Click here for our full-length guide to Nevada car insurance quotes, discounts, and state requirements.

Not to be overshadowed by its sister city to the south, North Las Vegas is an independent metropolis surrounded by sprawling valley landscapes, mountainous vistas, and endless entertainment. Whether you’re the outdoorsy type or wish to escape the heat, North Las Vegas has something for you. As the main mode of transportation for over 240,000 North Las Vegas residents, car travel is a big part of life. Finding the right car insurance policy for you and your lifestyle is an important step towards safe driving in North Las Vegas. Compare and save on the best and cheapest car insurance quotes in Nevada here.

Find cheap car insurance quotes for North Las Vegas today.

For more city-specific car insurance details, check out our overviews of Las Vegas and Reno

Cheapest Car Insurance Quotes in North Las Vegas, NV

Here are the cheapest insurance companies in North Las Vegas-based on averaged sample rates for four driver profiles that included varied gender, age, driving history, credit, marital status, prior insurance, higher education, employment, and military service. Clean driving records may amount to “good driver discounts,” resulting in lower overall insurance costs.

Insurance CompanyQuotes
State Farm$154/month
The General$262/month

USAA often offers the lowest car insurance rates to Nevada drivers, but it is only available to active-duty members of the military, veterans, and their immediate families.

Best Car Insurance Companies in North Las Vegas, NV

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top-rated companies that offer car insurance in North Las Vegas. For the complete list, see Insurify’s best car insurance companies.

Insurance CompanyScoreQuotes
State Farm83$154/month

Compare Average Premiums 

Insurance rates vary greatly from town to town. North Las Vegas has higher monthly premiums compared to state and national averages. Keep the savings rolling and compare policies on Insurify today. 

North Las Vegas Average Premium Nevada Average Premium National Average Premium
$220/month $162/month


North Las Vegas Auto Insurance Requirements 

Before operating on Nevada roadways, Nevada drivers must ensure their motor vehicle holds sufficient liability insurance

Liability coverage is a safety necessity.

In Nevada, state minimum coverage limits for liability car insurance are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Driving records, prior car accidents, prior moving violations, speeding tickets, commute length, and other demographic factors may cause fluctuation to your North Las Vegas auto insurance rates.

Read more about Nevada car insurance requirements. 

Comprehensive and collision coverage are supplemental options offered by insurance providers to protect your vehicle and passengers from “Acts of God,” vandalism, and other uncontrollable circumstances. 

For a free quote, compare auto insurance companies on Insurify

North Las Vegas DMV Information 

There is one major DMV outpost near the city of North Las Vegas located on Decatur Boulevard. Here, residents can change their address, obtain a driver’s license, and complete vehicle registrations. The DMV is open from 8:30 AM to 5 PM with special morning and evening hours on weekdays. You may be able to skip the lines and access what you need via its online portal. There are also over a dozen DMV outposts in nearby Las Vegas. 

Public Transit in North Las Vegas

North Las Vegas offers visitors and residents a plethora of public transportation options thanks to its proximity to Las Vegas proper. The Las Vegas Monorail makes frequent stops along Las Vegas Boulevard, running late into the evening. Bus services operated by the RTC also provide stops towards the Vegas strip, and around surrounding suburbs like North Las Vegas and Sparks. 

Many casinos and hotels around the city offer their guests complimentary shuttle service down the strip and to and from the airport. Several complimentary trams are also available along the western edge of the strip. Ridesharing services like Uber, Lyft, and traditional taxis operate across the city. 

New services like scooter and bike shares are also available around Las Vegas, especially in the tourist-heavy areas along the Strip. Skip the traffic and scoot around! 

Finally, Uber just announced a partnership with the public bus system in Las Vegas. Passengers will now be able to purchase transit tickets via their Uber app at the same cost as a traditional ticket.

Conclusion: How to get the best and cheapest car insurance in North Las Vegas 

As American drivers know too well, enough precious time is wasted sitting in traffic each year. There’s no need to waste more time finding the perfect auto insurance policy. Use Insurify to find the best rates available by comparing dozens of insurance quotes in just a few seconds.

With an estimated 10.6 percent of vehicles driving uninsured throughout Nevada, give yourself peace of mind with sufficient car insurance coverage. Don’t become just one more uninsured motorist—get quotes with Insurify to get the best coverage and rates for your car at a price that works for you.

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Updated February 12, 2020

Jackie Cohen received her B.A. in Global Media and Public Relations from the University of Massachusetts, Amherst. Currently based in Boston, MA, she works as a content writer for Insurify. An avid globe-trotter and foodie, Jackie spends her spare time adventuring far and near.