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4+ years writing insurance and personal finance content
MBA from Roosevelt University
Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.
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7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
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Car insurance in Mississippi averages $133 per month for full coverage and $69 per month for liability coverage, Insurify data shows. This is less than the national monthly averages of $173 and $99, respectively.
The Magnolia State’s relatively low population density of 63 people per square mile likely contributes to its lower average car insurance costs. Here’s what you need to know about finding cheap car insurance in Mississippi.
Mississippi drivers with a speeding ticket, accident, or DUI on their records could see their monthly liability rates increase to an average of $78.
Mississippi drivers pay an average of $1,594 per year for a full-coverage policy.
State Farm, USAA, and National General offer the cheapest car insurance in Mississippi.
3 of the cheapest car insurance companies in Mississippi
The right insurer for you depends on your unique budget, coverage preferences, and driving record. Three of the cheapest auto insurers in Mississippi include National General, USAA, and Hugo — each offering the most affordable coverage in different categories.
National General
| User Reviews | 3.7 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $59/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $109/mo |
Drivers appreciate the quick and easy setup but are dissatisfied with the frequent and unexplained rate increases. Many find the customer service lacking and the claims process slow.
Drivers appreciate the quick and easy setup but are dissatisfied with the frequent and unexplained rate increases. Many find the customer service lacking and the claims process slow.
A subsidiary of Allstate, National General offers non-standard car insurance for high-risk drivers. The company offers additional coverage options, as well as multi-policy and multi-vehicle discounts.
An AM Best rating of A+ (Superior) represents solid financial strength and the ability to pay its claims. But its customer satisfaction could improve. National General received a higher-than-average number of customer complaints, according to the National Association of Insurance Commissioners (NAIC).
Specializes in non-standard policies for high-risk drivers
Offers DynamicDrive safe-driving program
Can file an SR-22 on your behalf, if needed
Gap insurance not available
Many online complaints
Low J.D. Power customer satisfaction rating (863 out of 1,000)
USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 |