Cheapest Auto Insurance in Chandler, Arizona (2024)

Auto-Owners offers the cheapest car insurance in Chandler, with minimum-coverage policies as low as $46 per month.

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Cheapest recent rates near Chandler, Arizona

Drivers in and around Chandler, Arizona have found policies from Mercury, Allstate, Dairyland, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Chandler, Arizona within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Chandler, Arizona within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
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Theresa Stevens
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Theresa is a writer and former financial advisor with experience helping clients solve money challenges. She uses her expertise to clarify complex personal finance concepts.


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Katie PowersAuto and Life Insurance Editor
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  • 3+ years experience in insurance and personal finance editing

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Updated November 20, 2024

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Chandler is the fourth-largest city in Arizona, with a population of around 281,000.[1] On average, Chandler drivers pay $136 per month for auto insurance. Notably, this is lower than the overall national average of $154 per month and the Arizona state average of $136.

Chandler had significantly fewer reports of motor vehicle theft in 2022 than some other Arizona cities, like Phoenix and Glendale, which can partially explain the lower car insurance rates Chandler drivers pay. Your specific premium will ultimately depend on your ZIP code, age, driving record, and the coverage you choose.

Here’s what you need to know to find the best car insurance in Chandler at an affordable price.

Quick Facts
  • The average cost of car insurance in Chandler is $95 per month for liability coverage and $177 for full coverage.

  • Because Arizona is an at-fault state, the driver who causes an accident needs to cover the other party’s resulting damage and loss.[2]

  • Car insurance companies in Arizona can consider a driver’s credit-based insurance score when setting rates.

3 of the cheapest car insurance companies in Chandler

Many car insurance companies offer quality coverage in Chandler for an affordable price. Comparing quotes from multiple insurers can help you find the best insurance policy for your specific needs.

Here are some of the cheapest car insurance companies in Chandler. The average quotes reflect statewide car insurance costs.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
Auto-Owners8.5$77$46Cheap rates
Mile Auto7.5$88$51Low-mileage drivers
State Farm9.3$95$57Young driver discounts
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for cheap rates: Auto-Owners

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$46/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$77/mo
4.0
Best choiceBased on 141 verified guest reviews and ratings
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (89)

Debra

November 3, 2024

Verified Review

Excellent

They keep raising prices.

Scotty

November 2, 2024

Verified Review

They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.

They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.

Dana

October 31, 2024

Verified Review

Average

Ask many questions to cover all aspects of the policy.
See all Auto-Owners reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Chandler drivers who value affordability may want to consider Auto-Owners because the company offers the cheapest liability and full-coverage rates in the city. Auto-Owners offers standard auto coverages, including liability, collision, comprehensive, road trouble service, additional expense, loan or lease gap, and diminished value coverage.

Drivers can save money on premiums with discounts, including multi-policy, payment history, paid-in-full, advance quote, multi-car, and student discounts.

Pros
  • Offers 13 discounts

  • A++ (Superior) financial strength rating from AM Best

Cons
  • Mobile app rating needs improvement

  • Must contact an insurance agent for quotes

Best insurer for low-mileage drivers: Mile Auto

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$51/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$88/mo
4.2
Best choiceBased on 53 verified guest reviews and ratings
Reviews (29)

Cookie

October 15, 2024

Verified Purchase

Excellent

Low mileage rate.

Tasha

October 10, 2024

Verified Purchase

Not pleased

Don't opt for this insurance if you're on a budget. I was unaware that this was a cost-per-mile insurance. I was never informed about it, and now I'm paying an extra $20 for roadside assistance that I thought was included. I had mentioned to the representative that I couldn't afford expensive insurance, yet the cost has increased.

Thomas

October 8, 2024

Verified Purchase

Mixed Review

Mixed. One representative was confusing and couldn't guide me regarding a text I received which stated my payment, which I had been informed had been processed, had actually gone through. To ensure I was covered, I made the payment. The previous representative had been professional and direct. So, I have a mixed reaction.
See all Mile Auto reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NR
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NR
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company

Known for offering low rates to drivers who drive 10,000 miles or less per year, Mile Auto can charge less because it only bills you for the miles you drive plus a low monthly base rate. The Mile Auto website states that its customers can save between 30% and 40% off their standard insurance rates.

Pros
  • Offers pay-per-mile car insurance

  • No tracking device required

Cons
  • No discounts

  • Limited coverage options

Best insurer for young driver discounts: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$57/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$95/mo
4.2
Best choiceBased on 9036 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,969)

Ronald

November 19, 2024

Verified Review

State Farm Experience: 35 Years+

They are forcing me to replace my house roof or they will cancel my policy.

David

November 19, 2024

Verified Review

Too expensive

It's too expensive. They raise rates every six months, even though I've never filed a claim.

Ronald

November 18, 2024

Verified Review

Very Expensive Auto and Home

Extremely harsh local service.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

One of the biggest names in insurance, State Farm provides various products in addition to auto insurance, such as renters insurance, homeowners insurance, life insurance, and more. Notably, State Farm offers some of the best ways for young drivers to save money on auto insurance with good student, driver training, and away at school discounts.

Pros
  • Multiple savings programs for young adults

  • Highest J.D. Power customer satisfaction rating in the Southwest region

Cons
  • Doesn’t offer gap insurance

  • Coverage options vary by state

How to get the cheapest car insurance in Chandler

Here are a few tips to help you find cheap car insurance coverage in Chandler:

  • Shop around. Car insurance companies assign different rates depending on how they weigh different criteria, such as your age and driving history. It’s a good idea to shop around and compare quotes from multiple companies to help you find the best policy for your particular situation.

  • Increase your deductible. Raising your deductible is an easy way to lower your car insurance costs. Generally, the higher your deductible, the lower your premium. Remember that a higher deductible may mean higher out-of-pocket costs if you get into an accident.

  • Keep a clean driving record. Maintaining a clean driving record can help you save on insurance costs. This is why practicing safe driving habits is crucial, such as adhering to speed limits and not using your phone while driving.

  • Pay in full. Many car insurance companies offer discounts for paying your premium in full versus monthly. If you can afford to pay the full premium up front, it may help lower your costs overall.

Find Cheap Car Insurance in Chandler, Arizona

Liability coverage starts at $46 per month

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Cheapest liability-only car insurance in Chandler: Auto-Owners

Liability insurance is a legal requirement for all Arizona drivers. If you cause an accident that results in property damage or bodily injury to others, liability insurance helps cover the bills. Liability insurance typically costs the least because it offers the least amount of coverage.[3]

Auto-Owners offers the cheapest liability-only policies in Chandler, at $46 per month. Here are some of the other cheapest liability-only car insurance coverage quotes in Chandler.

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
Auto-Owners$46
Mile Auto$51
State Farm$57
GEICO$58
USAA$63
Metromile$76
Root$78
Sun Coast$80
National General$84
Allstate$95
Travelers$98
Progressive$99
Mercury$101
Safeco$103
Dairyland$106
Direct Auto$109
American Family$111
COUNTRY Financial$111
Clearcover$113
The Hartford$114
Farmers$115
The General$117
Bristol West$128
Nationwide$128
GAINSCO$129
Commonwealth Casualty$160
AssuranceAmerica$162
Liberty Mutual$169
Foremost$211
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Chandler: Auto-Owners

Full-coverage car insurance offers more protection on the road since it typically includes liability insurance, collision coverage, and comprehensive coverage. People who want to minimize out-of-pocket costs in the event of an accident may want to consider full coverage. If you finance or lease a vehicle, the lender will often require full coverage.

With an average rate of $77 per month, Auto-Owners has the cheapest full-coverage policy in Chandler. Below, you can find more of the cheapest full-coverage car insurance quotes in Chandler.

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
Auto-Owners$77
Mile Auto$88
State Farm$95
GEICO$98
USAA$106
Root$122
Metromile$127
Safeco$152
Allstate$158
Sun Coast$158
Travelers$164
Mercury$173
Progressive$177
COUNTRY Financial$185
American Family$187
Clearcover$190
The Hartford$191
Farmers$193
National General$198
Nationwide$215
Direct Auto$235
Bristol West$249
Liberty Mutual$255
Dairyland$268
The General$271
AssuranceAmerica$287
GAINSCO$298
Foremost$383
Commonwealth Casualty$390
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Chandler, Arizona

Drivers in and around Chandler, Arizona have found policies from Just Insure, Mercury, Liberty Mutual, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Chandler, Arizona within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Chandler, Arizona within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Arizona

Arizona follows a traditional tort, or “fault-based,” system when it comes to car accidents. This means if you cause an accident, you’re financially responsible for the other party’s resulting losses. Assuming you have adequate car insurance, your insurer should cover the costs on your behalf, up to your policy limits.

The table below outlines the minimum car insurance requirements under Arizona law:[4]

Coverage
Minimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$15,000 per accident

Many drivers choose to purchase additional coverage to insure their vehicle in a broader range of situations. Optional coverages to consider include:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    If you have a collision with another vehicle or object, collision coverage can kick in to pay for your vehicle damages.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage can pay for damage from non-collision incidents, like severe weather, fire, theft, or vandalism.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap insurance

    Gap insurance helps pay off the remaining balance on your car loan if you total your car or someone steals your vehicle and you owe more than its depreciated value.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance

    Roadside assistance pays for jump-starts, tire changes, tows, and more if your car breaks down.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    New car replacement

    New car replacement coverage will pay to replace your totaled or stolen vehicle with one of the same make and model.

Cheapest car insurance for drivers with an incident

Your car insurance may increase if you have incidents on your driving record, such as at-fault accidents, driving under the influence, and speeding. An insurer may view drivers with a history of incidents as higher-risk and adjust rates accordingly.

If you receive a conviction for a moving violation in Arizona, you may earn points on your record. For example, drivers can earn eight points for a DUI and three points for speeding. Earning eight or more points in 12 months can result in mandatory attendance at a traffic school or the suspension of driving privileges. [5]

On average, Chandler drivers with a past incident on their record pay $172 per month for car insurance. Compare average quotes from Chandler insurers by driving record below.

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
Auto-Owners$46$60$62$75
Mile Auto$51$66$70$83
State Farm$57$73$76$93
GEICO$58$75$78$94
USAA$63$81$84$102
Metromile$76$104$107$124
Root$78$108$112$113
Sun Coast$80$110$112$128
National General$84$109$112$137
Allstate$95$122$127$154
Travelers$98$127$132$159
Progressive$99$126$133$161
Mercury$101$139$145$152
Safeco$103$134$137$155
Dairyland$106$136$140$172
Direct Auto$109$140$149$177
American Family$111$143$149$180
COUNTRY Financial$111$147$155$180
Clearcover$113$146$163$184
The Hartford$114$163$169$171
Farmers$115$147$153$187
The General$117$153$159$190
Bristol West$128$166$171$208
Nationwide$128$166$173$208
GAINSCO$129$179$165$210
Commonwealth Casualty$160$222$209$260
AssuranceAmerica$162$208$212$263
Liberty Mutual$169$234$241$275
Foremost$211$292$301$343
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Age can significantly affect the cost of car insurance. Generally, car insurance rates decrease for drivers around age 35 but increase again around age 70. One reason senior drivers older than 70 face higher car insurance rates is due to aging-related issues that can affect driving ability, which poses an increased risk to the insurance company.

Teen drivers typically pay the highest car insurance rates out of all age groups because statistics show teens are more likely to get into car accidents.

Here are the average car insurance quotes for drivers of different ages in Chandler.

Age
Average Monthly Quote
Teens$355
20s$237
30s$170
40s$153
50s$131
60s$121
70s$135
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Chandler, AZ

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Chandler car insurance quotes by credit tier

Arizona allows auto insurers to consider credit history when calculating insurance rates. Chandler drivers with excellent or good credit may pay lower rates, while Chandler drivers with poor credit may pay higher rates.[6]

Here are the average full-coverage insurance quotes for drivers in Chandler by credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Chandler car insurance FAQs

Before you start shopping around for auto insurance, you should determine the right amount of coverage you need. The following information should help you navigate the process of buying car insurance in Chandler.

  • How much is car insurance in Chandler?

    The overall average cost of car insurance in Chandler is $136 per month. Drivers in Chandler pay $95 per month for liability coverage and $177 for full-coverage insurance, on average. Ultimately, your premium will depend on your age, driving record, credit history, and more.

  • Who has the cheapest car insurance in Chandler?

    Auto-Owners is the cheapest car insurance company in Chandler, with a liability rate of $46 per month. Mile Auto and State Farm also offer affordable liability insurance, with respective rates of $51 and $57 per month. The best way to find cheap coverage is to compare quotes from multiple insurers at once.

  • What are the best car insurance companies in Chandler?

    With a high Insurify Quality (IQ) Score of 9.3 out of 5, an A++ (Superior) financial strength rating from AM Best, and customizable coverage options, State Farm is the best car insurance company in Chandler. Arizona drivers pay $57 per month for liability coverage and $95 for full-coverage insurance from State Farm. Other top insurers include Auto-Owners and Mile Auto.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. United States Census Bureau. "QuickFacts Chandler city, Arizona."
  2. NOLO. "Arizona Car Insurance Laws."
  3. Insurance Information Institute. "Auto insurance basics—understanding your coverage."
  4. Arizona Department of Insurance and Financial Institutions. "Minimum Coverage Required for Arizona Drivers."
  5. Arizona Department of Transportation. "Points Assessment."
  6. Consumer Protection Division Arizona Department of Insurance. "Consumer Guide How Insurance Companies Use Credit Information."
Theresa Stevens
Theresa Stevens

Theresa Stevens is a personal finance writer based in Boston, Massachusetts. Her work has been featured in Forbes Advisor, Bankrate, and more. As a former financial advisor, she has first-hand experience helping people solve their money challenges. When she's not writing, you'll find her trying out new karaoke spots or planning her next trip abroad.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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