Cheap Auto Insurance Quotes in Searcy, AR (January 2022)

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Car Insurance in Searcy, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Searcy, AR to find you the cheapest quotes in the area.
$138
$155
$161
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$163
GAINSCOHallmarkDirect AutoDairylandSafeco

Cheapest Car Insurance in Searcy, AR

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$160
$190
$150
$138
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$194
ArkansasLittle RockFort SmithFayettevilleSpringdaleSearcy
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Searcy, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

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Insurify Insights: How Searcy Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Searcy, AR
suspended licenses
#10
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Searcy drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Searcy

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Searcy drivers rank 14 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #14
  • Percent of drivers in Searcy with an accident: 9.6%
  • Drivers in Searcy, AR with an accident in their driving history paid on average 47.74% more than drivers with a clean record

Speeding in Searcy

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Searcy drivers rank 7 in the number of speeding infractions per driver.

  • Rank within state: #7
  • Percent of drivers in Searcy with a speeding ticket: 10.69%
  • Drivers in Searcy, AR with a speeding ticket in their driving history paid on average 43.87% more than drivers with a clean record

DUI/DWIs in Searcy

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Searcy drivers rank 8 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #8
  • Percent of drivers in Searcy with a DUI: 2.72%
  • Drivers in Searcy, AR with a DUI in their driving history paid on average 18.06% more than drivers with a clean record

Rude in Searcy

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Searcy drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in Searcy with a reckless driving violation: 2.17%
  • Drivers in Searcy, AR with a reckless driving violation in their driving history paid on average 10.32% more than drivers with a clean record.

Safest Drivers in Searcy

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Searcy drivers rank 16 in clean driving records across all cities in Arkansas.

  • Rank within state: #16
  • Percent of drivers in Searcy with clean record: 79.89%

Failure to Yield the Right of Way in Searcy

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Searcy drivers rank 10 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #10
  • Percent of drivers in Searcy with a failure to yield violation: 0.54%
  • Drivers in Searcy, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Searcy

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Searcy drivers rank 20 in the number of reckless driving offenses per driver.

  • Rank within state: #20
  • Percent of drivers in Searcy with a reckless driving offense: --%

Most Popular Vehicle in Searcy

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Searcy is the Ford F-Series Pickup.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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