For drivers with bad credit in Delaware, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers with bad credit.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Delaware. The following are the best insurance rates from carriers that offer car insurance for drivers with bad credit in Delaware.
Though the state is keen on animals down on their luck (the state dog of Delaware is the rescue dog), you'll have to save yourself if you've racked up bad credit and are worried about the resulting high car insurance rates.
It may be comforting to know that state laws are in place to govern the use of your credit scores. In Delaware, they can be used when determining rates for initial policies but cannot be used for policy renewals unless you request it.
Insurify's comparison tool will help you make sure you're getting the best possible quote even with a bad credit rating. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
The difference between drivers with good and bad credit in Delaware is significantly small compared to other states. Still, your credit isn't the only thing determining your rates. If you can shave $6 off while finding other ways to lower your rates (think discounts), in total you could be saving serious money.
While drivers in Delaware lean into their "liberty and independence," there's no getting around credit checks for car insurance in this state—at least not easily. Though some high-risk, smaller carriers may serve motorists without considering credit scores, the rates are pretty high anyway. The best thing to do if you have bad credit and want your rates to improve is to work on paying your bills on time and getting your outstanding debt under control.
Each credit tier you achieve in this state means additional monthly savings on your car insurance premiums. While drivers with poor credit pay an average of $265 a month for insurance, they can save $20 by upgrading themselves to an average credit score.
Though only 26 minutes away, Wilmington turns out to be a more expensive city than Newark to drive in with bad credit. Insurance rates differ by geography (down to the ZIP code). Because Newark is named Delaware's safest city, the difference makes sense.
Insurance prices and policies can vary significantly between companies, and a state like Delaware draws a wide variety of choices when factoring insurance rates for drivers with bad credit.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.