What Makes a Driver High-Risk in Connecticut?
Although many adults enjoy the freedom of getting in their car and driving wherever they please, Connecticut residents should remember that driving is a privilege that can easily be taken away. Certain behaviors on the road may place you in a high-risk category, and while you won't necessarily lose your ability to drive, you'll probably pay more for car insurance.
Causing an accident, speeding, or driving on a suspended license shows car insurance companies that you're riskier to insure, so your rates will naturally be higher. When it's time to enroll in new coverage, high-risk drivers should take the time to shop around for the best deals they can find.
Connecticut Car Insurance Rates for High-Risk Drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does High-Risk Driving Affect Car Insurance Rates in Connecticut?
What constitutes high-risk driving behavior in Connecticut? Nearly any action that places your safety or the safety of others in jeopardy, such as speeding, reckless driving, and failing to stop at a stop sign, is included. Even just one of these infractions could place you in the high-risk category, depending on the circumstances.
Rest assured that if you find yourself suddenly pegged as a high-risk driver, you won't be out of options when it comes to car insurance. Your rates, however, may increase considerably, with some infractions costing up to $150 extra per month:
How Much Does a Speeding Ticket Impact Car Insurance Rates in Connecticut?
Contrary to what you may think, a speeding ticket isn't a one-time situation. While you might be glad once it's paid and you're back on the road, it's likely that your car insurance rates will be more expensive each month. Connecticut drivers could be charged over $300 each month after this violation:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Does an at-Fault Accident Impact Insurance Rates in Connecticut?
An at-fault accident that requires vehicle repairs can be costly, but unfortunately, the expenses don't stop there. Connecticut residents who cause a collision could pay more than an extra $600 per year for their car insurance, with average rates looking like the following:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Connecticut?
It takes a matter of seconds to run a red light or a stop sign, but the effects on your car insurance rates will linger after this type of infraction, with rates up to $50 more per month. Drivers in Connecticut could find that their premiums look similar to these:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.