For drivers with a DUI or DWI offense in Massachusetts, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Massachusetts. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Massachusetts.
In Massachusetts, a DUI or DWI offense will on average have drivers paying $365 per month and $4,380 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 90% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
A DUI will touch almost every part of your life—your driving record, relationships, finances, and of course, your car insurance rates.
Maintaining a clean driving record is the best way to keep your car insurance rates low. The average monthly car insurance cost in Massachusetts is $192.The figure jumps to $364.61 when a DUI comes into the picture. That's an 89.9 percent or $172.61 increase for an avoidable mistake! Hopefully this rate increase will make any driver think twice before getting behind the wheel intoxicated.
|Average Percent Increase After DUI|
Your circumstances will dictate your car insurance rate after you're charged with a DUI. However, most Massachusetts drivers with a DUI on their record pay $364.61 per month to stay on the road. That figure makes Massachusetts the 28th most expensive state for car insurance after receiving a DUI.
Carefully comparison-shopping car insurance rates is the best decision after you've been charged with a DUI in Massachusetts. Don't just compare prices, however; look at insurers' other products to see where you can possibly save money with discounts and get the most coverage.
|Most Expensive State for DUI (1-50)|
A lookback period is how long a DUI remains on a driver's record. The length of time varies by state, but Massachusetts has a lifetime lookback period for DUIs. This means a DUI will remain on your driving record permanently, and any future infractions will add to the total, making the punishment more severe. DUIs remain visible to insurance companies for five years in many states but will remain on Massachusetts drivers' records for 10.
Maintaining a lower insurance rate should be all the motivation you need to keep a clean driving record once you're charged with a DUI. It's more important to do so in Massachusetts, however, because that first DUI will always count as a "prior" violation, making subsequent ones that much more costly.
DUI penalties in Massachusetts vary depending on the driver's age, license type, driving history, and other circumstances. Typically, first-time offenders could face up to two and a half years in jail, a fine of $500 to $5,000, and revocation of their license for a year. Penalties only get more severe for subsequent DUIs.
Massachusetts drivers under the age of 21 who are caught driving with a BAC of at least .02 but less than .08 will have their license automatically suspended for 30 days and face an additional Junior Operator's License suspension. The maximum penalties for a Massachusetts driver under 21 and charged with a DUI include jail time of up to two and half years, a fine up to $5,000, and a one-year license suspension.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.