Cheap Auto Insurance Quotes in Bear, DE (2021)

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Car Insurance in Bear, DE

The average cost of Delaware car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Bear, DE to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$165
$185
$237
$244
$260
AllstateState FarmAmerican FamilyTravelersThe General
Monthly $

Cheapest Car Insurance in Bear, DE

Here are the cheapest carriers in Bear for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$241
$282
$217
$231
$244
$232
DelawareWilmingtonDoverNewarkMiddletownBear
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Bear, DE Driving Facts

delaware

Minimum Car Insurance Requirements in DE

The state of Delaware requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Delaware are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Delaware state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in Delaware are:

  • $10,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Delaware requires $10,000 for the minimum. You’ll see the collective state minimum listed at 25/50/10. The 10 refers to the property damage liability. Once again, any damages above the $10,000 are your responsibility.

The minimum personal injury protection (PIP) insurance requirements in Delaware are:

  • $15,000 personal injury protection (PIP) per person
  • $30,000 personal injury protection (PIP) per accident

Delaware is a no-fault state, so Personal Injury Protection (also called no-fault insurance) is mandatory coverage for all drivers. Delaware PIP covers you, your immediate family, and your passengers for economic losses, medical costs, and death benefits regardless of fault. The minimum coverage limits Delaware state law requires is $15,000 for a single person expense and $30,000 for the expenses of multiple persons.

Find local Bear agents

Affordable Insurance Network of Delaware
1218 Pulaski Hwy #490, Bear, DE 19701-4300
Sheets Insurance Agency - Personal & Dependable Service
254 Fox Hunt Dr, Bear, DE 19701
Joseph Devane: Allstate Insurance
16 Fox Hunt Dr, Bear, DE 19701
Rob Mullen - State Farm Insurance Agent
887 Pulaski Hwy, Bear, DE 19701
Amanda Dixon - State Farm Insurance Agent
1711 Pulaski Hwy, Bear, DE 19702
A & G Low Cost Auto Insurance
1218 Pulaski Hwy, Bear, DE 19701
Senior Life Insurance Co
1219 Donna Marie Way, Bear, DE 19701
James Mwangi: Allstate Insurance
1675 Pulaski Hwy, Bear, DE 19701
Insurance You Keep
429 Leo Ln, Bear, DE 19701
Brian Dawson - State Farm Insurance Agent
2500 Wrangle Hill Rd #125, Bear, DE 19701

Insurify Insights: How Bear Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Bear, DE
suspended licenses
#7
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Bear drivers measure up to their fellow Delaware motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Bear

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Bear drivers rank 1 in the number of car accidents per driver across all cities in Delaware.

  • Rank within state: #1
  • Percent of drivers in Bear with an accident: 15.83%
  • Drivers in Bear, DE with an accident in their driving history paid on average 35.06% more than drivers with a clean record

Speeding Bear

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Delaware, Bear drivers rank 1 in the number of speeding infractions per driver.

  • Rank within state: #1
  • Percent of drivers in Bear with a speeding ticket: 15.44%
  • Drivers in Bear, DE with a speeding ticket in their driving history paid on average 4.06% more than drivers with a clean record

DUI/DWIs Bear

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Bear drivers rank 1 in the number of DUI’s per driver across all cities in Delaware.

  • Rank within state: #1
  • Percent of drivers in Bear with a DUI: 1.93%
  • Drivers in Bear, DE with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Bear

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Bear is the Nissan Altima.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.