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Cheap Auto Insurance Quotes in Norwalk, CT (June 2022)

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Tanveen Vohra

By: Tanveen Vohra

Edited by Olivia Oksenhorn | Reviewed by licensed insurance agent, Amber Benka

Last Updated February 4, 2022

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Car Insurance in Norwalk, CT

The average cost of Connecticut car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Norwalk, CT to find you the cheapest quotes in the area.

Quick Facts

  • The average cost of car insurance in Norwalk is $221 per month, or $2652 annually.
  • Car insurance in Norwalk is $3 less than the average cost of car insurance in Connecticut.
  • The cheapest car insurance provider in Norwalk on average is Travelers, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

GEICO
$85
Travelers
$171
Nationwide
$199
The General
$289

Cheapest Car Insurance in Norwalk, CT

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in NorwalkQuotes
GEICO$85 /mo
Travelers$171 /mo
Nationwide$199 /mo
The General$289 /mo

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Average Car Insurance Cost

Connecticut Cities
Bridgeport$285/mo
New Haven$219/mo
Stamford$202/mo
Hartford$289/mo
Norwalk$186/mo
Connecticut$236/mo
Norwalk
$186
Stamford
$202
New Haven
$219
Average for CT
$236
Bridgeport
$285
Hartford
$289
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Connecticut

All motor vehicles operated or parked on Connecticut[1] roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Connecticut are:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Connecticut is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $25,000 per person for uninsured/underinsured motorist bodily injury
  • $50,000 per accident for uninsured/underinsured motorist bodily injury

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Connecticut, you’re required to purchase insurance that covers bodily injuries under these circumstances.

Find local Norwalk agents

  • Shoff Darby Companies, Inc.

    488 Main Ave,
    Norwalk, CT 06851
  • USI Insurance Services LLC

    40 Richards Ave Ste 5,
    Norwalk, CT 06854-2320
  • William Carroll Insurance Agency

    34 Wall St,
    Norwalk, CT 06850-3429
  • Connecticut Auto Insurance

    68 Connecticut Ave,
    Norwalk, CT 06850
  • Durango Insurance Agency Norwalk

    84 West Ave,
    Norwalk, CT 06854
  • Turcios Insurance Agency Inc

    65 Cedar St,
    Norwalk, CT 06854
  • John M. Glover Insurance Agency

    29 Haviland St,
    Norwalk, CT 06854
  • Nationwide Insurance: Peter J. Boccarossa

    95 Main St,
    Norwalk, CT 06851
  • Adriana Diaz: Allstate Insurance

    197 East Ave,
    Norwalk, CT 06855
  • Farmers Insurance - CPA Insurance

    11 N Main St,
    Norwalk, CT 06854
View more

FAQs - Norwalk, CT Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Insurify Insights

How Norwalk Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Norwalk, Connecticut below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Norwalk drivers measure up to their fellow motorists across Connecticut in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

honda

Honda Accord

Most Popular Car in Norwalk

#9

City with the Most Speeding Tickets Rank in Connecticut

#29

City with the Most Moving Violations Rank in Connecticut

#12

City with the Most DUIs Rank in Connecticut

#14

City with the Most Suspended Licenses in Connecticut

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Norwalk drivers rank 6 in the number of car accidents per driver across all cities in Connecticut.

    • Rank within state: #6
    • Percent of drivers in Norwalk with an accident: 11.88%
    • Drivers in Norwalk, CT with an accident in their driving history pay on average 23.08% more than drivers with a clean record
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Connecticut, Norwalk drivers rank 9 in the number of speeding infractions per driver.

    • Rank within state: #9
    • Percent of drivers in Norwalk with a speeding ticket: 5.74%
    • Drivers in Norwalk, CT with a speeding ticket in their driving history pay on average 15.84% more than drivers with a clean record
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Norwalk drivers rank 12 in the number of DUI’s per driver across all cities in Connecticut.

    • Rank within state: #12
    • Percent of drivers in Norwalk with a DUI: 1.19%
    • Drivers in Norwalk, CT with a DUI in their driving history pay on average 0% more than drivers with a clean record
  • Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Norwalk is the Honda Accord.

  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Connecticut, Norwalk drivers rank 2 in rude driving infractions.

    • Rank within state: #2
    • Percent of drivers in Norwalk with a reckless driving violation: 1.98%
    • Drivers in Norwalk, CT with a reckless driving violation in their driving history pay on average 21.72% more than drivers with a clean record.
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Norwalk drivers rank 10 in clean driving records across all cities in Connecticut.

    • Rank within state: #10
    • Percent of drivers in Norwalk with clean record: 82.97%
  • Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Norwalk drivers rank 7 in failure to yield violations per driver across all cities in Connecticut.

    • Rank within state: #7
    • Percent of drivers in Norwalk with a failure to yield violation: 0.2%
    • Drivers in Norwalk, CT with a failure to yield violation in their driving history pay on average 0% more than drivers with a clean record
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Connecticut, Norwalk drivers rank 1 in the number of reckless driving offenses per driver.

    • Rank within state: #1
    • Percent of drivers in Norwalk with a reckless driving offense: 0.2%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Norwalk drivers rank 13 in hybrid and electric vehicle ownership across all cities in Connecticut.

    • Rank within state: #13
    • Percent of drivers in Norwalk with a hybrid/electric vehicle: 0.56%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Tanveen Vohra
Tanveen Vohra

Content Manager at Insurify

Tanveen Vohra is a content manager at Insurify specializing in writing property and casualty insurance content. Through her content, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions. Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others.

Learn More

Sources

  1. Connecticut Department of Insurance. "State Minimum Car Insurance." Accessed May 28, 2022