Cheap Auto Insurance Quotes in Brandon, SD (2021)

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Car Insurance in Brandon, SD

The average cost of South Dakota car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Brandon, SD to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$31
$68
$139
$156
ProgressiveState FarmThe GeneralAmerican Family
Monthly $

Cheapest Car Insurance in Brandon, SD

Here are the cheapest carriers in Brandon for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$93
$103
$84
$92
$86
$99
South DakotaSioux FallsRapid CityAberdeenBrookingsBrandon
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Brandon, SD Driving Facts

south-dakota

Minimum Car Insurance Requirements in SD

The state of South Dakota requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in South Dakota are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits that South Dakota state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in South Dakota are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of South Dakota requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

What happens if someone hits you, and they do not have insurance or enough insurance to pay for your damages? Consider that the Insurance Information Institute reports 7.7 percent, or just over one out of thirteen, South Dakota drivers have no insurance. The state requires uninsured motorist coverage and underinsured motorist coverage:

  • $25,000 uninsured/underinsured motorist bodily injury per person
  • $50,000 uninsured/underinsured motorist bodily injury per accident

Uninsured motorist bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance. Underinsured motorist bodily injury pays your medical expenses if you’re hit by someone who does not have high enough policy limits to cover your costs.

Find local Brandon agents

Clark Insurance & Associates
1320 E Rushmore Dr Ste 105, Brandon, SD 57005-6508
McKinneyOlson Insurance 
101 S Splitrock Blvd, Brandon, SD 57005-1655
Josh Koob Agency, Inc. American Family Insurance
306 S Splitrock Blvd, Brandon, SD 57005
State Farm Insurance Bill Thompson Agency
312 S Splitrock Blvd, Brandon, SD 57005
'Avery''s Auto Repair'
1000 9th Ave, Brandon, SD 57005
Josh Koob Agency, Inc. American Family Insurance
306 S Splitrock Blvd, Brandon, SD 57005
Heronimus Insurance Agency
209 Sunset Dr, Brandon, SD 57005
Pinnacle Insurance Group LLC
208 E Holly Blvd, Brandon, SD 57005
State Farm Insurance Bill Thompson Agency
312 S Splitrock Blvd, Brandon, SD 57005
Peyton Insurance
113 W Chicory Dr, Brandon, SD 57005

Insurify Insights: How Brandon Drivers Measure Up

honda
Honda CR-V
Most Popular Car in
Brandon, SD
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Brandon drivers measure up to their fellow South Dakota motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Brandon

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Brandon is the Honda CR-V.

DUI/DWIs Brandon

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Brandon drivers rank -- in the number of DUI’s per driver across all cities in South Dakota.

  • Rank within state: #--
  • Percent of drivers in Brandon with a DUI: %
  • Drivers in Brandon, SD with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Brandon

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in South Dakota, Brandon drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Brandon with a speeding ticket: %
  • Drivers in Brandon, SD with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.