Cheap Car Insurance for High-Risk Drivers in Mississippi:
Costs and Quotes (2021)

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Cheapest Insurance Companies for High Risk Drivers in Mississippi (2021)

For drivers that are high-risk in Mississippi, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Mississippi. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Mississippi.

What Makes a Driver High-Risk in Mississippi?

Safe driving habits are important, no matter where you live, but engaging in high-risk behavior in Mississippi in particular can come with some hefty costs. Insurance companies look at various infractions when calculating your rates, including instances of speeding, at-fault accidents, and indicators of reckless driving.

Should your driving record reflect this high-risk activity, you'll have to shop around to find an affordable rate for auto insurance. Drivers who spend a bit of time and effort will have a range of options to choose from to best meet their needs.

Mississippi Car Insurance Rates for High-Risk Drivers
Average Monthly Cost
$195
$257
$263
$253
$283
No ViolationSpeeding TicketAt-Fault AccidentReckless DrivingFailure to Stop
Driving History

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in Mississippi?

A one-time driving violation doesn't end after you've paid your ticket, as high-risk behavior on the road can carry additional expenses for a period of time. Mississippi drivers who change lanes frequently, drive on a suspended license, or receive a speeding ticket will find that their rates can be as much as $88 higher each month, depending on the circumstances.

Keep in mind that every situation will be different, so it's smart to shop around for your car insurance. Prices will vary based on the type of coverage you need, but drivers with high-risk types of infractions can expect average prices to be similar to these:

Driving History
No Violation$195
Speeding Ticket$257
At-Fault Accident$263
Reckless Driving$253
Failure to Stop$283

How Much Does a Speeding Ticket Impact Car Insurance Rates in Mississippi?

Driving over the speed limit isn't just illegal—it's unsafe. And car insurance companies will raise your rates if you add this citation to your record. While prices for Mississippi drivers will vary based on the severity of the infraction, you might see an average monthly increase to your premium like this one:

$195
$257
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$62 ▴Avg. Monthly Rate Increase

How Does an at-Fault Accident Impact Insurance Rates in Mississippi?

An at-fault accident costs your insurance company money, so it's only natural that your rates would go up after getting into a collision. Even minor fender benders could come with a hefty price tag, with some Mississippi motorists finding their annual insurance bill going up by more than $800:

$195
$263
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$68 ▴Avg. Monthly Rate Increase

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Mississippi?

Driving through a stop sign or red light without stopping can easily lead to an accident, so this high-risk behavior is taken very seriously by insurance companies. Those in Mississippi who receive a ticket for this violation will see their premiums jump up to $263 per month on average:

$195
$283
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$88 ▴Avg. Monthly Rate Increase

Does Driving With a Suspended License Impact Car Insurance Rates in Mississippi?

Safe driving habits are important, no matter where you live, but engaging in high-risk behavior in Mississippi in particular can come with some hefty costs. Insurance companies look at various infractions when calculating your rates, including instances of speeding, at-fault accidents, and indicators of reckless driving.

Should your driving record reflect this high-risk activity, you'll have to shop around to find an affordable rate for auto insurance. Drivers who spend a bit of time and effort will have a range of options to choose from to best meet their needs.

Tips for Researching High-Risk Mississippi Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a large and growing state like Mississippi draws a wide variety of choices when factoring high-risk driving insurance rates.

Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.