Cheapest Auto Insurance in Waterbury, Connecticut (2025)
The cheapest liability auto insurer in Waterbury is State Farm, which has rates as low as $64 per month.
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Written byMelanie Lockert
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10+ years writing on personal finance topics
Host of the Mental Health and Wealth podcast
Melanie is a blogger, author, and speaker specializing in personal finance and debt management. She’s also the author of the blog and book “Dear Debt.”
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Edited byCourtney Mikulski
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Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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Table of contents
Waterbury’s growing population and proximity to Connecticut’s capital can increase the city’s average car insurance rates.[1] The overall average cost of car insurance in Waterbury is $339 per month, based on Insurify data.
This is more expensive than the national average, which is $151 per month, and the state average of $279 per month.
Here’s what you need to know about comparing rates and coverage options in Waterbury to find the best and cheapest car insurance for you.
Quick Facts
The average cost of car insurance in Waterbury is $265 per month for liability coverage and $414 per month for full coverage.
State Farm, GEICO, and USAA offer the cheapest liability-only policies in Connecticut.
Insurance companies in Connecticut can consider drivers’ credit histories when underwriting new auto insurance policies.[2]
3 of the cheapest car insurance companies in Waterbury
The best car insurance for you will match your budget and provide all the coverage you’re looking for based on your driving history and individual needs. While many insurance companies offer coverage, here are the top three options for cheap car insurance in Waterbury.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| State Farm | 9.3 | $88 | $88 | Bundling |
| GEICO | 9.0 | $107 | $107 | Discounts |
| USAA | 9.4 | $120 | $120 | Military members and veterans |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for bundling: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $64/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $103/mo |
4.2
Best choiceBased on 10,174 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,605)
Charlotte
March 24, 2025
Verified Review
They don't seem too thrilled to have your business. I've never filed a claim, and when I ask for information about my policies, they aren't very helpful. This might just be my specific agent, as I've never had to contact State Farm directly. I always feel like I'm bothering them whenever I reach out.
They don't seem too thrilled to have your business. I've never filed a claim, and when I ask for information about my policies, they aren't very helpful. This might just be my specific agent, as I've never had to contact State Farm directly. I always feel like I'm bothering them whenever I reach out.
David
March 24, 2025
Verified Review
Good
They're just alright, but they keep increasing my insurance for no apparent reason.
Troy
March 24, 2025
Verified Review
Unjustified Increases
I don't appreciate the continuous increases without any reason or explanation.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Close to 44% of residents in Waterbury are homeowners, according to U.S. Census data.[1] State Farm offers home insurance and auto insurance, and when you bundle both, you could get an average savings of $1,073, according to the company website.
If you’re looking for cheap car insurance in Waterbury, State Farm has low rates and provides even more savings when you bundle it with a home insurance policy.
Pros
Savings of up to 23% when you bundle insurance products
Multiple teen-driver discounts
Cons
Online quotes not available
Gap insurance not available
Best insurer for discounts: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $78/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $127/mo |
4.0
Best choiceBased on 11,178 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,122)
Ali
March 24, 2025
Verified Review
A Company Who Looks Out for the Individual
They defend, protect, and support their customers in coverage situations!
Luke
March 24, 2025
Verified Review
No Thanks to Geico
They are more expensive, they don't forgive or forget anything, and they love to increase your rates.
Felix
March 24, 2025
Verified Review
Too pricey
Too pricey
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
The annual incomes in Waterbury are lower than average incomes in the state, and 21.9% of Waterbury residents live in poverty.[1] When financial means are limited, any discounts and savings can make a huge difference.
GEICO has some of the most affordable rates for Waterbury drivers and offers many discounts for safe driving, being a good student, or certain member affiliations. You can explore GEICO’s long list of discounts to see how it may help you save on car insurance.
Pros
Offers many discounts
No. 1 in J.D. Power’s customer satisfaction study for the New England region[3]
Cons
Limited agents in Connecticut
Doesn’t offer gap insurance
Best insurer for military members and veterans: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $87/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $142/mo |
4.9
Best choiceBased on 1,833 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,055)
Charles
March 24, 2025
Verified Review
An Irritated Customer at CD
The pricing settlement for older vehicles in good condition is very poor. As a master technician, I keep my vehicles in excellent condition. However, when I had an accident, my high-mileage vehicle was undervalued, not considering its mechanical condition. Despite replacing most of the drivetrain components, suspension parts, and the A/C & heating components, my vehicle was valued thousands of dollars less. I was denied the proper settlement I was due. I repaired all the damage post-accident, finished the cosmetic issues, and even repainted the entire vehicle. I sent pictures to claims to verify the upgraded condition. Unfortunately, it seems most insurance companies use similar tactics to obtain a good salvage price, and they are quick to total vehicles, thereby robbing their customers of the true value. Apart from not having a local agent to discuss these issues, I remain a customer of USAA, even after they raised my homeowners insurance by over $2500 in one increase. This is a tough pill to swallow on a fixed income.
Philip
March 23, 2025
Verified Review
Fair
Every couple of years, they raise the premiums and lower the coverage.
Shandra
March 21, 2025
Verified Review
Helpful in Difficult Times
When I was 22, I was hit by a drunk driver. They assisted me in overcoming that difficult situation.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Waterbury is home to around 3,500 veterans, a Veterans Affairs (VA) clinic, and the National Guard.[1] Military members, veterans, and their families have unique circumstances and can benefit from car insurance savings. USAA is a car insurance company that caters exclusively to the military and veteran community and provides affordable coverage.
Pros
Military-specific discounts
Above-average J.D. Power customer satisfaction rating in New England[3]
Cons
Gap insurance not available
Restrictive membership requirements
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How to get the cheapest car insurance in Waterbury
Car insurance rates depend on different personal factors, including your driving history, age, ZIP code, and credit history. Here’s what you can do to find cheap car insurance in Waterbury:
Bundle multiple policies. Insurance companies usually offer savings if you bundle multiple insurance products. In addition to getting auto insurance coverage with a company, you may also get home insurance, condo insurance, renters insurance, life insurance, or business insurance.
Look for discounts. Insurers offer different types of discounts like teen driver discounts, military affiliation discounts, good driver discounts, and more. See which ones you qualify for and compare the savings.
Improve your credit. Having a low credit score may cause you to have more expensive rates. Practice good credit habits, like paying bills on time, reducing your credit utilization ratio, and limiting the new credit accounts you apply for.
)
11 Ways to Lower Car Insurance Costs in 2025
Cheapest liability-only car insurance in Waterbury: State Farm
Liability-only car insurance is the minimum coverage that Connecticut law mandates. Waterbury drivers must comply and purchase minimum limits to cover bodily liability and property liability, which pay for the other parties’ injuries and damages in a car accident you cause.
Because this coverage is limited to only injuries and damages you cause others, you’re responsible for your own losses. Liability coverage is usually the cheapest car insurance you can get. Waterbury drivers pay an average of $265 per month for liability insurance, but the cheapest company is State Farm.
Here are other affordable liability insurance options in the city.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $64 |
| GEICO | $78 |
| USAA | $87 |
| Progressive | $121 |
| CSAA | $127 |
| Travelers | $129 |
| Nationwide | $140 |
| Allstate | $149 |
| Root | $186 |
| Direct Auto | $281 |
| Bristol West | $286 |
| Foremost | $305 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Waterbury: State Farm
Full-coverage car insurance is a mix of multiple insurances. In general, it’s the state-mandated liability coverage plus collision coverage and comprehensive coverage. These added coverages provide more protection on the road and can cover your own vehicle damages, regardless of fault.
Connecticut drivers who want to maximize their coverage options and stay protected in many scenarios should look into full-coverage car insurance. It’s usually more expensive than liability insurance: The average cost is $414 per month in Waterbury, but the cheapest full-coverage rates are through State Farm.
If you want full coverage, here are the options for the cheapest car insurance in Waterbury.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $103 |
| GEICO | $127 |
| USAA | $142 |
| Safeco | $157 |
| CSAA | $189 |
| Progressive | $196 |
| Travelers | $208 |
| Nationwide | $229 |
| Allstate | $241 |
| Root | $273 |
| Foremost | $319 |
| Bristol West | $467 |
| Direct Auto | $498 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Waterbury, Connecticut
Drivers in and around Waterbury, Connecticut have found policies from Root, Direct Auto, Bristol West, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Waterbury, Connecticut within the last 10 days. Last updated on March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Waterbury, Connecticut within the last 10 days. Last updated on March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Connecticut
Connecticut is an at-fault — or tort — state. This means the at-fault driver in a car accident is responsible for paying for other parties’ damages and injuries, which their liability insurance can cover.
Connecticut drivers must purchase minimum coverage, also referred to as liability insurance, that meets 25/50/25 limits. Here’s what those numbers mean:[4]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 per accident |
| Uninsured/underinsured motorist | $25,000 per person / $50,000 per accident |
In addition to the minimum coverage, you can purchase add-ons that increase your protection. While liability-only insurance may save you money, adding other insurance policies may be worth it, depending on your individual needs.
These are some common optional insurance coverages:
Comprehensive coverage
Comprehensive coverage pays for vehicle damages from non-collision events, like severe weather, falling objects, theft, vandalism, and more.
Collision coverage
If you hit a stationary object or another car, collision coverage will kick in and pay for your vehicle damages.
Personal injury protection coverage
Personal injury protection (PIP) coverage reimburses you for medical expenses if you or your passengers sustain injuries in an accident, regardless of fault.
Rental car reimbursement coverage
Rental reimbursement coverage pays for a rental car while your vehicle is in the shop for repairs under a covered claim.
Gap coverage
Gap insurance covers the difference between your insurance settlement and remaining auto loan balance after a total loss.
Cheapest car insurance for drivers with an incident
A speeding ticket, driving under the influence (DUI) conviction, an at-fault accident, or other moving violation on your driving record can increase your rates.
These incidents signal to insurers that you’re at a higher risk of filing a claim, and they’ll increase your premiums to offset that risk. For example, in 2023, Waterbury reported more than 3,800 car crashes, and drivers with at-fault accidents in the city pay an average of $370 per month for liability insurance.[5]
But more serious violations can increase your rates even more. Drivers in Waterbury with DUIs pay an average of $423 per month for liability coverage.
Here are the cheapest insurance companies for drivers, by their driving record.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| State Farm | $64 | $83 | $85 | $103 |
| GEICO | $78 | $102 | $104 | $126 |
| USAA | $87 | $114 | $116 | $140 |
| Progressive | $121 | $158 | $165 | $195 |
| CSAA | $127 | $169 | $176 | $205 |
| Travelers | $129 | $170 | $173 | $208 |
| Nationwide | $140 | $184 | $188 | $226 |
| Allstate | $149 | $195 | $199 | $240 |
| Root | $186 | $264 | $270 | $272 |
| Direct Auto | $281 | $369 | $384 | $453 |
| Bristol West | $286 | $378 | $382 | $461 |
| Foremost | $305 | $425 | $430 | $491 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Age is a major risk factor that insurance companies look at when setting rates. The average liability car insurance cost for teens and young adults in Waterbury, Connecticut, is $486 per month, which is much higher than what experienced drivers pay.
Premiums decline around age 35 with older drivers paying less, thanks to experience and other low-risk characteristics. But around age 70, premiums rise as senior drivers may experience coordination and vision declines that affect driving abilities.
Here’s how car insurance rates in Waterbury change based on driver age.
Age | Average Monthly Quote |
|---|---|
| Teens | $769 |
| 20s | $503 |
| 30s | $395 |
| 40s | $379 |
| 50s | $330 |
| 60s | $297 |
| 70s | $302 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Waterbury car insurance quotes by credit tier
Insurance companies in Connecticut can use drivers’ credit histories when underwriting new policies. But when renewing policies, insurance companies can only use them if the driver requests or if it’ll reduce insurance premiums.[2]
Insurance companies consider drivers with poor credit scores as higher risk and charge more for insurance coverage. On the other hand, drivers with good or excellent credit usually pay cheaper rates.
Here’s how credit tiers affect Waterbury car insurance quotes.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Waterbury car insurance FAQs
Here’s what you need to know about six- and 12-month insurance policies. Also, check out the answers to common questions about auto coverage in Waterbury below.
How much is car insurance in Waterbury?
The average cost of car insurance in Waterbury is $265 per month for liability coverage and $414 per month for full coverage.
What are the cheapest car insurance companies in Waterbury?
State Farm, GEICO, and USAA are the cheapest car insurance companies in Waterbury, with liability rates of $64, $78, and $87 per month, respectively.
But the cheapest company for someone else may not be the cheapest for you. It’s important to compare rates from multiple companies to find the one that offers you the best deal. You can also use a quote-comparison website to help you look at multiple rates in one place.
What are the best car insurance companies in Waterbury?
Some of the best car insurance companies in Waterbury include GEICO, State Farm, and USAA. These insurers offer relatively cheap average rates, advertise plenty of coverage options, and have high Insurify Quality (IQ) Scores.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- U.S. Census Bureau. "QuickFacts: Waterbury city, Connecticut."
- Connecticut General Assembly. "The Use of Financial History Measurement Programs in Automobile Insurance Underwriting or Rating."
- J.D. Power. "2023 U.S. Auto Insurance Study."
- Connecticut Insurance Department. "Auto Insurance Coverage Information."
- Connecticut Crash Data Repository. "CAST Dashboards: Last 3 years."
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Melanie Lockert
Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner.
Melanie has been a contributor at Insurify since November 2022.
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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