers rank -- in the number of DUI’s per driver across all cities in North Dakota.

  • Rank within state: #--
  • Percent of drivers in Devils Lake with a DUI: %
  • Drivers in Devils Lake, ND with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Devils Lake

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in North Dakota, Devils Lake drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Devils Lake with a speeding ticket: %
  • Drivers in Devils Lake, ND with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.