Cheap Auto Insurance Quotes in Greenville, MS (2021)

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Few places are more distinctly Southern than Greenville, Mississippi. It’s located in the culturally rich area of the Mississippi Delta, and drivers here need a car to get around. That’s why any resident of this unique Mississippi town should go out of their way to find car insurance that meets their needs.

That all starts with comparing car insurance quotes from a wide array of carriers—then zeroing in on the policy that’s perfect for your lifestyle and budget.

Car Insurance in Greenville, MS

The average cost of Mississippi car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greenville, MS to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$145
$148
$186
$229
$294
TravelersProgressiveThe GeneralDirect AutoAmerican Family
Monthly $

Cheapest Car Insurance in Greenville, MS

Here are the cheapest carriers in Greenville for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$168
$139
$179
$148
$176
$200
MississippiJacksonGulfportSouthavenHattiesburgGreenville
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Greenville, MS Driving Facts

mississippi

Minimum Car Insurance Requirements in MS

The state of Mississippi requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in Mississippi are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident 

Bodily injury liability coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Mississippi state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

  • $25,000 property damage liability per accident

Property damage liabilitry coverage pays for any property that you damage in an accident. The state of Mississippi requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

Greenville Car Insurance Rates by Driver Age

The average premium auto insurance rates can vary drastically for drivers who live in Greenville. This can be seen right away, as teen drivers pay three times as much for coverage as those in their 20s. On average, teen drivers will have to pay $652.69, while those in their 20s will only pay $227.36. Rates continue to drop, as drivers in their 30s on average should expect a rate around $153.52. The lowest rates in the city can be found for drivers in their 60s, as average premiums are less than $100.

Driving History
No Violation$191
Speeding Ticket$459
At-Fault Accident$119
Failure to Stop for Red Light / Stop Sign$152

Greenville Car Insurance Rates by Driving and Accident History

Maintaining and creating a safe environment on the road is an important goal for the city of Greenville. That is why there is a big emphasis on providing lower auto insurance rates to those with clean driving records and a history of no accidents. Drivers who have avoided violations should expect to pay an average premium of $190.97. Speeding violations are seen as major offenses and carry a large penalty with them. Motorists who have one on their record should expect their rates to jump to an average of $459.

Greenville Car Insurance Rates by Credit Tier

'Insurance companies throughout Greenville use credit scores and ratings as a way to assess a driver''s risk factors. Depending on what rating you fall into, you may experience a fluctuation in the average premium you pay for coverage. Drivers with an excellent rating can expect an average rate around $96.57. Each rating below excellent will push the average premium up drastically, with motorists in the average and poor categories paying between $185 and $190.'

Greenville, MS DMV Information

The Greenville DPS Driver’s License Office is located at 420 Highway 82 W and offers license services, but if you are looking for registration services, you may need to head to a DMV in a nearby town. The Greenville DPS is open Monday through Friday from 8 a.m. to 5 p.m., and you can call 1 (662) 332-4734 to make an appointment.

Public Transportation in Greenville, MS

Greenville has limited public transportation options, but they do offer a Greyhound bus line that stops at the Greenville Bus Terminal, as well as a Delta bus line which can transport riders around the region.

Conclusion: How to get the best and cheapest car insurance in Greenville, MS

With limited public transportation in Greenville, almost every resident in town opts for a car. That’s why it’s so important for Greenville residents to find robust, affordable car insurance. But how do you find that? It’s simple: compare a wide range of car insurance quotes for free with Insurify. Then, you’ll be well on your way to the right policy at the right price.

Find local Greenville agents

Bill Andrews Agency, Inc. 
209 Main St, Greenville, MS 38701-4038
SouthGroup Insurance Services 
327 Main St, Greenville, MS 38701-4066
Causey Insurance, Inc. 
863 Hwy. 1 South, Greenville, MS 38701
American Auto Insurance Agency of Greenville 
727 Highway 82 E, Greenville, MS 38701
Direct Auto Insurance
1632 Martin Luther King Jr Blvd, Greenville, MS 38701
Direct Auto Insurance
1632 Martin Luther King Jr Blvd, Greenville, MS 38701
Action Auto Insurance
327 Main St, Greenville, MS 38701,
Big H Auto Insurance
1617 US-82, Greenville, MS 38703
Farm Bureau Insurance
3038 E Reed Rd, Greenville, MS 38703
Auto Insurers
1353 E Reed Rd, Greenville, MS 38703

Insurify Insights: How Greenville Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Greenville, MS
suspended licenses
#22
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Greenville drivers measure up to their fellow Mississippi motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Greenville

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Greenville is the Nissan Altima.

DUI/DWIs Greenville

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Greenville drivers rank 29 in the number of DUI’s per driver across all cities in Mississippi.

  • Rank within state: #29
  • Percent of drivers in Greenville with a DUI: %
  • Drivers in Greenville, MS with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Greenville

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Mississippi, Greenville drivers rank 25 in the number of speeding infractions per driver.

  • Rank within state: #25
  • Percent of drivers in Greenville with a speeding ticket: %
  • Drivers in Greenville, MS with a speeding ticket in their driving history paid on average % more than drivers with a clean record

FAQs - Greenville, MS Car Insurance

How does where I live affect my car insurance rates?

Driver history, vehicle information, and even marital status are considered when your car insurance rates are being calculated. And when a car insurance company is determining your rates, they’ll also look up your ZIP code. By analyzing the rate of vehicle theft, local weather patterns, and other location-specific factors, insurers can better understand the likelihood of you filing a claim in this ZIP code and set your insurance rates accordingly.

Will my credit score affect my car insurance rates in Greenville?

As a Greenville resident, you will find that your credit score comes into play when a car insurance company is determining your rates. So if you find yourself with a low credit score, you may have to work a bit harder to find cheap car insurance premiums.

Who offers the cheapest car insurance in my area?

Many factors go into determining the price of your car insurance policy. To help you figure out which carriers offer the cheapest policies, use Insurify to easily compare quotes from a wide range of companies.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.