Cheapest Auto Insurance in Tempe, Arizona (2025)
Auto-Owners has the cheapest liability car insurance in the state, with a rate of $50 per month.
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Edited byKatie Powers
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Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
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Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
Tempe drivers pay an overall average of $146 per month for car insurance, which exceeds the Grand Canyon State’s average of $132 per month. The Arizona city borders the east side of Phoenix, which has a population of more than 1.6 million. Tempe’s close proximity to the largest city in the state might have something to do with its above-average car insurance premiums.
However, you can still find ways to earn lower rates than the city’s overall average by deciding how much coverage you need and comparing quotes from multiple insurers at once. Here’s what you need to know about finding cheap coverage in Tempe.
Quick Facts
Tempe drivers pay $104 per month for liability coverage and $188 for full-coverage insurance, on average.
Auto-Owners, Mile Auto, and State Farm offer the cheapest car insurance rates in Tempe.
Full-coverage car insurance costs Tempe drivers an average of $2,256 per year.
Cheapest car insurance companies in Tempe
Every driver in Tempe has a unique set of factors that affect car insurance premiums. Comparing quotes across multiple auto insurance companies will help you find the best rates for your coverage needs.
Because every insurance company has a different method of determining rates, some companies consistently offer cheaper rates than others. Consider the information below about three of the top insurance companies in Tempe to start your search for cheap car insurance.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| Auto-Owners | 8.5 | $73 | $45 | Cheap rates |
| Mile Auto | 7.5 | $89 | $52 | Infrequent drivers |
| State Farm | 9.3 | $90 | $55 | Families |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: Auto-Owners
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $50/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $82/mo |
4.0
Best choiceBased on 171 verified guest reviews and ratings
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (107)
Sandra
March 24, 2025
Verified Review
Who is my agent?
The service is fair, but it depends on which function was performed.
Mike
March 21, 2025
Verified Review
Just Wow
The good thing is that the company I work with is family-oriented. The bad thing is that my rate was tripled without any notice.
Glinis
March 19, 2025
Verified Review
Great people, high cost
Customer Service is great. However, the cost of the policy is expensive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Auto-Owners offers Tempe drivers some of the cheapest average monthly premiums for both liability-only and full-coverage policies. As a major insurance company, it also provides home insurance, renters insurance, and life insurance policies. However, the company earned a below-average customer satisfaction rating for the Southwest region in the J.D. Power 2023 U.S. Auto Insurance Study.
Pros
Many available discounts
Affordable rates
Cons
Must work with an agent to finalize the car insurance policy
Below-average J.D. Power customer satisfaction rating in the Southwest region
Best insurer for infrequent drivers: Mile Auto
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $58/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $98/mo |
4.2
Best choiceBased on 70 verified guest reviews and ratings
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best For
Low-mileage drivers
Senior drivers
Cheap full coverage
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best For
Low-mileage drivers
Senior drivers
Cheap full coverage
Reviews (38)
Irma
March 21, 2025
Verified Purchase
Mike Auto is for Real
I have nothing but good things to say. It has saved me a lot of money, which means everything to me. I think about all the money I have paid for insurance, and finally, this insurance, Mike Auto, has come up with a way to reduce the cost.
Irma
March 19, 2025
Verified Purchase
Response Time
I would prefer to have my problems solved before the three days they state as their response time.
Richard
January 13, 2025
Verified Purchase
Loose Time Frames
They give you two days to submit a picture of your mileage, and then they threaten to charge you for 40 miles a day.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
If you aren’t a frequent driver, Mile Auto might be a good option for you. The company offers pay-per-mile insurance policies, which include a base rate. You’ll need to send in a picture of your odometer once a month. On average, drivers can find relatively cheap rates through Mile Auto.
But if you drive more than 10,000 miles per year, this type of policy might not be the most cost-effective solution for you. One downside is that you can only purchase a full-coverage policy from Mile Auto.
Pros
Relatively cheap option for infrequent drivers
No device to track mileage required
Cons
No other insurance products
Limited auto coverage options
Best insurer for families: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $62/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $101/mo |
4.2
Best choiceBased on 10,174 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,605)
Charlotte
March 24, 2025
Verified Review
They don't seem too thrilled to have your business. I've never filed a claim, and when I ask for information about my policies, they aren't very helpful. This might just be my specific agent, as I've never had to contact State Farm directly. I always feel like I'm bothering them whenever I reach out.
They don't seem too thrilled to have your business. I've never filed a claim, and when I ask for information about my policies, they aren't very helpful. This might just be my specific agent, as I've never had to contact State Farm directly. I always feel like I'm bothering them whenever I reach out.
David
March 24, 2025
Verified Review
Good
They're just alright, but they keep increasing my insurance for no apparent reason.
Troy
March 24, 2025
Verified Review
Unjustified Increases
I don't appreciate the continuous increases without any reason or explanation.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is a well-known insurance company that earned the top spot for customer satisfaction for the Southwest region in the J.D. Power 2023 U.S. Auto Insurance Study. The company also offers relatively affordable average rates for liability-only and full-coverage policies.
Families can appreciate that this company offers a long list of discounts to help lower insurance costs. Some helpful discounts reward drivers for bundling multiple policies, insuring multiple vehicles, and driving safely.
Pros
Above-average J.D. Power customer satisfaction rating in the Southwest region
Rideshare coverage available
Cons
Doesn’t offer gap insurance
Some negative customer reviews online
How to get the cheapest car insurance in Tempe
Insurers look at multiple factors when determining your car insurance premiums, including your driving record, age, location, marital status, and credit history.
You can use the strategies below to find the best rates for your insurance needs:
Shop around. Every insurer has a slightly different approach to determining premiums. Getting quotes from multiple insurance companies is the best way to discover the lowest rates for your situation.
Ask for discounts. Many insurance companies offer a suite of discount opportunities. Don’t hesitate to ask if you qualify for any of them.
Increase your deductible. A higher deductible usually comes with a lower premium. If you have the money to cover a higher deductible, consider making this switch.
Find Cheap Car Insurance in Tempe, Arizona
Liability rates start at $50 per month
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Cheapest liability-only car insurance in Tempe: Auto-Owners
Liability-only car insurance is usually the most affordable coverage option. This type of policy includes bodily injury and property damage liability coverage. If you cause an accident, a liability policy can help you pay for the damages or injuries you cause to others. This might include the other party’s vehicle repairs or medical bills.[1]
Auto-Owners offers the cheapest liability-only policies to Tempe drivers, with rates of $50 per month. The table below includes average quotes from other insurance companies.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Auto-Owners | $50 |
| Mile Auto | $58 |
| State Farm | $62 |
| GEICO | $64 |
| USAA | $70 |
| Metromile | $82 |
| Root | $88 |
| National General | $93 |
| Sun Coast | $94 |
| Allstate | $103 |
| Travelers | $106 |
| Progressive | $109 |
| Mercury | $111 |
| Dairyland | $116 |
| COUNTRY Financial | $121 |
| American Family | $122 |
| Safeco | $123 |
| Direct Auto | $123 |
| Clearcover | $124 |
| The Hartford | $124 |
| Farmers | $125 |
| The General | $128 |
| Bristol West | $134 |
| Nationwide | $140 |
| GAINSCO | $143 |
| Commonwealth Casualty | $179 |
| AssuranceAmerica | $184 |
| Liberty Mutual | $197 |
| Foremost | $240 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Tempe: Auto-Owners
Full-coverage car insurance policies offer more financial protection than liability-only policies. In addition to liability coverage, a full-coverage policy includes comprehensive and collision coverages. If you have an incident, a full-coverage policy can help you pay to repair or replace your own vehicle.
Auto lenders typically require drivers to purchase this coverage. But even if you don’t need to carry this coverage, it’s a good idea to buy it if you’d struggle to pay for repairs on your own after a car accident.
Full-coverage car insurance in Tempe costs an average of $188 per month.
In the table below, you can find the cheapest average quotes for full-coverage insurance policies in Tempe.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Auto-Owners | $82 |
| Mile Auto | $98 |
| State Farm | $101 |
| GEICO | $104 |
| USAA | $113 |
| Metromile | $135 |
| Root | $138 |
| Allstate | $168 |
| Travelers | $175 |
| Safeco | $177 |
| Sun Coast | $179 |
| Mercury | $186 |
| Progressive | $194 |
| COUNTRY Financial | $197 |
| American Family | $198 |
| The Hartford | $204 |
| Farmers | $205 |
| Clearcover | $212 |
| National General | $221 |
| Nationwide | $229 |
| Direct Auto | $259 |
| Bristol West | $264 |
| Liberty Mutual | $277 |
| The General | $281 |
| Dairyland | $307 |
| GAINSCO | $337 |
| AssuranceAmerica | $343 |
| Commonwealth Casualty | $437 |
| Foremost | $472 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Tempe, Arizona
Drivers using Insurify have found quotes as cheap as $34/mo for liability only and $49/mo for full coverage in Tempe and other Arizona cities.
*Quotes generated for Insurify users in and around Tempe, Arizona within the last 10 days. Last updated on March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Tempe, Arizona within the last 10 days. Last updated on March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Arizona
The state of Arizona requires drivers to have proof of financial responsibility to operate a vehicle on public roads. You prove this responsibility by purchasing the state’s minimum required insurance, which must meet the following requirements for bodily injury and property damage liability coverage:[2]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $15,000 per accident |
It’s a good idea to consider purchasing coverage beyond the state’s minimum requirements to provide more vehicle protection. Here are two of the most common optional coverages to consider:
Collision coverage
Collision coverage can help you pay for repairs to your own vehicle after a crash with another vehicle or object, even if you caused it.
Comprehensive coverage
A comprehensive policy kicks in to cover vehicle repairs or replacement following a non-collision incident that causes damage, like vandalism or a storm.
Cheapest car insurance for drivers with an incident
Even the best driver can make mistakes on the road. But having a violation on your driving record can affect your car insurance premiums. Common incidents — like speeding tickets, driving under the influence, and at-fault accidents — often lead to higher car insurance premiums.
In 2022, 660 traffic fatalities occurred in Maricopa County, which includes Tempe.[3] Compared to the rest of the state, Maricopa County has a relatively high traffic fatality rate.
Below, you can find the cheapest average liability quotes for Tempe drivers by driving record.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| Auto-Owners | $50 | $65 | $67 | $80 |
| Mile Auto | $58 | $73 | $78 | $93 |
| State Farm | $62 | $78 | $82 | $100 |
| GEICO | $64 | $82 | $85 | $103 |
| USAA | $70 | $89 | $93 | $112 |
| Metromile | $82 | $113 | $117 | $132 |
| Root | $88 | $123 | $127 | $128 |
| National General | $93 | $119 | $122 | $149 |
| Sun Coast | $94 | $127 | $130 | $149 |
| Allstate | $103 | $132 | $137 | $165 |
| Travelers | $106 | $137 | $142 | $170 |
| Progressive | $109 | $139 | $148 | $175 |
| Mercury | $111 | $153 | $160 | $169 |
| Dairyland | $116 | $148 | $153 | $186 |
| COUNTRY Financial | $121 | $160 | $168 | $194 |
| American Family | $122 | $157 | $163 | $196 |
| Safeco | $123 | $160 | $167 | $190 |
| Direct Auto | $123 | $158 | $167 | $197 |
| Clearcover | $124 | $158 | $180 | $199 |
| The Hartford | $124 | $179 | $185 | $186 |
| Farmers | $125 | $160 | $166 | $201 |
| The General | $128 | $170 | $175 | $205 |
| Bristol West | $134 | $173 | $178 | $215 |
| Nationwide | $140 | $181 | $187 | $225 |
| GAINSCO | $143 | $195 | $182 | $230 |
| Commonwealth Casualty | $179 | $244 | $234 | $287 |
| AssuranceAmerica | $184 | $232 | $236 | $295 |
| Liberty Mutual | $197 | $269 | $277 | $316 |
| Foremost | $240 | $328 | $337 | $385 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Insurance companies consider driver age when determining premiums. Due to a lack of driving experience, teen drivers pay the highest car insurance premiums. In general, the trend of relatively high rates continues for young adults until around age 35. Most drivers earn lower rates until the age of 70, when senior drivers start to see increased rates.[4]
The following table illustrates how average car insurance costs change by age.
Age | Average Monthly Quote |
|---|---|
| Teens | $400 |
| 20s | $262 |
| 30s | $192 |
| 40s | $169 |
| 50s | $146 |
| 60s | $132 |
| 70s | $140 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Tempe, AZ
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Tempe car insurance quotes by credit tier
Arizona is one of many states that allow insurance companies to consider your credit history when determining premiums. In general, this means that drivers with excellent or good credit pay the lowest rates for car insurance. In contrast, drivers with poor credit tend to pay more.[5]
The table below shows average full-coverage car insurance quotes by credit tier in Tempe.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Tempe car insurance FAQs
Before you shop around for car insurance, you should determine how much auto coverage you need. The following information should answer your remaining questions about buying car insurance in Tempe.
How much is car insurance in Tempe?
The overall average cost of car insurance in Tempe is $146 per month. Tempe drivers pay $104 per month for liability coverage and $188 for full-coverage insurance, on average. Your car insurance premium will depend on your driving record, age, credit history, and more.
Who has the cheapest car insurance in Tempe?
Auto-Owners offers the cheapest liability car insurance in Tempe, at $50 per month. Mile Auto is the second-cheapest insurer in the city, with a rate of $58. The third-cheapest insurer, State Farm, has a liability-only rate of $62 per month. Comparing multiple quotes at once is the best way to find the cheapest car insurance for your insurance needs.
What are the best car insurance companies in Tempe?
With a high Insurify Quality (IQ) Score of 4.4 out of 5, an A++ (Superior) financial strength rating from AM Best, and high customer satisfaction ratings, State Farm is the best car insurance company in Tempe. Other top insurers include Auto-Owners and Mile Auto.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- Arizona Department of Insurance and Financial Institutions. "Minimum Coverage Required for Arizona Drivers."
- Arizona Department of Transportation. "Arizona Motor Vehicle Crash Facts 2022."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Consumer Protection Division Arizona Department of Insurance. "Consumer Guide: How Insurance Companies Use Credit Information."
)
Sarah SharkeyInsurance Writer
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Sarah has been a contributor at Insurify since September 2022.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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