Cheap Auto Insurance Quotes in Searcy, AR (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Natural State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Searcy, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Searcy, AR to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$138
$155
$161
$162
$163
GAINSCOHallmarkDirect AutoDairylandSafeco
Monthly $

Cheapest Car Insurance in Searcy, AR

Here are the cheapest carriers in Searcy for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$160
$190
$150
$138
$130
$194
ArkansasLittle RockFort SmithFayettevilleSpringdaleSearcy
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Searcy, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Searcy agents

Insurify Insights: How Searcy Drivers Measure Up

chevrolet
Chevrolet Silverado
Most Popular Car in
Searcy, AR
suspended licenses
#11
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Searcy drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Searcy

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Searcy drivers rank 14 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #14
  • Percent of drivers in Searcy with an accident: 9.6%
  • Drivers in Searcy, AR with an accident in their driving history paid on average 47.74% more than drivers with a clean record

Speeding Searcy

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Searcy drivers rank 7 in the number of speeding infractions per driver.

  • Rank within state: #7
  • Percent of drivers in Searcy with a speeding ticket: 10.69%
  • Drivers in Searcy, AR with a speeding ticket in their driving history paid on average 43.87% more than drivers with a clean record

DUI/DWIs Searcy

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Searcy drivers rank 8 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #8
  • Percent of drivers in Searcy with a DUI: 2.72%
  • Drivers in Searcy, AR with a DUI in their driving history paid on average 18.06% more than drivers with a clean record

Rude Searcy

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Searcy drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in Searcy with a reckless driving violation: 2.17%
  • Drivers in Searcy, AR with a reckless driving violation in their driving history paid on average 10.32% more than drivers with a clean record.

Safest Drivers Searcy

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Searcy drivers rank 16 in clean driving records across all cities in Arkansas.

  • Rank within state: #16
  • Percent of drivers in Searcy with clean record: 79.89%

Failure to Yield the Right of Way Searcy

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Searcy drivers rank 10 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #10
  • Percent of drivers in Searcy with a failure to yield violation: 0.54%
  • Drivers in Searcy, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Searcy

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Searcy drivers rank 20 in the number of reckless driving offenses per driver.

  • Rank within state: #20
  • Percent of drivers in Searcy with a reckless driving offense: --%

Most Popular Vehicle Searcy

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Searcy is the Chevrolet Silverado.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.