As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Click here for our full-length guide to Nevada car insurance quotes, discounts, and state requirements.

As both a rock climber’s haven and a gambler’s retreat, Vegas has the best of all worlds. If you’re looking to hike all day and party all night, the largest city in Silver State may be the place for you.

Car travel is the main mode of transportation for over 640,000 Las Vegas residents. Finding the right car insurance policy for you and your lifestyle is an important step towards safe driving in Las Vegas. Let’s get on our way to great savings. Compare and save on the best and cheapest car insurance quotes in Nevada here.

Find cheap car insurance quotes for Las Vegas today.

For more city-specific car insurance details, check out our overviews of North Las Vegas and Reno

Cheapest Car Insurance Quotes in Las Vegas, NV

Here are the cheapest insurance companies in Las Vegas, based on averaged sample rates for four driver profiles that included varied gender, age, driving history, credit, marital status, prior insurance, higher education, employment, and military service. Clean driving records may amount to “good driver discounts,” resulting in lower overall insurance costs.

Insurance CompanyQuotes
GEICO$112/month
Progressive$151/month
State Farm$158/month
Allstate$223/month
Nationwide$231/month

USAA often offers the lowest car insurance rates to Nevada drivers, but it is only available to active-duty members of the military, veterans, and their immediate families.

Best Car Insurance Companies in Las Vegas, NV

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top-rated companies that offer car insurance in Las Vegas. For the complete list, see Insurify’s best car insurance companies.

Insurance CompanyScoreQuotes
GEICO87$112/month
Allstate86$223/month
Nationwide84$231/month
State Farm83$158/month
Travelers81$235/month
Progressive78$151/month

Compare Average Premiums 

Insurance rates vary greatly from town to town. Las Vegas has slightly higher monthly premiums compared to state and national averages. Keep the savings rolling and compare policies on Insurify today. 

Las Vegas Average Premium Nevada Average Premium National Average Premium
$194/month $162/month $131/month

Las Vegas Auto Insurance Requirements 

Before operating on Nevada roadways, Nevada drivers must ensure their motor hold sufficient liability insurance

Liability coverage is a safety necessity.

In Nevada, state minimum coverage limits for liability car insurance are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Driving records, prior car accidents, prior moving violations, speeding tickets, commute length, and other demographic factors may cause fluctuation to your Las Vegas auto insurance rates.

Read more about Nevada car insurance requirements

Comprehensive and collision coverage are supplemental options offered by insurance providers to protect your vehicle and passengers from “Acts of God,” vandalism, and other uncontrollable circumstances. 

For a free quote, compare auto insurance companies on Insurify

Las Vegas DMV Information 

There are more than a dozen DMV outposts around the Entertainment Capital of the World. Here, drivers can access services like vehicle registration, driver’s license road tests, and insurance information. Residents may be able to skip their visit altogether by visiting the DMV’s online portal where they may be able to get the answers they need without waiting in line.

Public Transit in Las Vegas

Las Vegas offers visitors and residents a plethora of public transportation options. The Las Vegas Monorail makes frequent stops along toe Las Vegas Boulevard running late into the evening. Bus services operated by the RTC also provide stops along the Vegas strip, and around surrounding suburban areas. With so many casinos and hotels around the city, many offer their guests complimentary shuttle service down the strip and to and from the airport. Several complimentary trams are also available along the western edge of the strip. Ridesharing services like Uber, Lyft, and traditional taxis operate across the city. New services like scooter and bike shares are also available around Las Vegas, especially in the touristy areas along the Strip. Skip the traffic and scoot around! Finally, Uber just announced a partnership with the public bus system in Las Vegas. Passengers will now be able to purchase transit tickets via their Uber app at the same cost as a traditional ticket, just more convenient.

Conclusion: How to get the best and cheapest car insurance in Las Vegas

As American drivers know too well, enough of their precious time is wasted sitting in traffic each year. There’s no need to waste more time finding the perfect auto insurance policy. Use Insurify to find the best rates available by comparing dozens of insurance quotes in just a few seconds.

With an estimated 10.6 percent of vehicles driving uninsured throughout Nevada, give yourself peace of mind with sufficient car insurance coverage. Don’t become just one more uninsured motorist—get quotes with Insurify to get the best coverage and rates for your car at a price that works for you.

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Updated June 4, 2020

Jackie Cohen received her B.A. in Global Media and Public Relations from the University of Massachusetts, Amherst. Currently based in Boston, MA, she works as a content writer for Insurify. An avid globe-trotter and foodie, Jackie spends her spare time adventuring far and near.