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Few places are more distinctly Southern than Greenville, Mississippi. It’s located in the culturally rich area of the Mississippi Delta, and drivers here need a car to get around. That’s why any resident of this unique Mississippi town should go out of their way to find car insurance that meets their needs.

That all starts with comparing car insurance quotes from a wide array of carriers—then zeroing in on the policy that’s perfect for your lifestyle and budget.

Car Insurance in Greenville, MS

The average cost of Mississippi car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greenville, MS to find you the cheapest quotes in the area.

Quick Facts
  • The average cost of car insurance in Greenville is $196 per month, or $2352 annually.

  • Car insurance in Greenville is $5 less than the average cost of car insurance in Mississippi.

  • The cheapest car insurance provider in Greenville on average is National General, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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Cheapest Car Insurance in Greenville, MS

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Insurance Provider in GreenvilleQuotes
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Travelers$145 /mo
Progressive$148 /mo
The General$186 /mo
Direct Auto$229 /mo
American Family$294 /mo

Average Car Insurance Cost

Mississippi Cities
Jackson$139/mo
Gulfport$179/mo
Southaven$148/mo
Hattiesburg$176/mo
Greenville$200/mo
Mississippi$168/mo
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Mississippi

All motor vehicles operated or parked on Mississippi roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement

  • Renewing vehicle registration

  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Mississippi[1] are:

  • $25,000 per person for bodily injury

  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Mississippi is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Greenville Car Insurance Rates by Driver Age

The average premium auto insurance rates can vary drastically for drivers who live in Greenville. This can be seen right away, as teen drivers pay three times as much for coverage as those in their 20s. On average, teen drivers will have to pay $652.69, while those in their 20s will only pay $227.36. Rates continue to drop, as drivers in their 30s on average should expect a rate around $153.52. The lowest rates in the city can be found for drivers in their 60s, as average premiums are less than $100.

Driver's AgeAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
teens$653
20s$228
30s$154
40s$173
50s$151
60s$79
70s$193
80sN/A

Greenville Car Insurance Rates by Driving and Accident History

Maintaining and creating a safe environment on the road is an important goal for the city of Greenville. That is why there is a big emphasis on providing lower auto insurance rates to those with clean driving records and a history of no accidents. Drivers who have avoided violations should expect to pay an average premium of $190.97. Speeding violations are seen as major offenses and carry a large penalty with them. Motorists who have one on their record should expect their rates to jump to an average of $459.

Driving HistoryAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
No Violation$191
Speeding Ticket$459
At-Fault Accident$119
Failure to Stop for Red Light / Stop Sign$152

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Greenville Car Insurance Rates by Credit Tier

'Insurance companies throughout Greenville use credit scores and ratings as a way to assess a driver''s risk factors. Depending on what rating you fall into, you may experience a fluctuation in the average premium you pay for coverage. Drivers with an excellent rating can expect an average rate around $96.57. Each rating below excellent will push the average premium up drastically, with motorists in the average and poor categories paying between $185 and $190.'

Credit TierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Excellent$97
Good$269
Average$188
Poor$190

See More: Bad Credit Car Insurance Mississippi

Find local Greenville agents

  • Bill Andrews Agency, Inc. 

    209 Main St,
    Greenville, MS 38701-4038
  • SouthGroup Insurance Services 

    327 Main St,
    Greenville, MS 38701-4066
  • Causey Insurance, Inc. 

    863 Hwy. 1 South,
    Greenville, MS 38701
  • American Auto Insurance Agency of Greenville 

    727 Highway 82 E,
    Greenville, MS 38701
  • Direct Auto Insurance

    1632 Martin Luther King Jr Blvd,
    Greenville, MS 38701
  • Direct Auto Insurance

    1632 Martin Luther King Jr Blvd,
    Greenville, MS 38701
  • Action Auto Insurance

    327 Main St,
    Greenville, MS 38701,
  • Big H Auto Insurance

    1617 US-82,
    Greenville, MS 38703
  • Farm Bureau Insurance

    3038 E Reed Rd,
    Greenville, MS 38703
  • Auto Insurers

    1353 E Reed Rd,
    Greenville, MS 38703
View more

Greenville, MS DMV Information

The Greenville DPS Driver’s License Office is located at 420 Highway 82 W and offers license services, but if you are looking for registration services, you may need to head to a DMV in a nearby town. The Greenville DPS is open Monday through Friday from 8 a.m. to 5 p.m., and you can call 1 (662) 332-4734 to make an appointment.

Public Transportation in Greenville, MS

Greenville has limited public transportation options, but they do offer a Greyhound bus line that stops at the Greenville Bus Terminal, as well as a Delta bus line which can transport riders around the region.

How to get the best and cheapest car insurance in Greenville, MS

With limited public transportation in Greenville, almost every resident in town opts for a car. That’s why it’s so important for Greenville residents to find robust, affordable car insurance. But how do you find that? It’s simple: compare a wide range of car insurance quotes for free with Insurify. Then, you’ll be well on your way to the right policy at the right price.

FAQs - Greenville, MS Car Insurance

  • How does where I live affect my car insurance rates?

    Driver history, vehicle information, and even marital status are considered when your car insurance rates are being calculated. And when a car insurance company is determining your rates, they’ll also look up your ZIP code. By analyzing the rate of vehicle theft, local weather patterns, and other location-specific factors, insurers can better understand the likelihood of you filing a claim in this ZIP code and set your insurance rates accordingly.

  • Will my credit score affect my car insurance rates in Greenville?

    As a Greenville resident, you will find that your credit score comes into play when a car insurance company is determining your rates. So if you find yourself with a low credit score, you may have to work a bit harder to find cheap car insurance premiums.

  • Who offers the cheapest car insurance in my area?

    Many factors go into determining the price of your car insurance policy. To help you figure out which carriers offer the cheapest policies, use Insurify to easily compare quotes from a wide range of companies.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Sources

  1. Mississippi Insurance Department. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
Tanveen Vohra
Tanveen VohraEditorial Manager

Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, she helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions. She received a bachelor's degree from SUNY Buffalo. You can connect with her on LinkedIn.