Cheap DUI Car Insurance in South Dakota:
Costs and Quotes (2021)

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Best DUI Insurance Companies in South Dakota (2021)

For drivers with a DUI or DWI offense in South Dakota, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in South Dakota. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in South Dakota.

DUI Car Insurance Costs in South Dakota

In South Dakota, a DUI or DWI offense will on average have drivers paying $275 per month and $3,300 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 96% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Avg. Monthly Cost - No ViolationAvg. Monthly Cost - After DUI
$135 ▴Monthly Impact of DUI on Rates
96.43% ▴Percent Bad DUI Impact Rates

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in South Dakota?

Having a DUI violation can significantly impact how much you pay a month for auto insurance. Insurance companies in South Dakota quote drivers with DUI incidents an average rate of $274.75. This is a staggering 96.25 percent more than the $140 that motorists with no incidents pay a month. One reason for the large increase is due to the assumed risk that comes with insuring drivers with DUI violations.

Although rates differ by $134.75 between drivers with a DUI and those without, the increase doesn't last forever. Many insurers will take into consideration how long ago your violation was and if you have had any other incidents since the first DUI.

Average Percent Increase After DUI

What Are the Average Car Insurance Prices After a DUI in South Dakota?

South Dakota currently ranks as the 45th most expensive state for auto insurance when you have a DUI. The state has a more forgiving plan for first-time offenders, with average rates hovering around $274.75. However, drivers with multiple DUI incidents will see their rates increase to double or even triple the current average rates throughout the state.

Most Expensive State for DUI (1-50)

How Long Is the Lookback Period for a DUI in South Dakota?

Since DUI violations are viewed as priorable offenses, each additional violation you receive will result in heavier penalties. But there is a limit to how long a state can count a DUI against you for penalty and sentencing purposes. This window of time where a DUI can be counted for enhanced penalties is referred to as a lookback period.

Similar to other states, South Dakota has a stringent lookback period that spans 10 years. Multiple DUI violations within this window often result in enhanced penalties and consequences. The state also views three DUI instances as a Class 6 felony, which often results in an extended period of incarceration.

South Dakota DUI Penalties

Being charged with a DUI in South Dakota can carry heavy penalties. For most cases, violators will be required to partake in a 24/7 sobriety program and use an ignition interlock device on their vehicle. Drivers found to have a BAC of .17 percent or higher must also be evaluated by a state-approved chemical dependency counselor at their own expense.

Having multiple DUI violations can result in severe penalties, including jail time, fines, and license revocation. For example, a second offense carries penalties such as one year of jail time, up to $2,000 in fines, and license revocation for a year. If a driver has four or more instances on their record within the lookback period, they can expect up to 10 years in jail, $20,000 in fines, and license revocation for at least two years.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.

Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.