Grange’s auto insurance policies will cover everything from your everyday car to off-road vehicles like ATVs.

Available coverages and discounts may vary by state, but will most likely include:

• Underinsured/uninsured motorist coverage: Covers the cost of repairs if you were to get hit by someone with little or no car insurance.

• Full glass repair and towing/labor: Covers roadside repairs like flat tires, cracked windshields, empty gas tank, etc. and towing to the nearest repair shop if fixes cannot be handled on the road.

• Rental car reimbursement: Covers the cost of a car rental while your vehicle is out of commission.

• Pet injury and mobile device: Covers your pet’s veterinary bills and repairs for your cell phone.

• Identity theft:  Protects your identity after your car is stolen or broken into.

• Original equipment manufacturer coverage: Ensures parts from your car’s original manufacturer are used when your car is repaired.

• Loan/lease gap coverage: If you are still making payments on your vehicle finance or lease and experience a total loss accident, you’ll be covered for the difference between your car’s actual cash value and what you still owe on the loan or lease.

• Personal umbrella: Coverage for a settlement if you are sued for property damage or injuries from an accident you caused.

• Boat, recreational vehicle and motorcycle insurance: Unlock multi-policy discounts for all of the motor vehicles you own.

Grange offers a variety of home insurance coverages and their independent agents will make sure there aren’t any gaps in your protection for your home and your possessions.

Available coverages and discounts may vary by state, but will most likely include:

• Backup of sewers and drains: Covers repair or replacement of your entire basement in the event the sewer or drain backup causes flooding.

• Home replacement cost
  

• Jewelry, artwork, and collectibles: Get compensated when high-value items are damaged or stolen.

• Identity theft protection: Professional help in restoring your identity, notifying credit bureaus, and preparing a case for law enforcement.

• Renters and condo insurance

• Personal umbrella: Coverage for a lawsuit settlement due to property damage, character defamation, libel, etc.

• Equipment breakdown: Coverage for repairs or replacement of brand new heating, cooling, ventilation system, backup generators, pool equipment, etc.

• Assisted living care: Added protection for one’s personal belongings while they’re in an assisted living facility.

Grange offers a variety of life insurance coverages and their independent agents will make sure you don’t overestimate the cost of life insurance.

Available coverages and discounts may vary by state, but will most likely include:

• Income replacement: Replace your income for your family so they will not have to struggle financially.

• Education costs: Make sure your children can afford to go to college if something were to happen to you.

• Mortgage protection: The loss of an income can lead to the loss of a family home. Leave your family financially prepared to pay for a mortgage.

• Wealth transfer: Leave behind a sum of money for charity or loved ones.

• Final expenses: The average cost of a funeral, health care bills and other final expenses average about $15,000.

Grange offers a variety of business insurance coverages and their independent agents will help you build a policy as unique as your business.

Available coverages and discounts may vary by state, but will most likely include:

• Risk evaluation: Have a professional evaluate the risks of your business.

• Commercial property and auto: Cover the commercial buildings, vehicles, and equipment crucial to your business.

• Commercial liability: Cover accidents that occur on the job.

• Employment practices liability: Cover theft done by an employee.

• Commercial umbrella: Liability coverage with higher limits.

• Commercial package and farm owners insurance

• Workers compensation: Cover yourself legally if an employee is hurt on the job.

• Employee life insurance: Include employee benefit options in your existing insurance portfolio.

• Business continuation and succession planning: Help your company continue to thrive in the event of a loss of a business partner or key executive.

• Grange Cyber Coverage: Protect your company in the event of a cyber breach.