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Cheap DUI Car Insurance in Delaware (With Quotes)

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Joe Dyton

By: Joe Dyton

| Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

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Best DUI Insurance Companies in Delaware (2022)

For drivers with a DUI or DWI offense in Delaware, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Delaware. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Delaware.

CarrierAvg. Monthly Cost
American Family Insurance$282
The General$371

DUI Car Insurance Costs in Delaware

In Delaware, a DUI or DWI offense will on average have drivers paying $616 per month and $7,392 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 99% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Avg. Monthly Cost - No Violation
$310
Avg. Monthly Cost - After DUI
$616
$306 ▴
98.71% ▴
Monthly Impact of DUI on Rates
Percent Bad DUI Impact Rates

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

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How Much Does a DUI Impact Car Insurance Rates in Delaware?

A DUI charge can show up in almost every part of your life—your driving record, financial statements, relationships, and work life. Your legal fees and fines can add up quickly—on top of the higher insurance rates you're going to have to pay after your DUI in Delaware.

Usually, the cleaner your driving record is, the lower your car insurance premium will be. In Delaware for example, drivers without a DUI on their driving record pay $306 less per month in car insurance premiums than those who have a DUI conviction. That means a moment of bad judgment can increase your insurance rates almost 99 percent, to $616. A price jump like that should make anyone reconsider driving after they were drinking.

No Violation - Avg. Monthly Rate After DUI - Avg. Monthly Rate Average Percent Increase After DUI
$310$61698.71%

What Are the Average Car Insurance Prices After a DUI in Delaware?

Your car insurance rate is based on different factors and circumstances. However, most Delaware drivers with a DUI conviction pay $616.18 to remain insured. This makes Delaware the fourth most expensive state for insurance after receiving a DUI.

Be sure to take your time when you compare auto insurance rates after getting a DUI in Delaware. It's also important to look at more than just prices. See if any of the insurance companies you're comparing offer discounts for bundling multiple products with them. Every dollar you can save counts after you get a DUI.

Delaware After DUI Avg. Monthly Rate Most Expensive State for DUI (1-50)
$6164th

How Long Is the Lookback Period for a DUI in Delaware?

A lookback period is how long a DUI remains on a driver's record. In Delaware, a DUI sentence remains on your driving record for at least five years. A second DUI has a 10-year lookback period, while third and subsequent DUIs have lifetime lookback periods, which would yield a more severe penalty.

It's imperative to maintain a clean driving record after you've been charged with a DUI. This is especially true in Delaware, where a first-time offense drives up your car insurance rates significantly. Additional DUIs, or traffic violations in general, would only make matters worse. If you make good driving decisions, you might see your car insurance rates drop over time.

Delaware DUI Penalties

First-time DUI offenders in Delaware could face up to a year in jail, have to pay between $500 and $1,500 in fines, and have their license revoked for 12 months. Additionally, first-time offenders have to take part in the Ignition Interlock Device Program.
DUI first-time offenders under the age of 21 will face driver's license revocation for two months. If the underage driver doesn't have a license, they will face $200 for the first offense and between $400 and $1,000 for each subsequent offense.

Top Auto Insurance Companies

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FAQs - Delaware Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Delaware. Insurify analyzed the latest data for the five most populous cities in Delaware to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Delaware and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Joe Dyton
Joe Dyton

Content Writer at Insurify

Joe Dyton has been a professional writer since 1999. He's been writing about the auto insurance industry for 15 years and was an in-house marketing copywriter for GEICO for a decade. Learn more about Joe at joedyton.com.

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