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Cheap DUI Car Insurance in Kansas (With Quotes)
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| Reviewed by licensed insurance agent, Amber Benka
Last Updated March 9, 2022
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Best DUI Insurance Companies in Kansas (2022)
For drivers with a DUI or DWI offense in Kansas, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Kansas. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Kansas.
| Carrier | Avg. Monthly Cost |
|---|---|
| Travelers | $112 |
| Dairyland Insurance | $156 |
| American Family Insurance | $172 |
| Liberty Mutual | $204 |
| SafeAuto | $207 |
| The General | $217 |
DUI Car Insurance Costs in Kansas
In Kansas, a DUI or DWI offense will on average have drivers paying $380 per month and $4,560 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 104% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Avg. Monthly Cost - No Violation$186
Avg. Monthly Cost - After DUI$380
$194 ▴
104.30% ▴
Monthly Impact of DUI on Rates
Percent Bad DUI Impact Rates
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
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How Much Does a DUI Impact Car Insurance Rates in Kansas?
After a DUI in Kansas, drivers will see their rates skyrocket by 104 percent on average.
Why do rates change? Insurance companies rate a DUI driving offense riskier than almost every driving mistake out there. To recoup the costs of future claims, insurance companies pass rate hikes on to these motorists.
How much will your bill be? Though your increase may differ, rates for drivers like you go up by $194 on average. Compared to a driver with a perfect record paying $186, your price for insurance post-DUI could land near $380.
| No Violation - Avg. Monthly Rate | After DUI - Avg. Monthly Rate | Average Percent Increase After DUI |
|---|---|---|
| $186 | $380 | 104.30% |
What Are the Average Car Insurance Prices After a DUI in Kansas?
You may be wondering how much your car insurance prices will change after a DUI. While the only way to get an exact number is to compare prices yourself, averages can give you a good idea.
In Kansas, premiums for drivers after a DUI average out to $380. To give you a little more insight, Kansas ranks 23rd when it comes to the most expensive states for car insurance after a DUI.
| Kansas After DUI Avg. Monthly Rate | Most Expensive State for DUI (1-50) |
|---|---|
| $380 | 23rd |
How Long Is the Lookback Period for a DUI in Kansas?
How long will you have to look over your shoulder in Kansas after a DUI? In the eyes of the court, the answer is 10 years. When considering drunk driving offenses, the state "looks back" over a driving record for that long and counts the existing DUIs against you. Sometimes, penalties are determined by the length of time between offenses within these 10 years.
Remember that your DMV record and your criminal record are separate.
Kansas DUI Penalties
Consequences for DUI driving in Kansas are stiff. Though the state spells out the penalties for each offense clearly, they hand down enhanced penalties under certain conditions. For example, if you have a child under 14 in the car, jail time is increased by one month. This counts for first-time offenders as well.
First-time offenders face up to 48 hours in prison, 100 hours of community service, up to $1,000 in fines, license suspension for up to 30 days (and further restrictions thereafter), attendance in an alcohol and drug education/treatment program, and vehicle impoundment.
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
FAQs - Kansas Car Insurance
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Auto insurance costs will vary between locations and insurance carriers, depending on the county Kansas. Insurify analyzed the latest data for the five most populous cities in Kansas to find you the cheapest quotes in each of these metropolitan areas.
The way to find the carrier with the best auto insurance ratings in Kansas and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
Content Writer at Insurify
Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.