Temporary Car Insurance in Kansas:
Costs and Quotes (2022)

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Last Updated: January 2022

Cheapest Companies for Temporary Car Insurance Kansas (2022)

For drivers looking for temporary insurance in Kansas, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Kansas. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Kansas.

Carrier
midvale
$148/mo
travelers
$156/mo
dairyland
$169/mo
safeauto
$172/mo
acuity
$182/mo

What Is Temporary Car Insurance and How to Get It in Kansas?

If you plan on driving a vehicle in Kansas, you will need to purchase an auto insurance policy. Typically, you can choose between a temporary car insurance plan for six months or longer term coverage for a year. Generally, choosing a six-month car insurance policy is better if you are looking for flexibility in pricing.

Having a six-month plan is also a great option for drivers who have any violations in their driving history. Most insurance companies will provide you with better rates if you can maintain a clean record for an extended period of time. If you are interested in comparing temporary car insurance rates, Insurify can help you quickly view multiple quotes all on one screen.

What Are the Average Short-Term Car Insurance Rates in Kansas?

Kansas drivers looking for short-term car insurance will be happy to know that the average monthly rates are quite affordable compared to other states. Customers will pay around $204 a month on average for a short-term policy, which is about $1,225 for a total of six months for coverage.

Length of Short-Term Insurance Policy
6 months$204$1,225

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Kansas?

There are many benefits that come with choosing a six-month auto insurance plan compared to a one-year option. The main benefit is the ability to obtain a more affordable rate. Often, insurance companies will fluctuate their auto insurance rates, and by only having a six-month plan in place, you will have a better chance of finding cheaper quotes.

Another benefit of a six-month auto insurance policy in Kansas is that it allows drivers with a history of violations to prove they can keep their record clean. Once you have made it through the initial six-month period, you have the possibility of being re-rated and could receive a lower rate when you renew your policy.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Kansas within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Kansas

Insurance prices and policies can vary significantly between companies, and a state like Kansas draws a wide variety of choices when drivers are evaluating temporary car insurance plans.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

FAQs - Kansas Car Insurance

Why is car insurance so expensive in Kansas?

There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

Do car insurance rates vary by county in Kansas?

Auto insurance costs will vary between locations and insurance carriers, depending on the county Kansas. Insurify analyzed the latest data for the five most populous cities in Kansas to find you the cheapest quotes in each of these metropolitan areas.

Which providers have the best auto insurance ratings in Kansas?

The way to find the carrier with the best auto insurance ratings in Kansas and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

How much do annual auto insurance rates increase in Kansas?

During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.