Cheap Car Insurance for High-Risk Drivers in Connecticut:
Costs and Quotes (2021)

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Cheapest Insurance Companies for High Risk Drivers in Connecticut (2021)

For drivers that are high-risk in Connecticut, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Connecticut. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Connecticut.

What Makes a Driver High-Risk in Connecticut?

Although many adults enjoy the freedom of getting in their car and driving wherever they please, Connecticut residents should remember that driving is a privilege that can easily be taken away. Certain behaviors on the road may place you in a high-risk category, and while you won't necessarily lose your ability to drive, you'll probably pay more for car insurance.

Causing an accident, speeding, or driving on a suspended license shows car insurance companies that you're riskier to insure, so your rates will naturally be higher. When it's time to enroll in new coverage, high-risk drivers should take the time to shop around for the best deals they can find.

Connecticut Car Insurance Rates for High-Risk Drivers
Average Monthly Cost
$273
$330
$329
$355
$323
No ViolationSpeeding TicketAt-Fault AccidentReckless DrivingFailure to Stop
Driving History

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in Connecticut?

What constitutes high-risk driving behavior in Connecticut? Nearly any action that places your safety or the safety of others in jeopardy, such as speeding, reckless driving, and failing to stop at a stop sign, is included. Even just one of these infractions could place you in the high-risk category, depending on the circumstances.

Rest assured that if you find yourself suddenly pegged as a high-risk driver, you won't be out of options when it comes to car insurance. Your rates, however, may increase considerably, with some infractions costing up to $150 extra per month:

Driving History
No Violation$273
Speeding Ticket$330
At-Fault Accident$329
Reckless Driving$355
Failure to Stop$323

How Much Does a Speeding Ticket Impact Car Insurance Rates in Connecticut?

Contrary to what you may think, a speeding ticket isn't a one-time situation. While you might be glad once it's paid and you're back on the road, it's likely that your car insurance rates will be more expensive each month. Connecticut drivers could be charged over $300 each month after this violation:

$273
$330
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$57 ▴Avg. Monthly Rate Increase

How Does an at-Fault Accident Impact Insurance Rates in Connecticut?

An at-fault accident that requires vehicle repairs can be costly, but unfortunately, the expenses don't stop there. Connecticut residents who cause a collision could pay more than an extra $600 per year for their car insurance, with average rates looking like the following:

$273
$329
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$56 ▴Avg. Monthly Rate Increase

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Connecticut?

It takes a matter of seconds to run a red light or a stop sign, but the effects on your car insurance rates will linger after this type of infraction, with rates up to $50 more per month. Drivers in Connecticut could find that their premiums look similar to these:

$273
$323
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$50 ▴Avg. Monthly Rate Increase

Does Driving With a Suspended License Impact Car Insurance Rates in Connecticut?

Although many adults enjoy the freedom of getting in their car and driving wherever they please, Connecticut residents should remember that driving is a privilege that can easily be taken away. Certain behaviors on the road may place you in a high-risk category, and while you won't necessarily lose your ability to drive, you'll probably pay more for car insurance.

Causing an accident, speeding, or driving on a suspended license shows car insurance companies that you're riskier to insure, so your rates will naturally be higher. When it's time to enroll in new coverage, high-risk drivers should take the time to shop around for the best deals they can find.

Tips for Researching High-Risk Connecticut Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a large and growing state like Connecticut draws a wide variety of choices when factoring high-risk driving insurance rates.

Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.