For drivers with a DUI or DWI offense in Delaware, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Delaware. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Delaware.
In Delaware, a DUI or DWI offense will on average have drivers paying $616 per month and $7,392 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 99% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
A DUI charge can show up in almost every part of your life—your driving record, financial statements, relationships, and work life. Your legal fees and fines can add up quickly—on top of the higher insurance rates you're going to have to pay after your DUI in Delaware.
Usually, the cleaner your driving record is, the lower your car insurance premium will be. In Delaware for example, drivers without a DUI on their driving record pay $306 less per month in car insurance premiums than those who have a DUI conviction. That means a moment of bad judgment can increase your insurance rates almost 99 percent, to $616. A price jump like that should make anyone reconsider driving after they were drinking.
|Average Percent Increase After DUI|
Your car insurance rate is based on different factors and circumstances. However, most Delaware drivers with a DUI conviction pay $616.18 to remain insured. This makes Delaware the fourth most expensive state for insurance after receiving a DUI.
Be sure to take your time when you compare auto insurance rates after getting a DUI in Delaware. It's also important to look at more than just prices. See if any of the insurance companies you're comparing offer discounts for bundling multiple products with them. Every dollar you can save counts after you get a DUI.
|Most Expensive State for DUI (1-50)|
A lookback period is how long a DUI remains on a driver's record. In Delaware, a DUI sentence remains on your driving record for at least five years. A second DUI has a 10-year lookback period, while third and subsequent DUIs have lifetime lookback periods, which would yield a more severe penalty.
It's imperative to maintain a clean driving record after you've been charged with a DUI. This is especially true in Delaware, where a first-time offense drives up your car insurance rates significantly. Additional DUIs, or traffic violations in general, would only make matters worse. If you make good driving decisions, you might see your car insurance rates drop over time.
First-time DUI offenders in Delaware could face up to a year in jail, have to pay between $500 and $1,500 in fines, and have their license revoked for 12 months. Additionally, first-time offenders have to take part in the Ignition Interlock Device Program.
DUI first-time offenders under the age of 21 will face driver's license revocation for two months. If the underage driver doesn't have a license, they will face $200 for the first offense and between $400 and $1,000 for each subsequent offense.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.