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Best DUI Insurance Companies in Arkansas (2022)

For drivers with a DUI or DWI offense in Arkansas, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Arkansas. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Arkansas.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Direct Auto$175
Dairyland Insurance$181
Safeco Insurance$186
Liberty Mutual$188
Hallmark Insurance Company$191
Jupiter Auto$241
Metropolitan Property and Casualty Insurance Company$249
The General$271
American Family Insurance$292

DUI Car Insurance Costs in Arkansas

In Arkansas, a DUI or DWI offense will on average have drivers paying $306 per month and $3,672 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 61% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Arkansas?

A DUI can be a more costly mistake than you think, as Arkansas drivers often see their car insurance premiums increase by about 61 percent after a DUI. What does it look like when you convert those percentages to premiums? At $305.90, drivers with a DUI tend to pay an average of $115 per month more to insure their ride than drivers without a DUI.

If you can keep a clean driving record for three to five years, insurance companies will most likely become more lenient with your rates.

No Violation - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
After DUI - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Average Percent Increase After DUI
$190$30661.05%

What Are the Average Car Insurance Prices After a DUI in Arkansas?

Each person's car insurance is different based on the information they provide. However, drivers in Arkansas with a DUI on their record can expect to pay $305 a month on average. This estimate is approximately $115 higher than rates for motorists with a clean driving record.

Arkansas ranks as the 40th most expensive state for car insurance after a DUI. This means that in most other states, you'll pay more. The fastest way to get the best rate for your individual insurance profile is to shop multiple car insurance companies at once.

Arkansas After DUI Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Most Expensive State for DUI (1-50)
$30640th

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How Long Is the Lookback Period for a DUI in Arkansas?

Just how long does your DUI count against you in Arkansas? Though a DUI technically stays on your record forever, the state uses a lookback period to determine how long a DUI can count against you criminally and administratively.

Arkansas's lookback period is five years—one of the shortest in the nation. This means that after five years, a DUI cannot be grouped together with subsequent DUIs for penalty purposes. Other states have lookback periods from 10 years to life.

Arkansas DUI Penalties

Any time you are pulled over for a suspected DUI in Arkansas, your license will be taken for 30 days and you'll be given an Official Driver's License Receipt. This doesn't take away your right to drive; it's just part of the administrative process.
First-time offenders face up to $1,000 in fines, a year in jail, and a six-month license suspension. Even with a first offense, drivers also face the possibility of having to install an ignition interlock device on their vehicle and attend a drug/alcohol treatment and education program.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Arkansas Car Insurance

  • Why is car insurance so expensive in Arkansas?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Arkansas?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Arkansas. Insurify analyzed the latest data for the five most populous cities in Arkansas to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Arkansas?

    The way to find the carrier with the best auto insurance ratings in Arkansas and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Arkansas?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Jeanette Wisniewski
Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.