Cheap Auto Insurance Quotes in Hot Springs National Park, AR (2021)

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Car Insurance in Hot Springs National Park, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Hot Springs National Park, AR to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$144
$155
$158
$175
$189
SafecoDirect AutoGAINSCODairylandLiberty Mutual
Monthly $

Cheapest Car Insurance in Hot Springs National Park, AR

Here are the cheapest carriers in Hot Springs National Park for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$160
$190
$150
$138
$130
$193
ArkansasLittle RockFort SmithFayettevilleSpringdaleHot Springs National Park
Monthly $

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Hot Springs National Park, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

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Insurify Insights: How Hot Springs National Park Drivers Measure Up

chevrolet
Chevrolet Silverado
Most Popular Car in
Hot Springs National Park, AR
suspended licenses
#17
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Hot Springs National Park drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Hot Springs National Park

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Hot Springs National Park drivers rank 12 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #12
  • Percent of drivers in Hot Springs National Park with an accident: 9.87%
  • Drivers in Hot Springs National Park, AR with an accident in their driving history paid on average 36% more than drivers with a clean record

Speeding Hot Springs National Park

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Hot Springs National Park drivers rank 23 in the number of speeding infractions per driver.

  • Rank within state: #23
  • Percent of drivers in Hot Springs National Park with a speeding ticket: 9.12%
  • Drivers in Hot Springs National Park, AR with a speeding ticket in their driving history paid on average 44.57% more than drivers with a clean record

DUI/DWIs Hot Springs National Park

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Hot Springs National Park drivers rank 13 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #13
  • Percent of drivers in Hot Springs National Park with a DUI: 2.2%
  • Drivers in Hot Springs National Park, AR with a DUI in their driving history paid on average 3.43% more than drivers with a clean record

Most Popular Vehicle Hot Springs National Park

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Hot Springs National Park is the Chevrolet Silverado.

Rude Hot Springs National Park

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Hot Springs National Park drivers rank 5 in rude driving infractions.

  • Rank within state: #5
  • Percent of drivers in Hot Springs National Park with a reckless driving violation: 2.26%
  • Drivers in Hot Springs National Park, AR with a reckless driving violation in their driving history paid on average 19.43% more than drivers with a clean record.

Safest Drivers Hot Springs National Park

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Hot Springs National Park drivers rank 13 in clean driving records across all cities in Arkansas.

  • Rank within state: #13
  • Percent of drivers in Hot Springs National Park with clean record: 81.13%

Failure to Yield the Right of Way Hot Springs National Park

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Hot Springs National Park drivers rank 4 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #4
  • Percent of drivers in Hot Springs National Park with a failure to yield violation: 0.88%
  • Drivers in Hot Springs National Park, AR with a failure to yield violation in their driving history paid on average 1300% more than drivers with a clean record

Reckless Drivers Hot Springs National Park

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Hot Springs National Park drivers rank 10 in the number of reckless driving offenses per driver.

  • Rank within state: #10
  • Percent of drivers in Hot Springs National Park with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Hot Springs National Park

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Hot Springs National Park drivers rank 17 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #17
  • Percent of drivers in Hot Springs National Park with a hybrid/electric vehicle: 0.45%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.