Grange Car Insurance
Grange Car Insurance Information
| Insurify Composite Score | -- | Number of discounts | 7 | Number of reviews | 112 | User Rating | 3.6 | A.M. Best |
--
|
Standard & Poor’s |
--
|
|---|
Discounts
The largest discounts from Grange are: Eco-nomy Car Discount, Passive Restraint Discount, Good Student Discount
| Discount Type | Discount % |
|---|---|
| Eco-nomy Car Discount | Varies |
| Passive Restraint Discount | Varies |
| Good Student Discount | Varies |
| Defensive Driver Discount | Varies |
| Good Driver Discount | Varies |
| Prepay Discount | Varies |
| Multiple Policy Discount | Varies |
Payment Methods
-
Online Payment
-
Bank Payment/Direct Deposit
-
Credit Card Payment
-
Debit Card Payments
-
Phone Payment
-
Mail Payment
-
Electronic Check
Features and Services
Grange has been offering its customers exceptional service for over 80 years. Their insurance agents are available for claim support and roadside assistance 24 hours a day, 7 days a week.
Customers can manage their payments, policy, and claims online with billing and weather alerts and ready-to-print ID cards
-
Online account management
Car Insurance Coverage
Optional Coverage
-
Glass Coverage
-
Rental Reimbursement
-
Pet Coverage
-
Original Equipment Manufacturer Coverage
-
Gap Insurance
-
Umbrella Policy
-
Roadside Assistance
Grange Insurance by State
SR-22 Insurance by State
Grange Insurance Products
Car Insurance
Grange’s auto insurance policies will cover everything from your everyday car to off-road vehicles like ATV’s.
Available coverages and discounts may vary by state, but will most likely include:
-
Underinsured/uninsured motorist coverage: Covers the cost of repairs if you were to get hit by someone with little or no car insurance.
-
Full glass repair and towing/labor: Covers roadside repairs like flat tires, cracked windshields, empty gas tank, etc. and towing to the nearest repair shop if fixes cannot be handled on the road.
-
Rental car reimbursement: Covers the cost of car rental while your vehicle is out of commission.
-
Pet injury and mobile device: Covers your pet’s veterinary bills and repairs for your cellphone.
-
Identity theft: Protects your identity after your car is stolen or broken into.
-
Original equipment manufacturer coverage: Ensure parts from your car’s original manufacturer are used when your car is repaired.
-
Loan/lease gap coverage: If you are still making payments on your vehicle finance or lease and experience a total loss accident, you’ll be covered for the difference between your car’s actual cash value and what you still owe on the loan or lease.
-
Personal umbrella: Coverage for a settlement if you are sued for property damage or injuries from an accident you caused.
Boat, recreational vehicle and motorcycle insurance: Unlock multi-policy discounts for all of the motor vehicles you own.
Home Insurance
Grange offers a variety of home insurance coverages and their independent agents will make sure there aren’t any gaps in your protection for your home and your possessions.
Available coverages and discounts may vary by state, but will most likely include:
-
Backup of sewers and drains: Covers repair or replacement of your entire basement in the event the sewer or drain backup causes flooding.
-
Home replacement cost: The cost to replace your home is not the same as its market value. Additional construction costs can add up. Make sure you’re covered.
-
Jewelry, artwork and collectibles: Get compensated when high-value items are damaged or stolen.
-
Identity theft protection: Professional help in restoring your identity, notifying credit bureaus, and preparing a case for law enforcement.
-
Renters and condo insurance
-
Personal umbrella: Coverage for a lawsuit settlement due to property damage, character defamation, libel, etc.
-
Equipment breakdown: Coverage for repairs or replacement of brand new heating, cooling, ventilation system, backup generators, pool equipment, etc.
-
Assisted living care: Added protection for one’s personal belongings while they’re in an assisted living facility.
Life Insurance
Grange offers a variety of life insurance coverages and their independent agents will make sure you don’t overestimate the cost of life insurance.
Available coverages and discounts may vary by state, but will most likely include:
-
Income replacement: Replace your income for your family so they will not have to struggle financially.
-
Education costs: Make sure your children can afford to go to college if something were to happen to you.
-
Mortgage protection: The loss of an income can lead to the loss of a family home. Leave your family financially prepared to pay for a mortgage.
-
Wealth transfer: Leave behind a sum of money for charity or loved ones.
-
Final expenses: The average cost of a funeral, health care bills and other final expenses average about $15,000. Leave your family prepared.
Business Insurance
Grange offers a variety of business insurance coverages and their independent agents will help you build a policy as unique as your business.
Available coverages and discounts may vary by state, but will most likely include:
-
Risk evaluation: Have a professional evaluate the risks of your business.
-
Commercial property and auto: Cover the commercial buildings, vehicles, and equipment crucial to your business.
-
Commercial liability: Cover accidents that occur on the job.
-
Employment practices liability: Cover theft done by an employee.
-
Commercial umbrella: Liability coverage with higher limits.
-
Commercial package and farm owners insurance
-
Workers compensation: Cover yourself legally if an employee is hurt on the job.
-
Employee life insurance: Include employee benefit options in your existing insurance portfolio.
-
Business continuation and succession planning: Help your company continue to thrive in the event of a loss of a business partner or key executive.
-
Grange Cyber Coverage: Protect your company in the event of a cyber breach.
Compare Related Companies
Company History
Grange Insurance company was originally founded in 1935 in Columbus, Ohio to provide affordable property insurance to farming community members -- the National Grange Patrons of the Husbandry.
Despite their specific beginnings, Grange Insurance now offers reasonable and customizable auto, home, life and business insurance products to 13 states in the U.S: Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia and Wisconsin.
Together with their affiliate company, Integrity Insurance, Grange continues to sell their products exclusively through independent insurance agents, which means you get unbiased, local service that you can trust.
Grange offers personalized coverage options for all of their insurance product lines that can be tailored to your unique needs and budget. Grange also provides convenient options for managing your insurance policies online, including billing and weather alerts, printable ID cards, and track your claims.
Grange currently has over 750,000 policyholders and about $2 million in assets. Grange Insurance has the excellent strength and stability of a large insurance company, but with the local, personalized service of a small insurance provider.
Grange Reviews
Most Positive Review
Best rates and coverage
Most Critical Review
August 20, 2018
When I first started with grange my premium was about$80, in 4yrs it went up to $ 152. I only had a incident that caused a scuff to another car in a parking lot - backing up. Also when I would call them about increases,they never had a reasonable answer - another then prices go up. Finally when I called my agent to help they rarely returned my calls,if it had anything to do with price. Being a former business owner...that's a big no-no.
June 22, 2018