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Cheap Auto Insurance Quotes in West Memphis, AR (January 2022)

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Last Updated: January 2022

Car Insurance in West Memphis, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in West Memphis, AR to find you the cheapest quotes in the area.
$73
$82
$104
$186
$250
State FarmAllstateNationwideDirect AutoThe General

Cheapest Car Insurance in West Memphis, AR

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$153
$190
$150
$138
$130
$159
ArkansasLittle RockFort SmithFayettevilleSpringdaleWest Memphis
Click here to learn about car insurance quotes and save on your current policy.

West Memphis, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local West Memphis agents

David Tyler: Allstate Insurance
702 Calvin Avery Dr Ste C, West Memphis, AR 72301
Direct Auto Insurance
591 E Broadway Blvd, West Memphis, AR 72301
Julie Burns - State Farm Insurance Agent
300 N Missouri St, West Memphis, AR 72301
Guaranty Insurance Agency
245 W Broadway St, West Memphis, AR 72301
Taylor Insurance
203 N 7th St, West Memphis, AR 72301
Roberts Insurance Services
712 Calvin Avery Dr, West Memphis, AR 72301
Phil Ford - State Farm Insurance Agent
347 W Broadway, West Memphis, AR 72301
'Coleman''s Insurance'
707 E Broadway Ave, West Memphis, AR 72301
Matthew Glass Agency
330 W Broadway Suite 1, West Memphis, AR 72301
Fidelity Insurance Group Inc
330 W Broadway St, West Memphis, AR 72301

Insurify Insights: How West Memphis Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
West Memphis, AR
suspended licenses
#11
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how West Memphis drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in West Memphis

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. West Memphis drivers rank 30 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #30
  • Percent of drivers in West Memphis with an accident: 7.32%
  • Drivers in West Memphis, AR with an accident in their driving history paid on average 75.62% more than drivers with a clean record

Speeding in West Memphis

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, West Memphis drivers rank 12 in the number of speeding infractions per driver.

  • Rank within state: #12
  • Percent of drivers in West Memphis with a speeding ticket: 9.82%
  • Drivers in West Memphis, AR with a speeding ticket in their driving history paid on average 41.79% more than drivers with a clean record

DUI/DWIs in West Memphis

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. West Memphis drivers rank 21 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #21
  • Percent of drivers in West Memphis with a DUI: 1.96%
  • Drivers in West Memphis, AR with a DUI in their driving history paid on average 15.42% more than drivers with a clean record

Most Popular Vehicle in West Memphis

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in West Memphis is the Chevrolet Malibu.

Rude Drivers in West Memphis

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, West Memphis drivers rank 1 in rude driving infractions.

  • Rank within state: #1
  • Percent of drivers in West Memphis with a reckless driving violation: 2.86%
  • Drivers in West Memphis, AR with a reckless driving violation in their driving history paid on average 40.3% more than drivers with a clean record.

Safest Drivers in West Memphis

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; West Memphis drivers rank 9 in clean driving records across all cities in Arkansas.

  • Rank within state: #9
  • Percent of drivers in West Memphis with clean record: 82.68%

Failure to Yield the Right of Way in West Memphis

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. West Memphis drivers rank 7 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #7
  • Percent of drivers in West Memphis with a failure to yield violation: 0.71%
  • Drivers in West Memphis, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in West Memphis

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, West Memphis drivers rank 17 in the number of reckless driving offenses per driver.

  • Rank within state: #17
  • Percent of drivers in West Memphis with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in West Memphis

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. West Memphis drivers rank 30 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #30
  • Percent of drivers in West Memphis with a hybrid/electric vehicle: 0.26%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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