Cheap Auto Insurance Quotes in Prairieville, LA (January 2022)

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Last Updated: January 2022

Car Insurance in Prairieville, LA

The average cost of Louisiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Prairieville, LA to find you the cheapest quotes in the area.
ProgressiveState FarmAmerican Family

Cheapest Car Insurance in Prairieville, LA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

LouisianaNew OrleansBaton RougeShreveportMetairiePrairieville
Click here to learn about car insurance quotes and save on your current policy.

Prairieville, LA Driving Facts


Minimum Car Insurance Requirements in LA

All motor vehicles operated or parked on Louisiana roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Louisiana are as follows:

  • $15,000 per person/$30,000 per accident for Bodily Injury (BI)

Bodily injury liablity coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Louisiana state law are $15,000 for the death or injury of a single victim as a result of a car accident and $30,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 15/30, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Louisiana law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Louisiana is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Prairieville agents

Bourg Insurance Agency
37410 Ascension Parish Rd, Prairieville, LA 70769
InsureWise, LLC
16094 Highway 73, Prairieville, LA 70769-3516
Todd Husers - State Farm Insurance Agent
17578 Old Jefferson Hwy, Prairieville, LA 70769
Todd Sanford: Allstate Insurance
17534 Old Jefferson Hwy Ste C3, Prairieville, LA 70769
Chabert Insurance of Prairieville
38113 Post Office Rd #2, Prairieville, LA 70769
Ryan D Rayburn - State Farm Insurance Agent
16044 LA-73 Ste 104B, Prairieville, LA 70769
Louisiana Truck Insurance
37410 Ascension Parish Rd b, Prairieville, LA 70769
Geaux Life Insurance
18276 Autumn View Dr, Prairieville, LA 70769
Goosehead Insurance - Taylor Templet
14279 LA-73, Prairieville, LA 70769
Custard Insurance Adjusters
17534 Old Jefferson Hwy # A2, Prairieville, LA 70769

Insurify Insights: How Prairieville Drivers Measure Up

Chevrolet Silverado
Most Popular Car in
Prairieville, LA
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Prairieville drivers measure up to their fellow Louisiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Prairieville

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Prairieville is the Chevrolet Silverado.

DUI/DWIs in Prairieville

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Prairieville drivers rank 2 in the number of DUI’s per driver across all cities in Louisiana.

  • Rank within state: #2
  • Percent of drivers in Prairieville with a DUI: {{percentDrivers}}%
  • Drivers in Prairieville, LA with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Prairieville

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Louisiana, Prairieville drivers rank 9 in the number of speeding infractions per driver.

  • Rank within state: #9
  • Percent of drivers in Prairieville with a speeding ticket: {{percentDrivers}}%
  • Drivers in Prairieville, LA with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

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